The Securities and Exchange Board of India (SEBI) has taken a significant step towards enhancing financial inclusion in India. Speaking at a recent symposium, SEBI Chairperson Madhabi Puri Buch unveiled plans to introduce a ₹250 minimum systematic investment plan (SIP). 

As per news reports, this initiative aims to encourage small-scale investments in mutual funds, thereby widening the participation of retail investors in the financial markets.

SEBI’s ₹250 SIP Initiative: Widening Accessibility

The Securities and Exchange Board of India (SEBI) has announced plans to introduce a ₹250 minimum systematic investment plan (SIP) to make mutual funds more accessible to small investors. This landmark announcement was made by SEBI Chairperson Madhabi Puri Buch during a symposium held in collaboration with stock exchanges and depositories.

Buch underscored the significance of this move in increasing participation in the mutual fund sector and lauded the governance and disclosure standards achieved by the industry. She also commended Challa Sreenivasalu Setty, Chairperson of the State Bank of India, for extending support to this initiative.

The ₹250 SIP is expected to democratise investments in mutual funds, enabling individuals from varied economic backgrounds to adopt a disciplined approach towards wealth creation.

Mutual Fund Growth and Market Performance

India’s mutual fund industry has seen remarkable growth over the last decade. As of December 31, 2024, the assets under management (AUM) stood at ₹66.93 lakh crore, a sixfold increase from ₹10.51 lakh crore in 2014. Over the past five years alone, the AUM has more than doubled, rising from ₹26.54 lakh crore in 2019, as per data from the Association of Mutual Funds in India (AMFI).

Moreover, equity and debt markets have demonstrated significant expansion. In FY 2025, ₹14.27 lakh crore was raised through securities, representing a 21% growth compared to the previous year. Of this, ₹3.3 lakh crore was raised via equity markets, while ₹7.3 lakh crore came from debt markets. Buch projected that the total funds raised during the year could reach ₹14 lakh crore.

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Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.