Bajaj Finance Share Price Hits 52-Week High; Posted 18% PAT Growth in Q3 FY25 Results

On Wednesday, Bajaj Finance Limited announced its financial results for the quarter ended December 31, 2024.

Post the announcement, on January 30, 2025, Bajaj Finance share price opened at ₹7,850.00, up from its previous close of ₹7,759.65. At 9:45 AM, the share price of Bajaj Finance was trading at ₹8,134.15, up by 4.83% on the NSE. Notably, the stock price touched its 52-week high at ₹8,250.65 today.

Key Business Highlights

The company’s Assets Under Management (AUM) witnessed a 28% year-on-year (YoY) rise, reaching ₹3,98,043 crore compared to ₹3,10,968 crore as of December 31, 2023.

Notably, new lines of business contributed 3% to the AUM growth, with ₹24,119 crore added during Q3 alone. Bajaj Finance also recorded its highest-ever new loans booked at 12.06 million in Q3 FY25, up 22% from 9.86 million in the same period last year.

On the funding front, the company maintained a liquidity buffer of ₹13,656 crore as of December 31, 2024. The cost of funds stood at 7.96% for Q3 FY25, marginally lower by 1 basis point from Q2 FY25. Bajaj Finance’s deposits book experienced a 19% YoY growth, amounting to ₹68,797 crore, with a quarterly addition of ₹2,666 crore. Deposits contributed 20% to the company’s consolidated borrowings by the end of the quarter.

Q3 FY 2025 Financial Highlights

Bajaj Finance’s Net interest income (NII) grew by 23% YoY to ₹9,382 crore, while net total income surged by 26% to ₹11,673 crore compared to ₹9,298 crore in Q3 FY24. The company reported a consolidated profit after tax (PAT) of ₹4,308 crore for Q3 FY25, marking an 18% YoY growth.

About Bajaj Finance Ltd

Bajaj Finance focuses primarily on lending, offering a diverse portfolio across retail, SME, and commercial segments. With a strong presence in both urban and rural India, the company also accepts public and corporate deposits and provides a range of financial services to its customers.

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