Bajaj Allianz Life Introduces Focused 25 Fund

Bajaj Allianz Life Insurance has launched the Focused 25 Fund, a unit-linked insurance plan (ULIP) fund that aims to provide long-term capital appreciation. The fund follows a concentrated investment approach, holding up to 25 stocks across market capitalizations, with a primary focus on large-cap companies. The New Fund Offer (NFO) is open until March 20, 2025, and will be available through Bajaj Allianz Life’s ULIP products.

Investment Strategy

The Focused 25 Fund follows a high-conviction strategy, investing in companies with strong fundamentals, sustainable growth potential, and corporate governance standards. It is sector-agnostic, meaning it does not limit investments to specific industries but instead diversifies based on market conditions. The fund actively manages investments while maintaining a concentrated portfolio.

Benchmark and Risk Profile

The fund is benchmarked against the Nifty 100 Index, which tracks the performance of India’s largest companies by market capitalization. This allows investors to assess the fund’s performance relative to a broad set of top-listed firms. The fund is intended for investors with a higher risk tolerance due to its concentrated nature.

About Bajaj Allianz Life

Bajaj Allianz Life Insurance is a joint venture between Bajaj Finserv and Allianz SE. The company manages assets worth over ₹1.20 lakh crore and has an individual claim settlement ratio of 99.23% as of January 31, 2025. 

Conclusion

The Focused 25 Fund is available only through Bajaj Allianz Life’s ULIP products. The NFO will close on March 20, 2025, after which the fund will continue as part of the company’s investment offerings. Investors seeking a concentrated stock portfolio within a ULIP framework can access this fund through the company’s existing policies.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.