Bajaj Housing Finance share price declined by 4.80% on Monday and was trading at ₹115.73. This was despite reporting a robust business performance for the January-March quarter of FY25. Here is why:
Gross disbursements for Q4FY25 were approximately ₹14,250 crore. This was a growth from ₹11,393 crore in the same quarter last year. This reflects growing demand for housing finance products.
On March 31, 2025, Assets Under Management (AUM) rose by 26% to about ₹1,14,680 crore. This is a considerable growth from ₹91,370 crore last year. AUM grew by ₹6,365 crore in Q4FY25, reflecting the company’s expansion policies.
Loan assets also recorded a significant rise, and reached around ₹99,500 crore at the end of March. This was a notable growth from ₹79,301 crore in the previous year. This highlights that Bajaj Housing Finance is strengthening its position in the lending sector.
Read more on: Bajaj Housing Finance Q3 FY25 Results: Profit Rises 25%, AUM Grows
April is expected to be a key month for the company as the shareholder lock-in period expires. As per news reports, nearly 529 crore shares, or over 64% of the company’s outstanding equity, will become eligible for trading in April.
It’s important to note that the expiration of the lock-in period doesn’t mean all shares will be sold. It only makes them available for trading in the open market.
On Friday, Bajaj Housing Finance share price closed at ₹121.6, down 2.4%, while the Sensex dropped 1.22%. The stock has fallen 4% year-to-date and 19% over the past 6 months. Its market capitalisation currently stands at ₹96,330 crore.
Despite a strong performance in Q4 FY25, the share price of Bajaj Housing Finance has fallen due to the upcoming expiry of the lock-in period, which will make a large portion of shares tradable. This potential influx of shares into the market has created investor apprehension, overshadowing the positive financial results.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.
Published on: Apr 7, 2025, 1:43 PM IST
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