Delhi Mukhyamantri Mahila Samman Yojana vs Ladki Behan Yojana Maharashtra: A Comparative Analysis

The Delhi Government and the Maharashtra Government have both launched welfare schemes aimed at empowering women in their respective states. While both focus on providing financial assistance to women, they differ in terms of eligibility, benefits, application process, and their broader objectives.

In this blog, we will compare the Mukhyamantri Mahila Samman Yojana (Delhi) and Mukhyamantri Majhi Ladki Bahin Yojana (Maharashtra) to help you understand their features and differences.

Objective of the Scheme

Mukhyamantri Mahila Samman Yojana (Delhi)

This scheme, launched by the Delhi Government, aims to provide financial assistance to women above the age of 18, offering them monthly stipends to enhance their economic independence. The scheme is expected to promote social security and welfare for women residents of Delhi.

Mukhyamantri Majhi Ladki Bahin Yojana (Maharashtra)

Launched by the Maharashtra Government, this initiative primarily targets women aged 21 to 65, providing them financial support to improve their health, nutrition, and socio-economic independence. It aims to strengthen the role of women in their families and communities by offering a monthly financial benefit.

Eligibility Criteria

Mukhyamantri Mahila Samman Yojana (Delhi)

• Age: Women aged 18 and above
• Residency: Must be a resident of Delhi
• Income: Annual family income should not exceed ₹3 lakh
• Exclusions: Women receiving government pensions, taxpayers, government employees, and former elected officials (MPs, MLAs, etc.

Mukhyamantri Majhi Ladki Bahin Yojana (Maharashtra)

• Age: Women aged 21 to 65
• Residency: Must be a resident of Maharashtra
• Income: Annual family income should not exceed ₹2.5 lakh
• Exclusions: Government employees, pensioners, income taxpayers, former elected officials (MPs, MLAs), women who already receive assistance from other government schemes.

Financial Assistance

Mukhyamantri Mahila Samman Yojana (Delhi)

• Initial Benefit: ₹1,000 per month
• Future Plans: The Delhi Government intends to increase the stipend to ₹2,100 per month after elections.

Mukhyamantri Majhi Ladki Bahin Yojana (Maharashtra)

• Fixed Benefit: ₹1,500 per month through direct benefit transfer (DBT).

Application Process

Mukhyamantri Mahila Samman Yojana (Delhi)

• Mode of Application: Primarily offline
• How to Apply: Women can visit government camps set up in local neighbourhoods or register at their local MLA’s office.
• Documents Required: Aadhaar card, Voter ID, PAN card, bank details, address proof, income certificate, and self-declaration affidavit.

Mukhyamantri Majhi Ladki Bahin Yojana (Maharashtra)

• Mode of Application: Online
• How to Apply: Applicants must visit the official website, create an account, and complete the registration process by filling out a form and submitting the required documents.
• Documents Required: Aadhaar card, domicile certificate, ration card, marriage certificate (if applicable), bank account details, income certificate, photograph of the beneficiary.

Target Audience

Mukhyamantri Mahila Samman Yojana (Delhi)

The scheme targets women aged 18 years and above who are residents of Delhi and meet the income criteria. It provides a general welfare benefit to all eligible women, with a focus on socio-economic empowerment.

Mukhyamantri Majhi Ladki Bahin Yojana (Maharashtra)

This scheme is more specific in its target, focusing on women aged 21 to 65 years who face socio-economic challenges. The scheme particularly aims to uplift married, widowed, divorced, abandoned, and destitute women, along with one unmarried woman in each family.

Exclusions

Mukhyamantri Mahila Samman Yojana (Delhi)

Excludes women receiving pensions from government schemes, women who paid income tax, government employees, and former elected representatives such as MPs, MLAs, or council members.

Mukhyamantri Majhi Ladki Bahin Yojana (Maharashtra)

Excludes women whose family income exceeds ₹2.5 lakh, women receiving financial assistance from other schemes, government employees, pensioners, and those with a four-wheeler registered in the family’s name.

Government Support and Implementation

Mukhyamantri Mahila Samman Yojana (Delhi)

The Delhi Government is implementing this scheme with offline registration through designated camps in neighbourhoods and local MLA offices. This grassroots-level approach is designed to reach women who may not be tech-savvy.

Mukhyamantri Majhi Ladki Bahin Yojana (Maharashtra)

The scheme is implemented through a fully digital platform. Women can register online by creating an account, submitting forms, and uploading required documents. The use of technology makes the process more streamlined and accessible for women with internet access.

Conclusion

While both the Mukhyamantri Mahila Samman Yojana (Delhi) and the Mukhyamantri Majhi Ladki Bahin Yojana (Maharashtra) offer crucial financial aid to women, their differences lie in the scope, target groups, and implementation methods. The Delhi scheme is more inclusive, offering financial assistance to a broader demographic, while the Maharashtra scheme is more targeted towards specific groups of women such as married, widowed, or abandoned women. Both schemes aim to empower women economically, but the Maharashtra scheme places a heavier emphasis on improving women’s health, nutrition, and roles within their families.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.