Aavas Financiers share price touched a 52-week high of ₹1,994.45 on March 20, 2025, rising 4% in intraday trade on the NSE. The stock has surged 7% in the past 2 trading sessions, surpassing its previous high of ₹1,978.25 recorded in June 2024. Despite this strong performance, it remains significantly below its all-time high of ₹3,336.95, which was reached in February 2022.
On March 19, 2025, Aavas Financiers announced that SBI Mutual Fund had reduced its stake in the company. The fund sold 7.544 million shares through an open offer, bringing its holding down from 9.587% to just 0.056%.
In August 2024, Kedaara Capital and Partners Group, the promoters of Aavas Financiers, signed an agreement to sell their entire stake to Aquilo House Pte. Ltd., part of the CVC Capital Partners group. Following the completion of the share purchase agreement (SPA) and an open offer to public shareholders, Aquilo House Pte. Ltd. will become the new promoter of Aavas Financiers, replacing Kedaara Capital and Partners Group. The transaction is pending regulatory approval.
CARE Ratings recently reaffirmed its stable rating for Aavas Financiers. The company has strong banking relationships with institutions such as PNB, SBI, and HDFC Bank. It also receives funding from international agencies like the Asian Development Bank (ADB), International Finance Corporation (IFC), and British International Investment (formerly CDC).
Aavas Financiers primarily provides housing loans to low- and middle-income self-employed customers in semi-urban and rural India. It also offers Loan Against Property (LAP) and MSME loans.
In the past 2 months, the company’s stock price has surged 20%, outperforming the market. Key financial highlights include:
The government’s launch of Pradhan Mantri Awas Yojana (PMAY) 2.0, which includes an interest subsidy for urban housing, is expected to boost loan accessibility for low-income groups. This initiative aligns with the company’s goal of expanding homeownership in India.
Aavas Financiers is targeting 25% growth in loan disbursements and is expanding into Southern India, which is expected to drive further business growth. The company also sees strong potential in the MSME loan segment, which offers higher yields of around 15%.
The company recently upgraded its major technology platforms, completing one of the fastest tech transformations in the industry. With these improvements now stabilising, Aavas Financiers believes it has set a strong foundation for sustainable, scalable, and profitable growth.
With robust financial growth, expanding market reach, and a strong funding base, Aavas Financiers is well-positioned for sustainable and profitable expansion.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks, read all the related documents carefully before investing.
Published on: Mar 20, 2025, 2:02 PM IST
Kusum Kumari
Kusum Kumari is a Content Writer with 4 years of experience in simplifying financial market concepts. Currently crafting insightful content at Angel One, She specialise in breaking down complex topics into easy-to-understand pieces, blending expertise in market fundamentals and technical analysis.
Know MoreWe're Live on WhatsApp! Join our channel for market insights & updates
Get the link to download the App
