Best DSP Mutual Fund Schemes

Fund Name
Ratings
Ratings in Descending
Rating in Ascending
Risk
Risk in Descending
Risk in Ascending
3Y Returns
Three Years Returns in Descending
Three Years Returns in Ascending
AUM
Asset Under Management in Descending
Asset Under Management in Ascending

DSP India T.i.g.e.r. Fund Direct Plan IDCW Payout

Equity Sectoral / Thematic

0 hello

Very High

23.82%

₹4,879.56 cr.

DSP India T.i.g.e.r. Fund Direct Plan IDCW Reinvestment

Equity Sectoral / Thematic

0 hello

Very High

23.82%

₹4,879.56 cr.

DSP India T.I.G.E.R. Fund

Equity Sectoral / Thematic

0 hello

Very High

23.82%

₹4,879.56 cr.

DSP Healthcare Fund Direct Plan IDCW Payout

Equity Sectoral / Thematic

0 hello

Very High

18.98%

₹3,018.76 cr.

DSP Healthcare Fund Direct Plan IDCW Reinvestment

Equity Sectoral / Thematic

0 hello

Very High

18.98%

₹3,018.76 cr.

DSP Healthcare Fund

Equity Sectoral / Thematic

0 hello

Very High

18.98%

₹3,018.76 cr.

DSP Equity Opportunities Fund Direct Plan IDCW Payout

Equity Large & Mid Cap Fund

2.5 hello

Very High

17.91%

₹13,784.25 cr.

DSP Equity Opportunities Fund Direct Plan IDCW Reinvestment

Equity Large & Mid Cap Fund

2.5 hello

Very High

17.91%

₹13,784.25 cr.

DSP Equity Opportunities Fund

Equity Large & Mid Cap Fund

2.5 hello

Very High

17.91%

₹13,784.25 cr.

DSP ELSS Tax Saver Fund

Equity ELSS

4.5 hello

Very High

16.86%

₹16,217.91 cr.

DSP ELSS Tax Saver Fund Direct Plan IDCW Payout

Equity ELSS

4.5 hello

Very High

16.59%

₹16,217.91 cr.

DSP Top 100 Equity Fund

Equity Large Cap Fund

2 hello

Very High

16.52%

₹5,070.17 cr.

DSP Top 100 Equity Fund Direct Plan IDCW Payout

Equity Large Cap Fund

2 hello

Very High

16.29%

₹5,070.17 cr.

DSP Top 100 Equity Fund Direct Plan IDCW Reinvestment

Equity Large Cap Fund

2 hello

Very High

16.29%

₹5,070.17 cr.

DSP Focus Fund

Equity Focused Fund

2 hello

Very High

15.49%

₹2,447.35 cr.

DSP Focus Fund Direct Plan IDCW Payout

Equity Focused Fund

2 hello

Very High

15.49%

₹2,447.35 cr.

DSP Focus Fund Direct Plan IDCW Reinvestment

Equity Focused Fund

2 hello

Very High

15.49%

₹2,447.35 cr.

DSP Credit Risk Fund

Debt Credit Risk Fund

5 hello

Moderately High

14.7%

₹207.05 cr.

DSP World Gold Fund of Fund

Other FoFs Overseas

0 hello

Very High

14.44%

₹1,146.22 cr.

DSP World Gold Fund of Fund Direct Plan IDCW Payout

Other FoFs Overseas

0 hello

Very High

14.4%

₹1,146.22 cr.

DSP World Gold Fund of Fund Direct Plan IDCW Reinvestment

Other FoFs Overseas

0 hello

Very High

14.4%

₹1,146.22 cr.

DSP Equity and Bond Fund

Hybrid Aggressive Hybrid Fund

1.5 hello

Very High

14.34%

₹10,425.38 cr.

DSP Credit Risk Fund Direct Plan IDCW Quarterly Payout

Debt Credit Risk Fund

5 hello

Moderately High

14.25%

₹207.05 cr.

DSP Credit Risk Fund Direct Plan IDCW Quarterly Reinvestment

Debt Credit Risk Fund

5 hello

Moderately High

14.25%

₹207.05 cr.

DSP Aggressive Hybrid Fund Direct Plan IDCW Payout

Hybrid Aggressive Hybrid Fund

1.5 hello

Very High

14.21%

₹10,425.38 cr.

DSP Aggressive Hybrid Fund Direct Plan IDCW Reinvestment

Hybrid Aggressive Hybrid Fund

1.5 hello

Very High

14.21%

₹10,425.38 cr.

DSP Flexi Cap Fund

Equity Flexi Cap Fund

2 hello

Very High

14.17%

₹11,154.06 cr.

DSP Value Fund Direct Plan IDCW Payout

Equity Value Fund

0 hello

Very High

13.75%

₹926.64 cr.

DSP Value Fund Direct Plan IDCW Reinvestment

Equity Value Fund

0 hello

Very High

13.75%

₹926.64 cr.

DSP Value Fund

Equity Value Fund

0 hello

Very High

13.75%

₹926.64 cr.

About DSP Mutual Fund

DSP BlackRock Mutual Fund is one of India’s premier Asset Management Companies. DSP Group, which backs the AMC, is a 160-year-old financial company. One of the founding family members of this group was part of the foundation of the Bombay Stock Exchange (BSE). DSP Group is led by Mr Hemendra Kothari, who started his career with D.S. Purbhoodas & Co. before starting DSP Financial Consultants.

The DSP family’s presence in the capital markets goes back to the 1860s when they entered the stock-broking business. In January 1997, the company entered into a joint venture with Merrill Lynch to form DSP Merrill Lynch Asset Management Company and got registered with SEBI. In 2008, the company took over Merrill Lynch’s global asset management business and renamed itself to DSP BlackRock Investment Managers Ltd. A decade later, DSP Group bought BlackRock’s 40% stake in the company and renamed itself DSP Mutual Fund.

DSP MF offers 46 mutual fund schemes across equity, debt, and hybrid categories. Additionally, it also offers exchange-traded funds, international funds of funds, and close-ended funds. As of May 31, 2023, DSP Mutual Fund holds an AUM of ₹1,14,069 crore.

DSP Mutual Fund Key Information

Founding date 16 December 1996
AMC Incorporation date 13 May 1996
Headquarters in Mumbai
Name of the sponsors DSP HMK Holdings Pvt. Ltd & DSP Adiko Holdings Pvt. Ltd
Trustee organisation DSP Trustee Private Limited
MD and CEO Mr Kalpen Parekh
Chief Investment Officer NA
Compliance Officer Mr Pritesh Majmudar

DSP Mutual Fund Managers

VS

Vinit Sambre

Fund Manager since Nov 2018 (6 years)

Hide Details

Vinit Sambre is a Chartered Accountant from the Institute of Chartered Accountant of India. Before joining DSP Mutual Fund, he worked with UTI Investment Advisory Services as Equity Analyst and DSP Merrill Lynch as Equity Strategist. He has over 16 years of relevant experience in the investment field.

JK

Jay Kothari

Fund Manager since Mar 2024 (1 year)

View Details

Jay Kothari studied at Manekji Cooper Education Trust School. He worked at DSP Blackrock Investment Managers before joining DSP Mutual Fund and currently, he is the Senior Vice President.

RS

Rohit Singhania

Fund Manager since Jun 2010 (14 years)

View Details

Rohit Singhania did his MMS in Finance and worked at various firms including SMIFS Securities Limited, Quantum Securities Limited, IL&FS Investment Managers, and HDFC Securities as Equity Research Analyst before joining DSP Mutual Fund. Currently, he is the Co-Head Equities & Fund Manager.

AK

Aparna Karnik

Fund Manager since Sep 2023 (1 year)

CD

Chirag Dagli

Fund Manager since Jan 2024 (1 year)

VR

Vivek Ramakrishnan

Fund Manager since Aug 2018 (6 years)

How to Invest in DSP Mutual Fund via Angel One?

Investing in the DSP BlackRock Mutual Fund is a hassle-free process when done through your Angel One account. Simply follow these steps:

Step 1: Log in to your Angel One account with your registered mobile number. Then validate the OTP. Finally, enter your MPIN.

Note:If you don’t have an Angel One Demat account, you can open one in under a few minutes by submitting the necessary documents.

Step 2: Find the most suited DSP BlackRock MF based on your goals and risk profile. To do this, learn more about each fund offered by the AMC on the Angel One app under the Mutual Funds section. At this stage, consider the following pointers to evaluate the funds:

  1. In the app or https://www.angelone.in/mutual-funds, find your desired fund or choose one from those listed by Angel One.
  2. Analyse the fund’s historical performance, holdings, and tax incidence. Determine the estimated returns on investment using the calculator.
  3. Understand the scheme’s risk level and gauge if it aligns with your tolerance.
  4. Note the fund’s ratings assigned by reputed rating agencies. Typically, mutual funds are rated from 1 to 5 based on several parameters like risk, returns, consistency, etc.
  5. Check the fund’s expense ratio to estimate the cost of investment.

Step 3: Once you choose the mutual fund scheme you want to invest in, open your Angel One Demat account and head to the Mutual Funds section. Search for the DSP MF that you have shortlisted. Then,

  1. Choose whether you want to invest a lump sum or regularly via monthly SIP.
  2. Enter your desired investment amount and choose a payment method. UPI is the preferred mode, but you can also opt for net banking.
  3. After placing the order, if you have chosen the SIP option, create a mandate to make future instalments on time.

Documents Required To Invest in DSP BlackRock Mutual Fund

When you choose to invest in DSP BlackRock Mutual Fund through Angel One, you can enjoy a seamless and fully digital KYC process that streamlines your investment journey. To complete your KYC, you will need to provide the following essential documents:

  1. PAN Card Details (Mandatory)
  2. Personal Information (Full Name, Mobile Number, Email Address)
  3. Address Proof – Aadhar Card is recommended, including both the front and back sides.
  4. Bank Account Details, along with a cancelled cheque if deemed necessary.
  5. Nominee details and FATCA Declarations

Angel One simplifies the KYC verification, granting you swift and efficient access to DSP BlackRock Mutual Funds, whether you’re a new or returning investor. Achieving your financial goals is made easy with our user-friendly platform. In just 48-72 business hours, your KYC process will be completed, allowing you to embark on your mutual fund journey.

Top 10 DSP Mutual Fund to Invest

Scheme Category AUM (in ₹ Cr) 3-Yr Returns (%) 1-Yr Return (%)
DSP India T.I.G.E.R Fund Equity 5,454.11 26.57 6.76
DSP Healthcare Fund Equity 3,339.79 23.03 15.25
DSP Global Innovation FoF Equity 966.95 19.27 25.76
DSP Equity Opportunities Fund Equity 13,444.08 18.79 10.71
DSP Small Cap Fund Equity 14,995.68 18.02 3.40
DSP ELSS Tax Saver Fund Equity 15,985.06 17.73 11.32
DSP Value Fund Equity 899.68 17.11 11.07
DSP Natural Res & New Energy Fund Equity 1,190.43 17.03 3.59
DSP Top 100 Equity Fund Equity 4,599.52 16.58 13.15
DSP Focus Fund Equity 2,392.95 15.93 10.38

Note: All data is as of February 2025, and the selected funds have demonstrated the highest Compound Annual Growth Rate (CAGR) over the past 3 years.

1. DSP India T.I.G.E.R Fund

The DSP India T.I.G.E.R Fund is an open-ended equity scheme focusing on investments in the infrastructure sector. The fund aims to generate capital appreciation by investing in equity and equity-related securities of companies expected to benefit from infrastructure growth in India.

The fund is managed by Charanjit Singh and is benchmarked against the NIFTY Infrastructure Total Return Index. The scheme applies an exit load of 1% if units are redeemed within 12 months from the date of allotment. No exit load applies if units are redeemed after 12 months.

  1. DSP Healthcare Fund

The DSP Healthcare Fund is an open-ended equity scheme investing in the healthcare and pharmaceutical sectors. The fund seeks to achieve consistent returns by predominantly investing in equity and equity-related securities of companies engaged in healthcare.

The fund is managed by Chirag Dagli and is benchmarked against the S&P BSE Healthcare Total Return Index. The scheme applies an exit load of 1% if units are redeemed within 12 months from the date of allotment. No exit load applies if units are redeemed after 12 months.

  1. DSP Global Innovation Fund of Fund

The DSP Global Innovation Fund of Fund is an open-ended fund investing in international funds focused on innovation. The fund aims to provide long-term capital growth by investing in units of overseas funds that focus on innovative companies worldwide.

The fund is managed by Jay Kothari and is benchmarked against the MSCI All Country World Index (Total Return). The scheme applies an exit load of 1% if units are redeemed within 12 months from the date of allotment. No exit load applies if units are redeemed after 12 months.

  1. DSP Equity Opportunities Fund

The DSP Equity Opportunities Fund is an open-ended equity scheme investing in both large-cap and mid-cap stocks. The fund aims to achieve capital appreciation by investing in a diversified portfolio of equity and equity-related securities.

The fund is managed by Rohit Singhania and is benchmarked against the NIFTY LargeMidcap 250 Total Return Index. The scheme applies an exit load of 1% if units are redeemed within 12 months from the date of allotment. No exit load applies if units are redeemed after 12 months.

  1. DSP Small Cap Fund

The DSP Small Cap Fund is an open-ended equity scheme predominantly investing in small-cap companies. The fund seeks to generate long-term capital appreciation by investing in a well-diversified portfolio of equity and equity-related securities of small-cap companies.

The fund is managed by Vinit Sambre and Resham Jain and is benchmarked against the NIFTY Smallcap 250 Total Return Index. The scheme applies an exit load of 1% if units are redeemed within 12 months from the date of allotment. No exit load applies if units are redeemed after 12 months.

  1. DSP ELSS Tax Saver Fund

The DSP ELSS Tax Saver Fund is an open-ended equity-linked savings scheme (ELSS) with a statutory lock-in of three years and tax benefits. The fund aims to generate medium to long-term capital appreciation from a diversified portfolio of equity and equity-related securities.

The fund is managed by Rohit Singhania and is benchmarked against the NIFTY 500 Total Return Index. The scheme does not have an exit load due to the mandatory three-year lock-in period.

  1. DSP Value Fund

The DSP Value Fund is an open-ended equity scheme following a value investment strategy. The fund aims to invest in undervalued companies that have the potential for long-term growth.

The fund is managed by Aparna Karnik and Kaivalya Nadkarni and is benchmarked against the NIFTY 500 Total Return Index. The scheme applies an exit load of 1% if units are redeemed within 12 months from the date of allotment. No exit load applies if units are redeemed after 12 months.

  1. DSP Natural Resources and New Energy Fund

The DSP Natural Resources and New Energy Fund is an open-ended equity scheme investing in natural resources and alternative energy sectors. The fund aims to generate capital appreciation by investing in equity and equity-related securities of companies engaged in the natural resources and alternative energy sectors.

The fund is managed by Rohit Singhania and is benchmarked against the S&P Global Natural Resources Index (Total Return). The scheme applies an exit load of 1% if units are redeemed within 12 months from the date of allotment. No exit load applies if units are redeemed after 12 months.

  1. DSP Top 100 Equity Fund

The DSP Top 100 Equity Fund is an open-ended equity scheme predominantly investing in large-cap companies. The fund aims to provide long-term capital growth by investing in a portfolio of large-cap equity and equity-related securities.

The fund is managed by Abhishek Singh and is benchmarked against the NIFTY 100 Total Return Index. The scheme applies an exit load of 1% if units are redeemed within 12 months from the date of allotment. No exit load applies if units are redeemed after 12 months.

  1. DSP Focus Fund

The DSP Focus Fund is an open-ended equity scheme investing in a maximum of 30 stocks across sectors and market capitalisation levels. The fund aims to generate long-term capital appreciation by investing in a concentrated portfolio of equity and equity-related securities.

The fund is managed by Vinit Sambre and Bhavin Gandhi and is benchmarked against the NIFTY 500 Total Return Index. The scheme applies an exit load of 1% if units are redeemed within 12 months from the date of allotment. No exit load applies if units are redeemed after 12 months.

Mutual Funds Calculators

DSP Mutual Fund FAQs

Should I invest in the DSP BlackRock Mutual Fund scheme?

Generally, investors look at the returns of the mutual fund scheme. However, past returns are not indicative of future performance. Therefore, you should also evaluate funds based on other factors such as risk, volatility, the fund manager’s experience, and your own return expectations and risk tolerance in order to choose the best fund suited for your terms.

How to start DSP Mutual Fund SIP online?

You can start investing in DSP MF SIP online in several ways. One of them is through AMC’s official website. But for a seamless experience, you can do it via Angel One.

How to redeem DSP BlackRock Mutual Fund online?

For online investments, you can redeem your units in three ways. First, via the Angel One App under the Mutual Funds section. Second, by visiting https://www.angelone.in/mutual-funds. Finally, you can also redeem your DSP Mutual Fund units by visiting AMC's website.

How much time does it take to redeem DSP MF?

You can expect to receive the proceeds of equity, debt, and conservative hybrid funds in your registered bank account within 2-4 working days of initiating the withdrawal. In the case of liquid funds, you can expect to get the funds in 1-2 working days.

What are the redemption charges of DSP Mutual Fund?

Redemption charges of DSP Mutual Fund depend on the type of mutual fund you want to sell. Generally, an exit load and taxes are applicable.

How to increase the SIP amount in DSP BlackRock Mutual Fund?

You can do this in three ways - by visiting https://www.angelone.in/mutual-funds, the Angel One App or the AMC’s official website. On the DSP MF website, you can opt for the SIP Top-Up option.

How can I get the DSP BlackRock Mutual Fund statement?

Getting the DSP Mutual Fund account statement is simple. Head to the Mutual Funds section in the Angel One App or visit https://www.angelone.in/mutual-funds. Alternatively, you can get the statement by visiting AMC’s official website.

Are DSP Mutual Fund schemes tax-free?

DSP Tax Saver Fund falls under the ELSS category and comes with tax benefits. By investing in the DSP Tax Saver Fund, you can claim a tax deduction of up to ₹1.5 lakh under Section 80C every financial year.