3 Year return

6.9%
Jul '22Jul '2220232023Jul '23Jul '2320242024Jul '24Jul '2420252025
Launched on March 2014 (11 years)

Investment Details

₹100

Minimum SIP Amount

₹100

Minimum one time investment

Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

ENTER AMOUNT

Your Investment ₹3,600
Gain
  • 11.39%
  • ₹410
  • Total Value
  • ₹4,010

Risk Involved

scale

Your principal will be at

Moderately High Risk

Scheme Information

Asset Under Management

₹7286.31 Cr.

Expense Ratio

1% (inclusive of GST)

Exit Load

In respect of each purchase/switch-in of Units, 15% of the units (the limit) may be redeemed witout any exit load from the date of allotment. 1.00% - If redeemed/switched out within 12 months from the date of allotment. 0.50% - If redeemed/switched out after 12 months but within 18 months from the date of allotment. Nil - If redeemed/switched out after 18 months from the date of allotment.

Ratings

ARQ Rating
5

Ratings by other agencies

4
3
5

Tax Implications

Tax on gains as per your income tax bracket

Fund Holdings

Holdings

HDFC Mutual Fund Managers

SM

Shobhit Mehrotra

Fund Manager since Jul 2007

View Details

Fund House Details

HDFC Mutual Fund

HDFC Mutual Fund Asset management company

AUM ₹793,714.25 Cr.
No. of Schemes 171
Setup Date July 2000

Peer Comparison

Comparison with other similar funds

Schemes by HDFC Mutual Fund

List of mutual fund schemes by AMC

About HDFC Credit Risk Debt Fund Growth Direct Plan

HDFC Credit Risk Debt Fund Growth Direct Plan is a Debt Mutual Fund Scheme managed by HDFC Mutual Fund. This scheme offers investors the opportunity to invest in a diverse portfolio of debt securities with varying maturities. The fund focuses on investing in corporate debt rated AA and below to generate income over time. It is designed to cater to investors looking for exposure to corporate debt instruments while understanding the associated credit risks.

Investment Objective of the Scheme

The investment objective of the HDFC Credit Risk Debt Fund Growth Direct Plan is to generate income and capital appreciation. The fund aims to achieve this by predominantly investing in corporate debt instruments rated AA and below. By carefully selecting and managing its debt holdings, the scheme endeavours to strike a balance between generating attractive yields and managing credit risks. It is essential to note that investments in lower-rated debt securities come with an inherent risk, and the fund's performance is subject to fluctuations in credit quality and interest rate changes.

Key Features of The Fund

5-year return 7.62%
Expense Ratio 1%
Fund Manager Shobhit Mehrotra
Fund Size ₹7286.31 Cr
Risk Profile Moderately High

Is This Scheme Right for Me?

The suitability of HDFC Credit Risk Debt Fund Growth Direct Plan depends on an investor's individual financial goals, risk tolerance, and investment horizon. As the scheme's portfolio contains varying maturities, it is sensitive to changes in interest rates. Investors with a lower risk appetite might consider funds with lower maturity and duration within the category.

AMC Contact Details

Name HDFC Mutual Fund
Launch Date July 2000
Addresss "HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400020
Contact 1800 3010 67671800 419 7676
Email hello@hdfcfund.com
Website https://www.hdfcfund.com/

Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

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FAQs

What is today's NAV of HDFC Credit Risk Debt Fund?

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of HDFC Credit Risk Debt Fund Feb 17 2025 is 25.0638