Personal Finance - Angel One

In a world where financial stability often feels like an elusive dream, pursuing true financial independence stands out as a beacon of empowerment. Picture this: the ability to make decisions based on choice, not necessity, and the freedom to sculpt your life according to your aspirations. Achieving financial independence is not about amassing unimaginable wealth …

January isn’t only a time for resolutions; it gives an opportunity to start the groundwork for a successful year. Transforming 2024 into a year marked by wise financial choices is both feasible and straightforward to put into action. In this article, learn about the key strategies to help you make informed investment decisions and maximise …

The Indian markets showcased significant strength throughout 2023, particularly in the final months, demonstrating a remarkable rally that broke previous records. Even as we step into 2024, the Indian markets continue to trade positively. However, today’s trading session is marked by volatility. Historical data suggests that January tends to be a challenging month for traders …

The average FD interest rate in India dropped from 10.50% to 5.90% in the last 20 years, that is, from 2000 to 2023. This has been impacted by the significant change in financial market conditions, the policies of RBI, and the country’s economic conditions. For retail and novice investors, Fixed Deposits (FDs) have traditionally been …

With the conclusion of the year in December, it becomes imperative to stay attuned to critical financial deadlines that can have far-reaching effects on your financial well-being. As we approach the end of the calendar, several pivotal dates loom on the horizon, encompassing aspects such as mutual fund nominations and the closing window for belated …

Efficient financial management is often challenging, especially when efforts appear unrewarded. Despite diligent work and extra side hustles, many still have minimal financial gains at the end of each month. Well, external economic factors, such as inflation and recessions, undoubtedly pose significant obstacles to achieving financial objectives. However, these challenges are compounded when there is …

Investment strategies are a set of rules designed to guide investors in achieving their financial goals. When selecting an investment strategy, factors such as target corpus, risk tolerance, and investment objectives must be carefully considered. In this blog, we will delve into the top 5 investment strategies for 2024. However, it’s crucial for investors to …

The credit-to-deposit ratio (CDR) is a vital indicator in the banking world, reflecting the delicate balance between lending and deposit growth. It tells us how much of the money people entrust to banks in the form of deposits is being extended as loans to fuel economic activity. What is the CDR?  Simply put, the CDR …

The Reserve Bank of India (RBI) recently opened the subscription period for Sovereign Gold Bonds (SGBs) 2023-24 Series III, allowing investors to secure their investment in gold. In this article, we will delve into the details of this investment opportunity, exploring key aspects such as issue price, interest rates, eligibility, and the advantages of investing …

The holiday season is a wonderful time filled with joy, love, and celebration. However, it can also be a time when overspending can easily spiral out of control. With the pressure to buy gifts, host parties, and travel to visit loved ones, it’s no wonder that many people find themselves with financial stress. But fear …