Kya aapko payments mil jati hai? Kya aap payments kar dete ho? Agar aapne dono prashno ke liye ya kisi ek prashn ke liye bhi "haan" jawaab diya to apke liye TDS concept aur slabs thik se samjhna zaroori hai.
Aaj ke podcast mein, mai aapko TDS se related FAQs se jude prashno ka jawab de dunga....
Basics se start karte hain…
What is TDS?
TDS ka full form hai tax deducted at source. yaani ki jo pay kar raha hai unko TDS kaat ke file karna hota hai.
TDS sirf payments that exceed a certain amount ke liye apply hota hai. Aapke boss ya client aapke payment mein se TDS cut karte hi hoge lekin aap apne bai ya driver ke pagaar mein se TDS obviously cut nahi kar te hoge.
Just like any tax, TDS ka bhi slabs rahta hai. Different items ke liye TDS percentage alag rahta hai. Government ye slabs set kar leti hai and it is the responsibility of citizens to TDS payment amounts and schedules.
Chalo ab jante hai.
Who needs to pay TDS?
TDS actually bahut sare cheezo me applicable hai.
Sabse common TDS reference toh salaries se related hai.
Salaries ke alava TDS is also deducted on
Professional fees
Consultation fees
Rent maane ghar ya dusre bhi cheezo ke liye bada above a certain amount Commission
Interest payment by banks
TDS to pay karna hi padta hai... chahe cash payment ho ya cheque payment... ya online payment bhi…
Jo payment kar raha hai aur TDS kaat raha hai usse kahte hai deductor. Similarly, jis aadmi ko payment mil raha hai aur jis ke payment mein se TDS deduct ho raha hai, usse kahte hai deductee.
Next question! Apko TDS ka ye bhashan kyu sunna hai? Meine aapko kuch der pahle jo list samajhya tha shayad usme aapko samjh aaya ki chahe aap business owner ho, ya independent professional…. Chahe aap salaried ho ya freelancer aapko toh TDS ke baare mein basic understanding rahna chahiye.
Agar aap payment accept kar rahe ho aapko tax slabs ke bare me jankari hona jaruri hai aur rebate bhi claim karne ki jankari hona chahiye.
Agar aap payment kar rahe ho toh ye topic aapke liye bahut hi important hai. Aapke liye applicable tax slabs aur TDS file karne ka process aur deadlines ki details bahut important hai.
Sirf ye nahi. Online poker khelte ho? Usme bhi Earnings me TDS lagti hai.
Horse racing me bets place karte ho? Bala you only go to the race course to look at the pretty girls, phir bhi if you happen to be earning from horse racing TDS pay karna hota hai.
Soch rahe ho ki lottery tickets kharedna suru kare… akhir... lottery ticket ke bina lottery kaise lagegi… agar lottery jitoge to TDS bharna padega. Soch rahe ho ki isse acha aap lottery ticket bechoge? Sorry dost kahi bhi chae jao par TDs se koi chutkara nahi hai. uss commission me bhi TDS lagta hai.
Ghar kareedte samay bhi TDS lagta hai.. ghar bhade me bhi lete samay kabhi kabhi above a certain amount ke upar TDS lagta hai.
Koi plant ya machinery ya furniture- fixtures bhi bhade par loge… TDS pay karna hota hai..
Convince ho gaye? Toh chalo isse judi kuch aur gyan wali baate jan lete hai.
How can I know where I must pay TDS/ where I am paying TDS and how much should be deducted? Koi mujhe ghuma toh nahi raha hai?
Ye hai smart question. Checking har money-related cheez ke liye compulsory baat hai. Apne finances se related proof mangana aur research karne mein koi sharam nahi hai.
Salaries ke topic mein TDS zyaada se zyaada mention ho jata hai, to pahle delta hai salaries: Agar aap salaried individual ke category mein aa jate ho toh aapne form 16 ke bare mein suna hoga. Financial year ke ant mein aapke accountant aapko form 16 de dete hai. Iss mein aapka TDS likha jata hai.
Agar aap salary pay kar rahe ho to dhyaan mein rakhna ki TDS returns har quarter mein file kiya jata hai. Agla deadline badi jaldi aa rahi hai - yaad dila raha hu …. 31st March tak TDS returns for January, February and March ko file karna padega.
TDS documentation related to commission payments, interest from banks aur consultation fees bhi rahna hi chahiye because deductor has to anyway file the TDS deducted with the government Deductor ke taraf se aapko TDS certificate milni chahiye.
Agar aapko double check karna hai toh aap income tax website se form 26AS check kar sakte ho. Iss document mein aapko mil jayegi TDS deductions made and paid by your employer or client.
Agar TDS deduct nahi hota toh kya hoga? Under section 234E of the Indian constitution agar aapne TDS returns deadline tak file nahi kiya toh Rs 200 per day delayed ka fine barna padega. Yeh amount TDS payable amount ko exceed nahi hoga to yeh acchi baat hai lekin phir bhi… delay karna acchibaat nahi hai kyunki fine chota ho ya bada … fine is a waste of money.
Late TDS pay interest bhi pay karna hota hai. Under section 201 (1A), 1.5% interest payable hota hai for every month of the delay. Chahe aap 5 days late ho ya 25 ya 31, 1.5% interest payable hoga.
Worst baat hai penalty aur ye applicable rahta hai jab ek saal ka delay ho gaya hai. Under section 271H of the Indian constitution aapko Rs 10,000 se le Rs 100,000 ke beech mein kisi amount ki baari fine lag sakti hai. Serious baat hai - bhoolne ya default karne ka option hi nahi hai.
Agar TDS pay nahi hua toh kiska problem hai? TDS deduct nahi hota to deductor yaani ke payment karnewala fash sakta hai.
TDS deduct karte samay kaun kaunse documents kaun kaunse parties ko dena hota hai? Income tax department se Tax Deduction Account Number maane TAN le ke saare documents mein mention karna hota hai
Deductee se PAN collect karna hai to make deductions as relevant and mention where relevant Sahi rates income tax ke website se le ke correctly Tax Statement online ya offline submit karna hota hai Issue TDS certificate or Form 16 to deductee
Mera PAN card gum gaya. Agar mai apne accountant ko PAN number nahi de sakta toh kya problem hoga? Agar aap PAN submit nahi karoge toh aapko 20% TDS bharna padega. Yeh amount regular amount se zyaada hai.
Humare employer ne Form 16 nahi diya lekin salary slip mein dikh raha hai ki TDS pay hote ja raha hai. Main taxes kaise file kar sakta hu? Haan aapko income tax file karne ka duty phir bhi hai. Employer ne Form 16 nahi diya koi bahana nahi banta. Main aapko do options de deta hu: Yeh website pe jayiye - www.incometaxindiaefiling.gov.in I repeat www.incometaxindiaefiling.gov.in Iss website me aap Form 26AS check kar sakte ho. Dusra option Yeh website pe jayiye www.incometaxindia.gov.in I repeat www.incometaxindia.gov.in Iss website me aap View Your Tax Credit option choose kar ke deductions check kar sakte ho.
Agar TDS return thoda bahut wrong ho gaya toh kya koi problem rahega? Humne kuch der pahle penalty ke bare mein aapko caution kiya tha. Woh penalty galtiyon ke liye bhi unfortunately applicable hai Under section 271H of the Indian constitution, incorrect details in statement dene ke liye aapko Rs 10,000 se le Rs 100,000 ke beech mein kisi amount ki amount ka penalty pay karna padega.
Toh ye raha TDS se related sabse important aur useful information. TDS slabs detail mein jaanne ke liye humara blog post padne se aapko or bhi jankari mil sakti hai to blag jarur pade.
Aaj ke podcast mein, mai aapko TDS se related FAQs se jude prashno ka jawab de dunga....
Basics se start karte hain…
What is TDS?
TDS ka full form hai tax deducted at source. yaani ki jo pay kar raha hai unko TDS kaat ke file karna hota hai.
TDS sirf payments that exceed a certain amount ke liye apply hota hai. Aapke boss ya client aapke payment mein se TDS cut karte hi hoge lekin aap apne bai ya driver ke pagaar mein se TDS obviously cut nahi kar te hoge.
Just like any tax, TDS ka bhi slabs rahta hai. Different items ke liye TDS percentage alag rahta hai. Government ye slabs set kar leti hai and it is the responsibility of citizens to TDS payment amounts and schedules.
Chalo ab jante hai.
Who needs to pay TDS?
TDS actually bahut sare cheezo me applicable hai.
Sabse common TDS reference toh salaries se related hai.
Salaries ke alava TDS is also deducted on
Professional fees
Consultation fees
Rent maane ghar ya dusre bhi cheezo ke liye bada above a certain amount Commission
Interest payment by banks
TDS to pay karna hi padta hai... chahe cash payment ho ya cheque payment... ya online payment bhi…
Jo payment kar raha hai aur TDS kaat raha hai usse kahte hai deductor. Similarly, jis aadmi ko payment mil raha hai aur jis ke payment mein se TDS deduct ho raha hai, usse kahte hai deductee.
Next question! Apko TDS ka ye bhashan kyu sunna hai? Meine aapko kuch der pahle jo list samajhya tha shayad usme aapko samjh aaya ki chahe aap business owner ho, ya independent professional…. Chahe aap salaried ho ya freelancer aapko toh TDS ke baare mein basic understanding rahna chahiye.
Agar aap payment accept kar rahe ho aapko tax slabs ke bare me jankari hona jaruri hai aur rebate bhi claim karne ki jankari hona chahiye.
Agar aap payment kar rahe ho toh ye topic aapke liye bahut hi important hai. Aapke liye applicable tax slabs aur TDS file karne ka process aur deadlines ki details bahut important hai.
Sirf ye nahi. Online poker khelte ho? Usme bhi Earnings me TDS lagti hai.
Horse racing me bets place karte ho? Bala you only go to the race course to look at the pretty girls, phir bhi if you happen to be earning from horse racing TDS pay karna hota hai.
Soch rahe ho ki lottery tickets kharedna suru kare… akhir... lottery ticket ke bina lottery kaise lagegi… agar lottery jitoge to TDS bharna padega. Soch rahe ho ki isse acha aap lottery ticket bechoge? Sorry dost kahi bhi chae jao par TDs se koi chutkara nahi hai. uss commission me bhi TDS lagta hai.
Ghar kareedte samay bhi TDS lagta hai.. ghar bhade me bhi lete samay kabhi kabhi above a certain amount ke upar TDS lagta hai.
Koi plant ya machinery ya furniture- fixtures bhi bhade par loge… TDS pay karna hota hai..
Convince ho gaye? Toh chalo isse judi kuch aur gyan wali baate jan lete hai.
How can I know where I must pay TDS/ where I am paying TDS and how much should be deducted? Koi mujhe ghuma toh nahi raha hai?
Ye hai smart question. Checking har money-related cheez ke liye compulsory baat hai. Apne finances se related proof mangana aur research karne mein koi sharam nahi hai.
Salaries ke topic mein TDS zyaada se zyaada mention ho jata hai, to pahle delta hai salaries: Agar aap salaried individual ke category mein aa jate ho toh aapne form 16 ke bare mein suna hoga. Financial year ke ant mein aapke accountant aapko form 16 de dete hai. Iss mein aapka TDS likha jata hai.
Agar aap salary pay kar rahe ho to dhyaan mein rakhna ki TDS returns har quarter mein file kiya jata hai. Agla deadline badi jaldi aa rahi hai - yaad dila raha hu …. 31st March tak TDS returns for January, February and March ko file karna padega.
TDS documentation related to commission payments, interest from banks aur consultation fees bhi rahna hi chahiye because deductor has to anyway file the TDS deducted with the government Deductor ke taraf se aapko TDS certificate milni chahiye.
Agar aapko double check karna hai toh aap income tax website se form 26AS check kar sakte ho. Iss document mein aapko mil jayegi TDS deductions made and paid by your employer or client.
Agar TDS deduct nahi hota toh kya hoga? Under section 234E of the Indian constitution agar aapne TDS returns deadline tak file nahi kiya toh Rs 200 per day delayed ka fine barna padega. Yeh amount TDS payable amount ko exceed nahi hoga to yeh acchi baat hai lekin phir bhi… delay karna acchibaat nahi hai kyunki fine chota ho ya bada … fine is a waste of money.
Late TDS pay interest bhi pay karna hota hai. Under section 201 (1A), 1.5% interest payable hota hai for every month of the delay. Chahe aap 5 days late ho ya 25 ya 31, 1.5% interest payable hoga.
Worst baat hai penalty aur ye applicable rahta hai jab ek saal ka delay ho gaya hai. Under section 271H of the Indian constitution aapko Rs 10,000 se le Rs 100,000 ke beech mein kisi amount ki baari fine lag sakti hai. Serious baat hai - bhoolne ya default karne ka option hi nahi hai.
Agar TDS pay nahi hua toh kiska problem hai? TDS deduct nahi hota to deductor yaani ke payment karnewala fash sakta hai.
TDS deduct karte samay kaun kaunse documents kaun kaunse parties ko dena hota hai? Income tax department se Tax Deduction Account Number maane TAN le ke saare documents mein mention karna hota hai
Deductee se PAN collect karna hai to make deductions as relevant and mention where relevant Sahi rates income tax ke website se le ke correctly Tax Statement online ya offline submit karna hota hai Issue TDS certificate or Form 16 to deductee
Mera PAN card gum gaya. Agar mai apne accountant ko PAN number nahi de sakta toh kya problem hoga? Agar aap PAN submit nahi karoge toh aapko 20% TDS bharna padega. Yeh amount regular amount se zyaada hai.
Humare employer ne Form 16 nahi diya lekin salary slip mein dikh raha hai ki TDS pay hote ja raha hai. Main taxes kaise file kar sakta hu? Haan aapko income tax file karne ka duty phir bhi hai. Employer ne Form 16 nahi diya koi bahana nahi banta. Main aapko do options de deta hu: Yeh website pe jayiye - www.incometaxindiaefiling.gov.in I repeat www.incometaxindiaefiling.gov.in Iss website me aap Form 26AS check kar sakte ho. Dusra option Yeh website pe jayiye www.incometaxindia.gov.in I repeat www.incometaxindia.gov.in Iss website me aap View Your Tax Credit option choose kar ke deductions check kar sakte ho.
Agar TDS return thoda bahut wrong ho gaya toh kya koi problem rahega? Humne kuch der pahle penalty ke bare mein aapko caution kiya tha. Woh penalty galtiyon ke liye bhi unfortunately applicable hai Under section 271H of the Indian constitution, incorrect details in statement dene ke liye aapko Rs 10,000 se le Rs 100,000 ke beech mein kisi amount ki amount ka penalty pay karna padega.
Toh ye raha TDS se related sabse important aur useful information. TDS slabs detail mein jaanne ke liye humara blog post padne se aapko or bhi jankari mil sakti hai to blag jarur pade.
