The start-up ecosystem in India has witnessed a euphoric growth rate in the past couple of years, spearheading the entire landscape for emerging economies globally. Unfortunately, amongst the various industries that start-ups are laying a stronghold on, there is one industry where they often fold before being able to lay the winning card – Finance. …
Technology and creativity are generally perceived as two opposing poles, where the former represents logic and science and the latter embodies philosophy and art. However, with a deeper gaze and further exploration, a strikingly different reality can be discovered. Art is the output of a creative mind and we humans pride ourselves on being the …
One of the most important questions confronting individuals is whether the budget will result in more disposable incomes. Disposable incomes are a factor of expenses, incomes and other outlays. Let us look at a few pointers… Will the budget improve disposable incomes for individuals? The salary slabs have been largely kept neutral for tax purposes. …
1. Can you evaluate the market movement since the beginning of this month? After crossing the level of 11,100 in late January 2018, the Nifty has corrected close to 1000 points from the peak. Although the Nifty did bounce after touching a low of 10,150 on March 03rd, the subsequent bounce has been met with …
Reduction of debt should be at the core of your personal financial planning. Managing your debt is the first step towards planning your personal finances. Your debt could come in a variety of ways — your credit card payments, car loans, home loans, personal loans, informal loans, etc. Even before you consider insurance and investment, …
So, you have begun your journey towards your long term goals with a well crafted financial plan. But financial plans are, by default, dynamic. That means you need to tweak your financial plan according to the situation and the budget is an important trigger. Does the Union Budget really trigger the need to tweak your …
Everyone has a goal. We all wish to save enough to lead a comfortable life, take international vacations, retire early, and be able to enjoy the simple luxuries of life. The problem with these goals is not that one is being overly ambitious and cannot achieve them. The inherent issue is that we have not …
The monetary policy announced by the MPC on April 05th had little by way of surprises. There was almost a consensus among the bond traders and the fund managers that the RBI would hold the repo rates at 6%. What was of greatest interest was their inflation outlook and monetary policy stance! The following are …
Nearly 7% of the current Indigo flights are grounded because the Directorate General of Civil Aviation (DGCA) all A-320 Neos fitted with PW1100 engines beyond ESN 450 to be grounded with immediate effect. This announcement was made by the DGCA citing safety reasons after repeated engine problems were found. PW engines are manufactured by Pratt …
When the government announced its H1 borrowing programme for 2018-19, two things stood out. Firstly, the first half borrowing in the coming fiscal is likely to be sharply lower than what the government had budgeted in the previous years. Secondly, with the risk of rising bond yields still rampant, the government has decided to focus …
