Gold prices have been rising, leading to higher participation in Gold Exchange-Traded Funds (ETFs). According to the Association of Mutual Funds in India (AMFI), Gold ETFs saw an inflow of ₹3,751.4 crore in January 2025, a 486% jump from the previous month. This indicates a significant increase in investments in gold-backed assets.
With this, let’s take a look at how a ₹10,000 monthly SIP in Gold ETFs over 5 years would have performed.
| Fund Name | NAV (₹) | Investment Amount (₹) | SIP Value in 5 Years (₹) | XIRR (%) |
| LIC MF Gold Exchange Traded Fund | 7880.1808 | 6,10,000 | 9,51,093 | 18.01% |
| Invesco India Gold ETF | 7621.6837 | 6,10,000 | 9,45,211 | 17.75% |
| Axis Gold ETF | 72.928 | 6,10,000 | 9,41,597 | 17.60% |
| ABSL Gold ETF | 76.723 | 6,10,000 | 9,39,904 | 17.52% |
| ICICI Pru Gold ETF | 73.9095 | 6,00,000 | 9,20,626 | 17.13% |
| SBI Gold ETF | 73.8182 | 6,00,000 | 9,17,387 | 16.99% |
Note: This table presents the investment performance of Gold ETFs over 5 years, year-to-date as of February 20, 2025.
The LIC MF Gold ETF emerged as the best-performing Gold ETF, delivering an XIRR of 18.01% over the past five years. With its steady asset allocation and strong correlation to gold price movements, it has provided investors with higher returns compared to other Gold ETFs.
The Invesco India Gold ETF has delivered an XIRR of 17.75%, making it the second-best performer in this category. Launched in 2010, this fund has maintained consistent performance, benefiting from gold price appreciation and stable demand.
The Axis Gold ETF secured its position among the top three Gold ETFs, generating an XIRR of 17.60% over five years. This fund has capitalised on gold price fluctuations, ensuring stable returns for investors.
Gold ETFs have seen significant growth over the past five years, with a ₹10,000 monthly SIP accumulating over ₹9 lakh. The rise in gold prices and higher inflows into Gold ETFs, as reported in January 2025, indicate increased participation in this asset class.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.
Published on: Feb 23, 2025, 7:05 PM IST
We're Live on WhatsApp! Join our channel for market insights & updates
Get the link to download the App
