ICICI Bank Share Price in Focus; Posted Q3 FY25 Results with 14.8% Rise in PAT

ICICI Bank Limited has been in focus on Monday post the announcement of its financial results for Q3 FY 2025.

On January 27, 2025, ICICI Bank share price opened at ₹1,195.00, down from its previous close of ₹1,209.20. At 10:29 AM, the share price of ICICI Bank was trading at ₹1,225.75, up by 1.37% on the NSE.

Q3 FY 2025 Financial Highlights

The profit before tax excluding treasury increased by 12.8% year-on-year (y-o-y) and 3.2% quarter-on-quarter (q-o-q) to ₹152.89 billion. Core operating profit also showed a positive trend, growing by 13.1% y-o-y and 2.9% q-o-q to ₹165.16 billion. Excluding dividend income from subsidiaries and associates, the core operating profit rose by 14.7% y-o-y and 3.3% q-o-q.

Growth in Retail and Domestic Loans

The bank’s loan book exhibited healthy growth, with domestic loans increasing by 15.1% y-o-y and 3.2% q-o-q. Retail loans also saw a steady rise of 10.5% y-o-y and 1.4% q-o-q, reflecting ICICI Bank’s growing dominance in the retail sector.

Consistent Asset Quality

ICICI Bank maintained its strong asset quality, with the net non-performing asset (NPA) ratio remaining stable at 0.42% as of December 31, 2024, in line with the previous quarter. This stability underscores the bank’s sound risk management practices despite a challenging market environment.

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