IOB PPF Calculator

Public Provident Fund or PPF is among the preferred government-backed tax-saving instruments available to individuals. It allows you to build a corpus over time and save on taxes. Apart from this, the scheme also offers attractive interest rates and loan facilities. However, it comes with a lock-in period of 15 years, and it is ideal for investors to compute returns before committing for so long.

The online IOB PPF calculator empowers you to estimate your PPF maturity amount, total investment, and interest you can earn based on your monthly or yearly contributions. Its user-friendly interface lets you easily input your investment details and obtain accurate calculations to aid your financial planning.

By leveraging the IOB PPF calculator, you gain valuable insights into the benefits of investing in PPF scheme. It also allows you to tailor your investment amount. Leverage the power of the IOB PPF calculator to optimise your savings strategy and build a significant corpus for your future. You can find the online IOB PPF calculator on Angel One and access it anytime for free.

Managing your Public Provident Fund is simple with Angel One's user-friendly IOB PPF calculator. Follow these easy steps to get the most out of this useful tool.

• Visit Angel One to access the PPF calculator
• Enter the required information, such as the investment amount.
• Since the tenure and interest rates are predetermined, you don't need to enter them; instead, the calculator will automatically show the maturity amount and provide a precise estimate of your future wealth.

By changing the inputs, you can experiment with various scenarios.

Here's an example to help you understand better.

Suppose you wish to invest Rs. 5,000 monthly (totalling Rs. 60,000 per year) towards a PPF scheme. Currently, the scheme offers an annual interest rate of 7.1%. With an investment timeframe of 15 years, your PPF account would mature to a value of Rs. 16,27,284. Throughout this period, your total contributions would amount to Rs. 9,00,000, while the interest you’ll earn on your investments would reach Rs. 7,27,284.

• Free to use The online IOB PPF calculator is freely accessible to anyone on the internet, making it available to a wide range of users without any cost or restrictions.


• Saves time The IOB PPF calculator offers instant results, eliminating the need for manual calculations and saving valuable time. Providing quick estimations of the maturity value and interest you can earn on a PPF account enables users to make informed investment decisions efficiently.


• Eliminates calculation errors An online IOB PPF calculator accurately estimates the maturity amount of PPF and the interest you can earn.It negates the possibility of human errors.
• Flexibility in planningThe IOB PPF calculator empowers you to explore different investment scenarios and make flexible plans based on your financial goals. Adjusting variables such as the investment amount and tenure allows you to visualise the impact on your returns.
• Transparency and clarityThe online IOB PPF calculator offers transparency by displaying the detailed breakup of your investment, the interest you’ll earn, and the maturity amount. This level of clarity enables you to assess the viability of the investment and make adjustments if needed. You can easily track your progress and stay informed about the growth of your savings.

To open a Public Provident Fund account, you must meet the following criteria:

Nationality: PPF accounts are available only to persons with Indian nationality.

Age: Persons 18 years and above are eligible to open a PPF account. However, you can also open an account in the name of a minor child.