Tata AIA Life Unveils New Index Pension Fund for Retirement Savings Growth

Tata AIA Life Insurance has introduced its latest New Fund Offer (NFO), the ‘Multicap Momentum Quality Index Pension Fund’, designed to provide individuals with smarter, market-linked investment solutions. 

This fund aims to help investors build a strong retirement corpus while maintaining control over their financial future. It utilises a quant-based investment strategy to balance market growth opportunities with portfolio stability. The NFO is open for subscription starting today and will close on February 28, 2025.

Investment Strategy and Structure

The Multicap Momentum Quality Index Pension Fund is structured to invest in companies that align with the Multicap Momentum Quality 50 Index. It follows a well-defined asset allocation strategy to generate high returns with managed risk.

• Investment Focus: Companies aligned with the Multicap Momentum Quality 50 Index
• Asset Allocation: 80%-100% in equity and equity-related instruments, 0%-20% in cash & money market securities
• Risk Profile: Designed to provide high returns with managed risk, ensuring stability
• Fund Management Charge (FMC): 1.35% per annum

Key Benefits for Investors

The fund offers multiple advantages to investors, ensuring balanced growth and financial security.

• Long-term Capital Growth: Invests in high-potential companies aligned with the Multicap Momentum Quality 50 Index
• Smart Diversification: Exposure across large, mid, and small-cap stocks
• Risk-Optimised Investing: Uses momentum and quality factors to select strong, high-growth stocks
• Convenient Retirement Planning: Available through Tata AIA’s Smart Pension Secure plan with pension-linked benefits
• Easy Access: Available online via Tata AIA’s website and digital platforms like Policybazaar, Tata Neu, and PhonePe

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.