UCO Bank Share Price Gain 3% on Strong Q4 FY25 Business Update

On April 4, 2025, UCO Bank shares rose by 2.63%, reaching an intraday high of ₹31.19 per share. The stock gained after the bank released a positive Q4 business update.

Q4FY25 Business Growth

UCO Bank reported a 14% year-on-year (YoY) growth in total business, reaching ₹5.13 trillion in Q4FY25, compared to ₹4.50 trillion in Q4FY24.

• Total Advances: Increased by 17.65% YoY to ₹2.20 trillion from ₹1.87 trillion.

• Total Deposits: Grew 11.41% YoY to ₹2.93 trillion, up from ₹2.63 trillion.

• Domestic Deposits: Rose 10.4% YoY to ₹2.76 trillion from ₹2.50 trillion.

However, the CASA Ratio (Current and Savings Account deposits) declined to 37.90% in Q4FY25, compared to 39.25% in the same quarter last year.

About UCO Bank

Founded in 1943, UCO Bank is a government-owned commercial bank headquartered in Kolkata. It operates under a Board of Directors that includes members from the Government of India and RBI, along with professionals from business and finance.

Branches & Global Presence:

• Operates over 3,000 service units across India, including computerised and specialised branches.

• Has 43 zonal offices in India.

• International presence in Hong Kong and Singapore.

• Conducts foreign exchange operations in more than 50 centres across India.

Market Capitalisation and Stock Details

• Market Cap: ₹38,295.81 crore (BSE).

• 52-Week High: ₹62.29 per share.

• 52-Week Low: ₹29.75 per share.

At 9:55 AM, UCO Bank share price was trading 0.49% lower at ₹30.54, while the BSE Sensex was down 0.62% at 75,822.98.

Conclusion

UCO Bank’s solid Q4 performance highlights its steady growth in advances and deposits. However, the decline in the CASA ratio suggests a shift in deposit composition. Investors will watch for further trends in upcoming quarters.

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