If you’re a conservative investor, chances are you’ve considered Fixed Deposits (FDs) for their safety and assured returns. However, government-backed small savings schemes, like those from the post office, often offer better interest rates, especially for long-term investments. Let’s take a closer look at how these two options compare in terms of returns and tax …
As the financial year has ended, it’s time to prepare to file your income tax return (ITR) before the deadline of July 31, 2025. One of the key decisions you’ll need to make is whether to go with the old tax regime or the new tax regime. Here’s a simple guide to help you understand …
For most salaried individuals, the Employees’ Provident Fund (EPF) is a reliable and disciplined way to build retirement savings. With an interest rate of 8.25%, it remains one of the best debt-oriented investment tools. But with the introduction of the new income tax regime, many are unsure about the tax implications on PF contributions and returns. In this article, …
Dubai, known for its luxury shopping and impressive architectural landmarks, is also famous for its Gold Souk, one of the most iconic markets where you can purchase gold jewelry, coins, and bars at competitive prices. In addition to offering a wide range of gold items, Dubai provides an opportunity for tourists to reclaim VAT (Value …
The Reserve Bank of India (RBI) just dropped a major policy update—and it could have a direct impact on your EMIs, mutual funds, and the stock market. In its first bi-monthly monetary policy of FY26, the RBI, under Governor Sanjay Malhotra, cut the repo rate by 25 basis points—from 6.25% to 6%. More importantly, it shifted …
Section 54 of the Income Tax Act provides relief to individuals and Hindu Undivided Families (HUFs) from long-term capital gains (LTCG) tax if the gains are reinvested in a residential property. It is crucial to note that the exemption applies to the amount of capital gains, not the entire sale consideration. This distinction ensures that …
Planning to buy a car and considering a loan of ₹10 lakh? One of the key decisions you’ll need to make is choosing the loan tenure. A common dilemma for borrowers is whether to opt for a shorter tenure like 5 years or go for a longer one, such as 7 years. Let’s break …
As discussions around the 8th Pay Commission gather pace, the staff side of the National Council of Joint Consultative Machinery (NC-JCM) has revived a long-standing demand: the inclusion of a clause in the Terms of Reference (ToR) for merging Dearness Allowance (DA) with basic pay. Why Merge DA in the 8th Pay Commission? The staff side …
As the new financial year kicks off, taxpayers across India are looking forward to filing their Income Tax Returns (ITR) for the Assessment Year (AY) 2025–26. However, the process can only begin once the Income Tax Department officially notifies the ITR forms for the current assessment year. ITR Forms Yet to Be Notified Last year, …
Investors holding the Sovereign Gold Bond (SGB) 2019-20 Series V now have the option to redeem their bonds early, with the redemption price set at ₹9,069 per gram. This follows the SCB’s first premature redemption date on Tuesday, April 15, 2025. Since its launch on October 15, 2019, at ₹3,788 per gram, the SGB has …
