The Employee Provident Fund (EPF) is used as a retirement and tax planning instrument. It is mandatory for all employees earning more than Rs 15,000 a month and working in an organisation with more than 20 employees to contribute to EPF. Is EPF interest tax-free? Earlier, the interest earned on EPF was tax-free. However, in …
Millennial investors have significantly shifted from traditional savings options to share investment. They are willing to take more risks for more returns. There has been a surge in new investors in the past few years. Thanks to technology, stock market investments are no longer the realm of experts. While we are all going to have …
As the name suggests, alternative investment differs from conventional investment instruments. Usually, non-institutional and HNI investors invest in alternative funds as the investment amount is high. Even if you are a budding investor, learning about the alternative investment funds in India will help you understand the market better. Let’s begin by asking, ‘what is an …
We all dread the word ‘inflation‘, but in an economy, inflation is unavoidable. Low to moderate inflation is believed to positively impact the economy in multiple ways than deflation, which is the opposite of inflation. But there occur situations when inflation increases, creating a widespread panic situation. Currently, the Indian economy is going through a …
A ULIP or Unit Linked Insurance Plan is a hot-selling insurance plan that benefits investors by offering protection as well as returns. In addition, ULIPs contain technical benefits that many individuals tend to overlook. In this regard, if one does not know them before investing in ULIPs, they will not be able to reap the …
LIC, the IPO-bound insurer giant, said on 22nd February that members of the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) will not be qualified for discounted shares in the upcoming initial public offering. “It is a collective insurance policy, and PMJJBY customers are not qualified,” the state-run firm said in a statement. The clarification comes …
In 2021, the cryptocurrency had a good year. While era-defining events drove the assets into a euphoric state, the start of 2022 was everything but happy. Even the most promising crypto players started to lose momentum as the market stayed sideways. On the other hand, the range-bound market had minimal impact on investor sentiment. Leading …
What is Technical Analysis? Technical analysis is a method or tool used to predict the future price movements of a cryptocurrency. The better one is at conducting technical analysis, the better is the market reading. However, for sound technical analysis, you need to know how to examine crypto charts. The following sections contain the various …
Over the last two years, more and more investors have bought units of equity mutual funds. Equity related schemes have received net inflows of around Rs. 72,000 crores year-to-date (YTD) as per data from AMFI (Association of Mutual Funds in India). However, buying too many popular and star-rated equity funds may be counterproductive for creating …
Covid-19 continued to wreak havoc in several nations in 2021, making it a year to remember for people all across the globe. Between March and May 2021, the catastrophic second wave struck India, making it one of the worst-affected countries. Except at the end of the year, it was an exciting year for stock and …
