Delhi to Implement Ayushman Bharat Health Scheme

The Delhi government has finalised plans to implement the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY). An official Memorandum of Understanding (MoU) will be signed between the Delhi government and the National Health Authority (NHA) on March 18 in the presence of Union Health Minister JP Nadda. 

On the same occasion, five families in Delhi will receive Ayushman Bharat e-cards.

Coverage and Beneficiary 

Delhi will become the 35th state or Union Territory in India to implement AB-PMJAY, leaving West Bengal as the only state yet to adopt the scheme. In its initial phase, around six lakh people in Delhi will be eligible for coverage. This group includes essential workers initially identified in 2018, Anganwadi workers, and all citizens aged 70 years and above.

The scheme typically provides health insurance coverage of up to ₹5 lakh per family annually for secondary and tertiary healthcare services. However, the Delhi government has chosen to increase this coverage limit to ₹10 lakh per family, with the additional financial responsibility being borne by the state government.

Registration and Eligibility

To avail benefits, eligible beneficiaries must register themselves through the Ayushman Bharat online portal or the dedicated mobile app. Upon successful registration, beneficiaries will receive an e-card, which they can use at empanelled hospitals for cashless treatment.

Implementation Process

As per the reports, Delhi Chief Minister Rekha Gupta prioritised the approval of AB-PMJAY in the first Cabinet meeting after the recent assembly elections. The National Health Authority and Delhi health officials held several rounds of discussions over the past three weeks to finalise implementation procedures, beneficiary identification, claim processing guidelines, grievance redressal mechanisms, and training processes for a smooth rollout.

Conclusion 

All in all, the implementation of Ayushman Bharat also shows a shift from the previous healthcare initiative, Delhi Arogya Kosh, launched by the former Aam Aadmi Party (AAP) government. 

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