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Coverage

When discussing insurance, we often come across the term "coverage". This refers to the amount of insurance purchased from an insurance company. In other words, it is the monetary value that the policyholder is protected for in case of an event covered by the insurance policy. This is an essential concept to understand when it comes to managing risks and protecting our assets.

Assign

When obtaining a loan, it is important to consider using your life insurance policy benefits as collateral. This means that the value of your policy can be used as security ...

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Loss exposure checklist

One valuable tool utilized by both businesses and individuals in the field of finance is risk identification. It serves as a comprehensive list of potential losses, enabling...

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Free-of-capture-and-seizure (FC&S) clause

Marine insurance often contains a clause that specifically excludes coverage for losses incurred due to war. This means that any damages or losses resulting from a war or mi...

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Convertible

A convertible term policy is a type of insurance that offers the option to transition to permanent coverage, rather than terminating on a specific date. This allows policyho...

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