This World Health Day is a wake-up call for you because cardiovascular diseases (CVDs) are becoming a major health concern in India. They account for 24.8% of deaths, or 272 per lakh of population. By choosing an adequate health insurance cover, you can easily protect yourself and your loved ones.
Healthcare costs in India are projected to increase by 13% in 2025. This is higher than the global average of 10%. A detailed breakdown of CVD treatment indicates how hard it can be to access medical treatment in case of sudden events:
| Procedure | Cost Range (₹) |
| Consultation Fee | 1,000 – 1,500 |
| Angiography | 7,000 – 20,000 |
| ECG | 150 – 300 |
| Holter Monitoring | 2,000 |
| Echocardiogram | 2,000 – 4,000 |
| Stress Test | 1,000 – 4,500 |
| MRI | 8,000 – 15,000 |
A ₹10 lakh health cover offers comprehensive medical protection, covering hospital stays, surgeries, and tests, ensuring financial security during emergencies. It includes critical illness coverage, providing a lump sum for major conditions.
Moreover, it gives you access to quality healthcare in your preferred hospitals. Cashless facilities ease hospital payments, thereby reducing your stress. This policy offers peace of mind by mitigating financial worries about medical expenses.
Moreover, tax benefits on premiums further enhance its value. Essentially, it’s a vital safeguard against rising healthcare costs, ensuring both health and financial stability.
Balance the features you want with your budget. Remember to consider future needs. For those aged 29-35 years, a ₹10 lakh cover is a good start. It is advisable to review it every 5 years.
Given the increasing risk of cardiovascular diseases and rising healthcare costs, a ₹10 lakh health insurance cover is essential for financial security. Review your policy every five years to ensure adequate protection against medical expenses.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Published on: Apr 7, 2025, 9:29 AM IST
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