Invesco India Multi Asset Allocation Fund:Diversify With Equity, Debt & ETFs

Invesco Mutual Fund has announced the launch of the Invesco India Multi Asset Allocation Fund, an open-ended scheme designed to diversify investments across equity, debt, and gold or silver ETFs. Targeted at investors aiming for long-term capital appreciation or income, this fund offers a balanced portfolio with exposure to multiple asset classes. The New Fund Offer (NFO) is set to open soon, priced at Rs.10 per unit.

Features of the Scheme

1. Diversified Asset Allocation: The fund will allocate its investments as follows:
   • Equity & equity-related instruments: 10-80%
   • Debt & money market instruments: 10-80%
   • Gold/Silver ETFs: 10-50%
2. This structured allocation will help balance growth potential and risk management.
3. Benchmark Index: The scheme’s performance will be evaluated against a composite benchmark:
   • Nifty 200 TRI (60%)
   • CRISIL 10-Year Gilt Index (30%)
   • Domestic prices of gold (5%) and silver (5%).
4. Investment Options: Investors can choose between Growth and Income Distribution cum Capital Withdrawal (IDCW) options, with facilities like SIP, STP, and SWP available post-launch.

Who Should Invest?

This fund suits investors with a moderate to high-risk appetite who are looking to diversify their portfolios. The mix of equity, fixed income, and commodities offers both growth potential and a hedge against market volatility.

Fees & Exit Load

• Entry Load: None
• Exit Load:
  • Nil for up to 10% of units redeemed within a year.
  • 1% for units exceeding the 10% threshold if redeemed within a year.
  • No load after one year.

The scheme will charge annual expenses capped at 2% of daily net assets for the initial Rs. 500 crore.

Conclusion: The Invesco India Multi Asset Allocation Fund presents a compelling option for those seeking diversification in their investment portfolios. By combining equity, debt, and precious metals, the fund has balanced growth and stability. Always consult your financial advisor to guarantee alignment with your investment strategy.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making related decisions.