On March 15, 2025, the Reserve Bank of India (RBI) issued a statement addressing concerns surrounding IndusInd Bank. The central bank reassured that the financial institution remains well-capitalised and stable despite recent speculation.
On March 17, 2025, IndusInd Bank share price opened at ₹705.00, up from its previous close of ₹672.35. At 9:35 AM, the share price of IndusInd Bank was trading at ₹699.75, up by 4.08% on the NSE.
According to the RBI, IndusInd Bank’s financial health is satisfactory. As per the auditor-reviewed results for the quarter ended December 31, 2024, the bank maintained a Capital Adequacy Ratio (CAR) of 16.46% and a Provision Coverage Ratio (PCR) of 70.20%. Additionally, the Liquidity Coverage Ratio (LCR) stood at 113% as of March 9, 2025, surpassing the regulatory requirement of 100%.
IndusInd Bank has engaged an external audit team to comprehensively review its systems. The RBI has directed the bank’s Board and management to complete remedial actions within Q4 FY25 while ensuring transparency through necessary disclosures.
The RBI emphasised that depositors should not react to speculative reports, as the bank remains financially sound. The regulator continues to monitor IndusInd Bank closely to ensure stability and compliance with regulatory guidelines.
With a capital position, liquidity, and proactive regulatory oversight, IndusInd Bank remains on solid ground. The RBI’s assurance aims to prevent unnecessary panic and reinforce confidence among stakeholders.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks, read all the related documents carefully before investing.
Published on: Mar 17, 2025, 10:02 AM IST
Nikitha Devi
Nikitha is a content creator with 6+ years of experience in the financial domain. Specialising in personal finance, investments, and market insights, Nikitha simplifies complex financial topics, making them accessible to readers.
Know MoreWe're Live on WhatsApp! Join our channel for market insights & updates