The Public Provident Fund (PPF) is a trusted long-term investment option for many Indian savers. It offers tax benefits, stable returns, and a 15-year lock-in that encourages disciplined investing. But the date you invest can also impact your final returns. If you’re planning to invest a lump sum in FY26, doing it before April 5 …
April marks the beginning of the financial year in India, making it the perfect time to plan your taxes for FY26 (April 1, 2025 – March 31, 2026). Tax planning involves legally reducing your tax liability by using deductions, exemptions, and investment tools offered under the Income Tax Act. We discuss a few pointers that …
As Financial Year 2025–26 begins, it’s a good time to tidy up your investments, just like you’d clean your home for a fresh start. Over the past year, your asset allocation may have shifted due to market movements. Rebalancing helps bring your portfolio back in line with your original goals, ensuring you’re neither overexposed to …
In today’s age of digital payments and flexible financing options, many utility companies and payment platforms are offering innovative ways to ease your monthly financial burden. One such option is paying your electricity bill through Equated Monthly Installments (EMI). But how does it work? Is it a smart choice for you? Let’s break it down. …
Combining disciplined saving with smart investing could significantly improve your chances of retiring with a substantial financial cushion. A large corpus during retirement can help you maintain the standard of living you were accustomed to during your working years. While saving from an early age is considered ideal, even modest monthly investments through a Systematic …
Systematic Investment Plans (SIPs) have long been hailed as one of the most effective tools for long-term wealth creation. For individuals in their early or mid-twenties, starting a SIP early can yield a substantial retirement corpus over time—without the need for timing the market or making hefty one-time investments. In this blog, we explore how …
The income tax slab and rate changes announced in Budget 2025-26 are now in effect. The new financial year 2025-26 began on April 1, 2025. This is an important time for salaried employees. Their HR departments will soon ask them to choose between the old and new tax regimes. The employer will deduct advance tax …
The Income Tax Department has issued a new directive that impacts many PAN card holders in India. If you received your Permanent Account Number (PAN) using an Aadhaar Enrolment ID (A distinct 28-character alphanumeric code provided to every individual applying for Aadhaar), you are now required to update it with your actual Aadhaar number. This …
Gold prices fluctuate daily based on global trends, geopolitical developments, and currency exchange rates. Keeping an eye on these changes is crucial for investors, jewellers, and buyers looking to make informed decisions. Here’s a snapshot of today’s gold prices in Dubai. Dubai Gold Rate Comparison: Today vs. Previous Session The table below shows the per-gram …
Buying a motorcycle (bike or two-wheeler) is a significant financial decision, and many buyers look for flexible payment options. If you are wondering whether you can purchase a motorcycle using a credit card and convert the amount into Equated Monthly Installments (EMI), the answer is yes. However, the process depends on various factors, including the …
