DSP Aggressive Hybrid Fund Announces Income Distribution

DSP Mutual Fund has declared an income distribution of ₹0.20 per unit under the Income Distribution cum Capital Withdrawal (IDCW) option of its DSP Aggressive Hybrid Fund. The distribution applies to both regular and direct plans, with the record date set for January 28, 2025.

Fund Overview

The DSP Aggressive Hybrid Fund was launched on January 1, 2013, and has delivered an average return of 14.37% since its inception. As of December 31, 2024, the fund’s assets under management (AUM) stood at ₹10,306 crore, with an expense ratio of 0.71%.

Asset Allocation

The fund invests 69.2% of its portfolio in equities, 29.6% in debt instruments, and 1.2% in cash or cash equivalents. This mix is intended to balance growth potential with relative stability, appealing to investors looking for a combination of equity and fixed-income exposure.

Investment Strategy

The fund’s strategy focuses on generating long-term capital appreciation and current income by investing in a diversified portfolio of equity, debt, and money market instruments. It is benchmarked against the CRISIL Hybrid 35+65 Aggressive Index and categorized under the “Very High” riskometer.

Minimum Investment & Exit Load

Investors can begin with a minimum investment of ₹100, and subsequent additional investments also require ₹100. For SIP (Systematic Investment Plan) options, the minimum instalment is ₹100 with a minimum of 12 cheques. Partial withdrawals can be made with a minimum amount of ₹500, provided a balance of ₹500 is maintained in the account.

An exit load of 1% is applicable for redemption of units exceeding 10% of the total investment if withdrawn within 364 days. There is no lock-in period for the fund. This fund may suit those looking for moderate equity exposure and willing to accept market fluctuations. However, it is important to weigh the risks associated.

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Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.