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Insurance

Mortgage-backed securities

In the world of finance, there exists a category of securities known as investment grade securities. These securities are backed by a pool of mortgages, which means that the issuer uses the cash flow generated from these mortgages to meet the interest payments on the bonds. This type of security offers a level of security and stability for investors, making it a popular choice in the market.

Face amount

A life insurance contract contains a crucial element known as the death benefit. This refers to the predetermined amount of money that will be paid out to the designated ben...

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Original Age

When purchasing a policy, it is important to consider your age at the time of purchase. This factor can greatly impact the terms and benefits of your policy. As you age, the...

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Annuity Consideration

An annuity is a financial product that provides a stream of fixed payments to the annuitant, typically in retirement. The premium is the amount of money that the annuitant p...

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Punitive damages

When a defendant is found to have acted in a grossly negligent manner, they may be assessed punitive damages as a way to set an example and discourage others from behaving s...

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