NFO Alert: 360 ONE Mutual Fund Launches Silver ETF

360 ONE Mutual Fund has launched the 360 ONE Silver ETF, an open-ended Exchange-Traded Fund (ETF) that aims to generate returns in line with domestic silver prices, subject to tracking error. The New Fund Offer (NFO) is open from March 10, 2025, to March 20, 2025.

NFO Details

The New Fund Offer (NFO)  details are as follows:

  • Fund House: 360 ONE Mutual Fund
  • Category: Commodities – Silver
  • Type: Open-ended ETF
  • Benchmark: Domestic Prices of Silver
  • Minimum Investment: ₹1,000
  • Exit Load: Nil
  • Lock-in Period: None
  • Risk Level: Very High

The fund is managed by Rahul Khetawat. The Registrar & Transfer Agent for the scheme is Computer Age Management Services Ltd. (CAMS).

Investment Objective

The scheme is to track the price movement of physical silver in India. It does not invest in equities or other commodities, focusing solely on silver. However, like all commodity ETFs, performance may be affected by factors such as market liquidity, storage costs, and tracking error.

Subscription Details

The NFO is available for subscription for a limited period. Investors can enter the fund with a minimum investment of ₹1,000. There is no exit load, allowing investors to redeem units without additional charges.

Market Context

Silver is a widely traded commodity, used in industrial applications, jewelry, and investment markets. The price of silver can fluctuate based on global supply-demand factors, currency movements, and economic conditions. This ETF offers an alternative to physical silver investment, eliminating storage concerns.

Conclusion

The fund tracks the domestic price of silver, and returns may vary due to tracking error. Being a commodity-based ETF, it falls under the very high-risk category. Investors should assess market conditions and price volatility before considering an investment. 

Want to plan regular withdrawals? Our SWP Calculator helps you calculate how much you can withdraw while keeping your investments intact. Try it now!

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.

New Banks Enabled for Online Tax Payments via E-Pay Tax Service

The Income Tax Department has updated the list of banks available for tax payments through the e-Pay Tax service on the e-filing portal. As per the latest update, 30 banks are now enabled, including both newly added and migrated banks.

New Banks Added

The latest additions include Bandhan Bank, City Union Bank, DCB Bank, Federal Bank, IndusInd Bank, Karur Vysya Bank, Kotak Mahindra Bank, Karnataka Bank, RBL Bank, South Indian Bank, Dhanlaxmi Bank, IDFC First Bank, and Tamilnad Mercantile Bank Ltd. These banks have been integrated to facilitate seamless tax payments for users.

Apart from these 13 banks, 17 other banks have been migrated to continue offering tax payment services through the e-Pay Tax service.

Modes of Tax Payment Available

Taxpayers can make payments using multiple online and offline modes, including:

  • Net Banking
  • Debit/Credit Cards
  • UPI
  • Over-the-counter payments at designated bank branches

This update provides users with more banking options for paying their income tax, advance tax, and other tax-related obligations directly through the e-filing portal.

Steps to File Income Tax Return (ITR) Online

  1. Log in to the official e-filing portal using PAN-based credentials.
  2. Go to ‘File Income Tax Return’ under the e-File tab.
  3. Select the assessment year, typically AY 2024-25 for FY 2023-24.
  4. Choose the filing status (Individual, HUF, or Others).
  5. Select the appropriate ITR form based on income sources.
  6. Provide the reason for filing (e.g., taxable income above exemption limit).
  7. Verify pre-filled details such as income, deductions, and bank details.
  8. Submit and verify the return within 30 days using Aadhaar OTP, EVC, net banking, or by sending a physical copy to CPC, Bengaluru.

Conclusion

With 30 banks now available under the e-Pay Tax service, taxpayers have more flexibility in choosing their preferred bank for online tax payments. The update helps with wider accessibility and multiple payment options for those filing their taxes online.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

India vs China: How Big Is the Defence Budget Gap and What It Means?

China has announced a 7.2% increase in its annual defence budget, raising its official military expenditure to over $245 billion. This development, revealed during the National People’s Congress, underscores Beijing’s focus on expanding its military strength amid growing geopolitical tensions.

Despite maintaining the same percentage increase as the previous year, experts argue that China’s actual military spending is significantly higher than what is declared. According to a news report, China’s real defence budget could be 40-50% more than official figures, as funds are often allocated under different categories to obscure actual expenditures.

Even with declared figures, China’s defence budget is more than three times India’s $79 billion allocation and second only to the United States, which has set aside over $900 billion for military spending in 2025.

India’s Defence Spending: Falling Short of Strategic Needs?

India’s total budget for 2025-2026 stands at $580 billion (₹50.65 trillion), with estimated revenue at $400 billion (₹34.96 trillion). However, India’s defence allocation remains at 1.9% of GDP, significantly lower than the 2.5% recommended by defence experts for a credible deterrent against China and Pakistan.

As per reports, analysts argue that India should increase its defence spending to at least 2.5% of GDP to effectively address operational voids and modernise its forces. Currently, a significant portion of the defence budget—nearly 75%—is absorbed by salaries, pensions, and operational costs, leaving limited funds for acquiring advanced military assets.

China’s Military Modernisation: Strengthening the PLA

China’s massive military expenditure is primarily directed towards modernising the People’s Liberation Army (PLA), which has over 2 million active personnel. The primary objectives include:

  • Challenging US military dominance in the Indo-Pacific.
  • Preventing foreign intervention in Taiwan.
  • Strengthening control over disputed territories, particularly the South China Sea and the Line of Actual Control (LAC) with India.

Despite disengagement efforts in eastern Ladakh, PLA troops remain stationed along the LAC, with no significant de-escalation in sight.

India’s Struggle to Keep Pace with Modernisation

India’s financial constraints and legacy defence structures have led to gaps in critical military capabilities. While China rapidly advances in space warfare, cyber warfare, nuclear deterrence, and high-tech weaponry, India is still grappling with modernisation challenges.

Indian Air Force: The Need for Urgent Upgrades

The Indian Air Force (IAF) operates just 30 fighter squadrons, well below the sanctioned strength of 42.5. The reliance on ageing aircraft, combined with delays in indigenous Tejas fighter production, has widened the airpower disparity with China.

Meanwhile, China has stationed its J-20 fifth-generation stealth fighters at airbases near India and is already working on sixth-generation fighter prototypes. Additionally, China is expected to supply 40 J-35A stealth jets to Pakistan, further complicating India’s security landscape.

China’s Expanding Naval Power

China now commands the world’s largest navy, with over 370 warships and submarines. Though not as technologically advanced as the US Navy, its sheer numbers pose a significant challenge in the Indo-Pacific region.

Beijing is also actively supporting Pakistan’s naval expansion. Through the ‘Sea Guardian’ bilateral exercises, China and Pakistan are enhancing their maritime capabilities, reinforcing their strategic partnership in the Indian Ocean.

The Growing Nuclear and Cyber Warfare Threat

China continues to expand its nuclear arsenal while aggressively developing its cyber warfare capabilities. India, on the other hand, faces the dual challenge of maintaining a credible nuclear deterrent while strengthening its cybersecurity infrastructure against increasing cyber threats.

A Widening Gap: The Road Ahead for India

China’s military build-up and alliance with Pakistan present an increasing security challenge for India. While India has made progress in defence manufacturing and self-reliance, modernisation efforts remain slow due to budget constraints.

As Beijing strengthens its land, sea, and air dominance, along with advancements in cyber and space warfare, India faces mounting pressure to accelerate its defence preparedness.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Top Performing Quant Mutual Funds in March 2025; Top Fund Gained Over 6%

Following a sharp correction in February, the Indian equity markets witnessed a recovery in early March 2025. This positive momentum reflected in mutual fund performances, with all 21 schemes from Quant Mutual Fund delivering returns between 6.35% and 2.68% from March 3 to March 6, 2025.

Top 5 Performing Quant Mutual Funds (March 3–6, 2025)

Here are the top 5 performing funds from Quant Mutual Fund during this period:

Funds AUM(₹ in . cr) Expense Ratio (%) NAV in ₹ Point to Point Return (%) -March 03 to March 06, 2025
Quant Commodities Fund 346.4 2.46 12.01 6.35
Quant PSU Fund 653.1 2.39 9.24 5.13
Quant Healthcare Fund 347.5 2.42 13.75 5.1
Quant Small Cap Fund 22832.4 1.65 224.39 4.86
Quant Business Cycle Fund 1163.7 2.14 14.49 4.79

1. Quant Commodities Fund – Top Performer

Quant Commodities Fund led the rankings, delivering a 6.35% return in just 4 days. This fund tracks the NIFTY Commodities TRI index, benefiting from a rally in commodity-related stocks during the market recovery.

2. Quant PSU Fund – Strong Performance in Public Sector Stocks

Quant PSU Fund followed closely, posting a 5.13% return. This fund, benchmarked to NIFTY PSE – TRI, gained from a surge in public sector enterprises. 

3. Quant Healthcare Fund – Robust Gains from the Healthcare Sector

With a 5.10% return, Quant Healthcare Fund capitalised on the strength in healthcare and consumption-related stocks, tracking the Nifty India Consumption – TRI index.

4. Quant Small Cap Fund – Steady Growth in Small-Cap Stocks

Delivering a 4.86% return, Quant Small Cap Fund benefited from renewed buying in small-cap stocks, particularly those in high-growth sectors. The fund tracks the Nifty Smallcap 250 – TRI index. 

5. Quant Business Cycle Fund – Riding Sectoral Trends

Quant Business Cycle Fund generated a 4.79% return. This fund, benchmarked to NIFTY 500 – TRI. 

Conclusion

The recent market recovery has boosted mutual fund performances, with Quant AMC schemes delivering gains in the range of 6.35% and 2.68% from March 3 to March 6, 2025.

Plan your SBI SIP investments better! Use our easy-to-use SBI SIP Calculator and estimate future returns with just a few clicks. Your financial growth starts here.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Women’s Day Special: Women Invest 22% More in SIPs and 45% More in Lump Sums Than Men

The financial investment scene in India is witnessing a major transformation, driven by an unexpected force—women investors. A recent report highlights a significant shift in investment patterns, revealing that women are not just closing the financial gap but are outpacing men in mutual fund investments. This growing trend signals a change in financial independence and wealth creation among Indian women.

Women’s SIP Investments Outshine Men’s by 22%

The report, which analysed data from one lakh women investors between January and December 2024, shows that women have a higher appetite for systematic investment plans (SIPs). The findings indicate that the average SIP transaction value for women is 22% higher than that of men. Additionally, when it comes to lump sum investments, women are investing a staggering 45% more than their male counterparts. This trend challenges the long-standing perception that women take a conservative approach to investing.

A remarkable 90% of women investors start their journey with SIPs, emphasising a disciplined, long-term investment strategy. Their average SIP contribution stands at ₹1,300—significantly higher than male investors. Moreover, women are increasingly diversifying their portfolios, investing in various categories such as contra/value funds, flexi-cap, mid-cap, small-cap, and thematic funds, demonstrating their growing confidence in the financial markets.

Women Investors from B30 Cities Are Driving Growth

Another striking insight from the report is that 72% of women investors hail from B30 (Beyond Top 30) cities. This marks a fundamental shift in financial inclusion, as investing is no longer confined to metropolitan areas. The accessibility of digital financial platforms, along with improved financial literacy, has empowered women in smaller towns to take charge of their wealth-building journey.

This shift indicates that financial awareness is permeating deep into tier-2 and tier-3 cities, allowing more women to participate in capital markets. The increasing adoption of mutual funds in these regions is playing a crucial role in wealth creation beyond urban centres.

Young Women Taking the Lead in Wealth Creation

Younger women are at the forefront of this investment revolution. The data reveals that 74% of women investors are under the age of 35, with the largest segment (29%) falling in the 26-30 age bracket. This indicates that young Indian women are not only prioritising wealth accumulation from an early stage but are also making informed, long-term financial decisions.

The increasing participation of younger women in mutual funds suggests a cultural and financial shift where investing is becoming a norm rather than an exception. Their inclination towards structured and consistent investment strategies signifies a stronger financial future.

Women Now Hold 33% of Individual Mutual Fund AUM

This surge in women’s investments is reflected in broader industry data. According to the Association of Mutual Funds in India (AMFI), as of March 2024, women account for 33% of the total individual Assets Under Management (AUM) in mutual funds. Their collective investments have seen a remarkable rise, more than doubling in the last 5 years—from ₹4.59 lakh crore in March 2019 to ₹11.25 lakh crore in March 2024.

Much of this growth can be attributed to SIPs, which have seen an extraordinary 319.3% increase in AUM for women investors between March 2019 and March 2024, as per AMFI’s data. The increasing reliance on SIPs reflects a strategic shift towards long-term, disciplined investing rather than ad-hoc investment decisions.

Conclusion: A Paradigm Shift in India’s Investment Landscape

The rise of women investors in India is not just a statistic—it is a movement reshaping the financial landscape. With higher SIP investments, growing lump sum contributions, and increasing participation from smaller cities, Indian women are redefining financial independence. Their approach to investing reflects confidence, discipline, and a willingness to embrace diversified financial strategies.

As financial awareness continues to rise and digital accessibility expands, this trend is likely to gain even more momentum. Women are not just closing the investment gap; they are setting new benchmarks for financial growth in India.

Ready to watch your savings grow? Try our SIP Calculator today and unlock the potential of disciplined investing. Perfect for planning your financial future. Start now!

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.

SIP Boom Continues, but Rising Premature Closures Raise Concerns

The Indian mutual fund industry has witnessed a surge in systematic investment plan (SIP) registrations, reflecting growing investor participation. However, this rise has also been accompanied by an increasing trend of premature SIP closures.

In 2023, a record 34.8 million SIP accounts were registered. However, by the end of 2024, only 18.2 million remained active, indicating a 48% closure rate within 2 years of registration. Comparatively, the 2022 SIP closure rate stood at 42%, highlighting a rising trend of investor churn.

Data Insights from AMFI Reports

According to figures derived from the Association of Mutual Funds in India (Amfi) report, available only to fund houses, the number of active SIP accounts is determined by tracking different age brackets. By comparing SIP registrations in 2023 with the number of SIP accounts that were 1 to 2 years old as of December 31, 2024, the closure rate can be estimated.

While SIPs are often recommended for long-term equity investments, ideally exceeding 3 years, the data suggests that many investors are discontinuing their investments much earlier.

Growing Investor Churn in SIPs

According to a news report, the increasing number of both SIP registrations and closures indicates that investors are frequently churning their portfolios. This suggests a shift in investor behaviour, with many opting for short-term commitments rather than long-term wealth creation.

Impact of Fintech Platforms on SIP Longevity

The rise of fintech platforms has played a key role in the growing SIP participation. However, a news report indicates that SIPs registered via fintech platforms tend to have shorter holding periods compared to those distributed through intermediaries.

As of March 2024:

  • 21.2% of regular plan investments had a holding period of over 5 years.
  • In contrast, only 7.7% of direct plan investments remained active for the same period.

“This reflects that the impact of guidance given by intermediaries has historically been helpful in fostering long-term investor discipline,” the report said.

SIP Edits and Portfolio Restructuring

A report also highlights that the increasing churn rate in SIP accounts is partly due to the SIP edit options provided by some online platforms. This feature enables investors to modify their SIPs, leading to frequent new registrations but also more premature closures.

Market Volatility Slows SIP Registrations

Despite the high churn rate, the mutual fund industry has continued to add SIP accounts at a record pace. In 2024, active SIP accounts surpassed 100 million, with a net addition of 26.8 million accounts.

However, the recent equity market correction has slowed SIP registrations, as market volatility often influences investor sentiment.

Conclusion

While SIPs remain a popular investment route, the rising rate of premature closures raises concerns about investor discipline and long-term financial planning. The evolving role of fintech platforms and the impact of market corrections will be key factors in shaping SIP investment trends in the coming years.

Plan your SBI SIP investments better! Use our easy-to-use SBI SIP Calculator and estimate future returns with just a few clicks. Your financial growth starts here.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.

EPFO 3.0 Explained: Brings ATM Withdrawals for PF Funds

The Employees Provident Fund Organisation (EPFO) is undergoing a major transformation with the introduction of “EPFO 3.0,” as announced by Union Labour Minister Mansukh Mandaviya. This initiative aims to provide subscribers with greater ease of access to their funds, making withdrawals as simple as withdrawing cash from a bank ATM.

What is EPFO 3.0?

EPFO 3.0 is an upcoming upgrade that will introduce banking-like features for provident fund (PF) subscribers. With this version, EPFO will enable direct cash withdrawals via ATMs, eliminating the need for lengthy claim processes. This move is part of a broader initiative to digitise and simplify financial transactions for employees.

How Will PF Withdrawals via ATMs Work?

IT System Upgrade

EPFO is overhauling its IT infrastructure to allow real-time withdrawals, similar to traditional banking transactions. Subscribers will no longer need to file claims manually or wait for fund disbursements.

Direct Access Through ATMs

  • EPFO will link PF accounts with an ATM-compatible system.
  • Subscribers can withdraw funds using their Universal Account Number (UAN) or linked bank accounts.

Multi-Factor Authentication for Security

  • Withdrawals will require multiple security layers.
  • Likely authentication steps include OTP verification via a registered mobile number.
  • These measures ensure compliance with EPFO guidelines and prevent unauthorised transactions.

Instant Disbursal of PF Funds

  • This feature aims to reduce claim processing time drastically.
  • Delays that members currently experience will be eliminated, ensuring faster access to funds.

EPFO’s Expansion: UPI Integration for PF Withdrawals

In addition to ATM withdrawals, EPFO is also working on integrating withdrawals with Unified Payments Interface (UPI) platforms. According to a Financial Express report, the organisation is collaborating with the National Payments Corporation of India (NPCI) to link PF withdrawals to digital payment apps like:

  • PhonePe
  • Google Pay
  • Paytm
  • BHIM

What Does UPI Integration Mean for Subscribers?

  • Instant fund transfers instead of the current 2-3 day processing time via NEFT or RTGS.
  • The ability to withdraw funds directly into bank accounts linked to UPI apps.
  • Enhanced convenience and accessibility for users who prefer digital payments.

EPFO has already finalised the blueprint for UPI integration and expects to roll out the feature within the next 2-3 months.

Conclusion

EPFO 3.0 represents a significant leap forward in making PF withdrawals seamless, secure, and instantaneous. By introducing ATM withdrawals and UPI integration, the organisation is aligning itself with modern banking conveniences, ensuring that subscribers have easier and quicker access to their funds. These changes are expected to enhance financial flexibility for millions of employees across India.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Must-Know Schemes for Women Entrepreneurs in India

The increasing presence of women as entrepreneurs is contributing significantly to India’s economic growth. Women-owned enterprises are creating employment opportunities, driving innovation, and inspiring the next generation of business leaders. To support and empower women in business, various government schemes provide financial aid, skill development, and business-friendly policies.

This article highlights key government schemes designed specifically to promote women entrepreneurship in India.

1. Skill Upgradation and Mahila Coir Yojana

This scheme falls under the Coir Vikas Yojana, which was previously known as the Coir Plan (General) Scheme. It focuses on developing domestic and export markets, skill enhancement, and creating employment opportunities for women.

Key Features:

  • Provides subsidised spinning equipment to women after skill development training.
  • Stipend of ₹1,000 per month per trainee.
  • Trainer honorarium capped at ₹6,000 per month.
  • Financial assistance of ₹400 per trainee per month to cover operational training costs.
  • Subsidy provided – Coir Board provides 75% of the cost of motorised Ratt/motorised traditional Ratt, subject to a ceiling of ₹7,500 and ₹3,200, respectively.

2. Mahila Samriddhi Yojana

The National Scheduled Castes Finance and Development Corporation (NSFDC) provides this scheme for small business units requiring financial support.

Key Features:

  • Maximum loan amount: ₹1.25 lakhs.
  • Interest rate: 2% from NSFDC to SCAs/CAs; 6% to beneficiaries.
  • Repayment period: 3 years with a moratorium of 3 months.

3. Self-Employment Lending Schemes – Credit Line by NMDFC

The National Minorities Development & Finance Corporation (NMDFC) offers two credit lines based on family income:

Eligibility:

  • Credit Line-1: For families earning up to ₹3 lakh per annum.
  • Credit Line-2: For families earning up to ₹8 lakh per annum.

Key Schemes under NMDFC:

i. Term Loan Scheme

  • Loan up to ₹20 lakh under Credit Line-1 and ₹ 30 lakh under Credit Line-2.
  • Interest rates: 6% p.a. (Credit Line-1), 8% p.a. (Credit Line-2).
  • Women entrepreneurs get a 2% concession under Credit Line-2.

ii. Education Loan Scheme

  • Loan up to ₹20 lakh for domestic courses and ₹ 30 lakh for international courses.
  • Interest rates: 3% p.a. (Credit Line-1), 8% p.a. (Credit Line-2).
  • Women beneficiaries get a 3% concession under Credit Line-2.

iii. Micro-Finance Scheme

  • Designed for Self Help Groups (SHGs), especially for women entrepreneurs in rural and urban slums.
  • Loan up to ₹1 lakh (Credit Line-1) and ₹1.5 lakh (Credit Line-2).
  • Interest rates: 7% p.a. (Credit Line-1), 10% p.a. (Credit Line-2).
  • Women beneficiaries get a 2% concession under Credit Line-2.

iv. Virasat Scheme

  • Offers financial support for working capital and equipment purchases.
  • Loan up to ₹10 lakh.
  • Interest rates: 5% p.a. (Credit Line-1), 6% p.a. (Credit Line-2).
  • Women artisans get a 1% concession.

4. Credit Guarantee Scheme for Micro and Small Enterprises

This scheme provides collateral-free credit to new and existing Micro and Small Enterprises (MSEs) engaged in manufacturing or service activities.

Loan Benefits:

  • Up to ₹5 lakh: Interest rate of 1%.
  • ₹5 lakh to ₹50 lakh: Interest rate of 1.35%.
  • ₹50 lakh to ₹200 lakh: Interest rate of 1.80%.

This scheme covers businesses owned by women, micro-enterprises, and those based in the Northeast region.

Conclusion

Women entrepreneurs in India have access to various government schemes aimed at skill development, financial assistance, and business support. These initiatives are crucial for promoting sustainable entrepreneurship and empowering women to drive economic growth. By leveraging these schemes, women-led enterprises can overcome financial barriers and contribute significantly to India’s entrepreneurial ecosystem.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Meet the Top 5 Women Entrepreneurs of Listed Companies in India Who Redefined Success

Women entrepreneurs in India are redefining success, leading from the front, and proving that business excellence knows no gender. From e-commerce and fintech to biotechnology and pharmaceuticals, these trailblazers have overcome challenges, built thriving enterprises, and contributed significantly to India’s economic growth.

In this article, we explore the journeys of 5 extraordinary women entrepreneurs who have played a pivotal role in shaping their respective industries.

1. Falguni Nayar – Founder of Nykaa

From Banking to Beauty Empire

Falguni Nayar, a former investment banker, took a bold leap in 2012 by leaving her role as Managing Director at Kotak Mahindra to launch Nykaa, India’s first dedicated beauty and wellness e-commerce platform. With no prior retail experience, she built a billion-dollar business that redefined how Indian consumers shop for cosmetics.

In 2021, Nykaa went public, making Nayar one of India’s wealthiest self-made female billionaires. Today, the brand has expanded into fashion and lifestyle segments, continuing its upward trajectory.

Impact on the Industry

Transformed India’s beauty retail industry with an omnichannel approach. Proved that age is no barrier to entrepreneurial success.

2. Ghazal Alagh – Co-founder of Mamaearth

Championing Sustainable Skincare

Ghazal Alagh’s entrepreneurial journey began in 2016 when she struggled to find safe, chemical-free baby care products for her child. Identifying a massive market gap, she co-founded Mamaearth, a brand committed to toxin-free, eco-friendly skincare and personal care products.

Her persistence paid off, and Mamaearth became one of India’s fastest-growing D2C brands. In 2022, the company entered the unicorn club with a valuation exceeding $1 billion.

Impact on the Industry

Pioneered the sustainable skincare movement in India. Encouraged eco-conscious consumerism with toxin-free products.

3. Upasana Taku – Co-founder of MobiKwik

Paving the Way in Fintech

A Stanford graduate with expertise in payments, Upasana Taku co-founded MobiKwik in 2009 when digital transactions were still in their infancy in India. Despite initial scepticism, she built a reliable fintech platform that became a key player in India’s digital payments ecosystem.

With millions of users today, MobiKwik is a leading mobile wallet and BNPL (Buy Now, Pay Later) platform, demonstrating the power of perseverance and innovation.

Impact on the Industry

Contributed to India’s transition to a cashless economy. Inspired women in fintech, a traditionally male-dominated field.

4. Kiran Mazumdar-Shaw – Founder of Biocon

Breaking Barriers in Biotechnology

Kiran Mazumdar-Shaw started Biocon in 1978 with just ₹10,000 and a dream to make affordable medicines. Facing gender bias and funding challenges in a male-dominated industry, she persevered and built one of India’s largest biotech firms.

Today, Biocon is a global leader in pharmaceuticals, producing affordable insulin and life-saving drugs for chronic illnesses like cancer and diabetes.

Impact on the Industry

Made critical medications more affordable and accessible. Inspired women to pursue careers in science, technology, engineering, and mathematics (STEM).

 

5. Namita Thapar – Executive Director of Emcure Pharmaceuticals

Expanding a Legacy

Namita Thapar joined her family business, Emcure Pharmaceuticals, and played a key role in expanding its global presence. Apart from leading a pharmaceutical giant, she has become a prominent mentor for budding entrepreneurs as an investor on Shark Tank India.

She also launched Incredible Ventures Ltd., an initiative focused on training young entrepreneurs, furthering her vision of empowering the next generation of business leaders.

Impact on the Industry

Strengthened leadership representation of women in pharmaceuticals. Encouraged innovation and entrepreneurship through mentorship.

Conclusion

These 5 women have not only shattered stereotypes but have also built businesses that influence millions of lives. Their journeys underscore the significance of perseverance, innovation, and strategic thinking in achieving entrepreneurial success.

As more women step into leadership roles, India’s business landscape is set for further transformation, making way for a more inclusive and dynamic economy.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Which Adani Group Company is Focused on Defence and Drone Products?

The defence and drone sectors have emerged as some of the most dynamic industries in the Indian market, drawing significant attention from investors and policymakers alike. Among India’s major conglomerates, the Adani Group has swiftly positioned itself as a key player in these sectors, leveraging strategic investments, partnerships, and acquisitions to enhance indigenous capabilities.

This article explores the role of Adani Enterprises and Adani Ports and Special Economic Zone (APSEZ) in advancing India’s defence manufacturing and drone technology.

Adani Enterprises: Driving Defence and Drone Innovation

A Diversified Defence Portfolio

Adani Enterprises Ltd (AEL), the flagship company of the Adani Group, operates across multiple industries, including airports, data centres, agro-products, and, crucially, the defence and aerospace sectors.

Through its subsidiary, Adani Defence and Aerospace, the company has made significant strides in manufacturing military equipment and drones, contributing to India’s defence self-reliance.

Strengthening India’s Defence Capabilities

Adani Defence and Aerospace plays a critical role in India’s defence production through its diverse portfolio, which includes:

  • Fighter aircraft and helicopters
  • Unmanned aerial systems (UAS)
  • Missiles and artillery systems
  • Small arms and ammunition manufacturing

One of the company’s most notable initiatives is its collaboration with the UAE-based EDGE Group, a global leader in defence technology. This partnership aims to develop advanced defence solutions, including loitering munitions, counter-drone systems, and electronic warfare technology, targeting both domestic and international markets.

Strategic Collaborations for Indigenous Manufacturing

Further reinforcing India’s defence manufacturing capabilities, Adani Defence & Aerospace has partnered with Thales Group to locally manufacture 70mm rockets. These rockets will be used in the HAL Rudra and Prachand helicopters, vital assets in India’s military fleet.

The HAL Rudra, an armed version of the Dhruv Advanced Light Helicopter, is equipped with missiles, rockets, and cannons, while the HAL Prachand, designed for high-altitude warfare, also relies on advanced weaponry. The localisation of rocket production ensures a steady supply and strengthens the operational readiness of the Indian Armed Forces.

Leading the Way in Drone Technology

Adani Defence and Aerospace is at the forefront of India’s drone technology advancements. A standout innovation is the Drishti 10 Starliner UAV, a cutting-edge intelligence, surveillance, and reconnaissance (ISR) platform with:

  • 36-hour endurance
  • 450 kg payload capacity
  • STANAG 4671 certification (allowing operations in segregated and unsegregated airspace)

In addition to manufacturing, Adani is acquiring advanced drone technology firms in Bengaluru and Hyderabad to bolster its unmanned systems portfolio. These acquisitions are expected to accelerate Adani’s expansion into remote reconnaissance and counter-drone operations, particularly for military applications.

Investments in Defence Infrastructure

Adani’s commitment to defence self-reliance is further reflected in its investments in critical infrastructure, including:

  • Kanpur Ammunition Factory: A ₹30 billion facility, the largest of its kind in South Asia, supporting India’s domestic ammunition and missile production.
  • Telangana Counter-Drone and Missile Facility: A ₹10 billion investment dedicated to producing advanced counter-drone and missile systems.

These projects align with India’s Aatmanirbhar Bharat (Self-Reliant India) initiative, reducing dependence on foreign defence imports and boosting indigenous capabilities.

Adani Ports: Enhancing Defence Logistics and Manufacturing

Strategic Role in Defence Logistics

Adani Ports and Special Economic Zone (APSEZ), India’s largest private-sector port operator, is increasingly contributing to India’s defence sector. With 15 ports and terminals across India, along with ownership of Haifa Port in Israel, APSEZ is strategically positioned to support defence logistics and trade.

Investment in Propellant Production

APSEZ has entered the defence manufacturing space through a ₹35 billion investment in a propellant production facility in Shivpuri, Madhya Pradesh. This facility plays a crucial role in enhancing India’s missile and ammunition production capabilities, furthering the nation’s goal of reducing defence imports and boosting indigenous manufacturing.

Expanding into Small Arms Manufacturing

APSEZ is also investing in a small arms manufacturing facility in Madhya Pradesh, contributing to India’s domestic production of firearms and ammunition. This initiative strengthens India’s ability to supply its defence forces with locally produced equipment, reducing reliance on foreign imports.

Conclusion: Adani’s Growing Influence in Defence and Aerospace

Through Adani Enterprises and Adani Ports, the Adani Group is playing a significant role in strengthening India’s defence and drone manufacturing capabilities. By investing in advanced military technology, strategic partnerships, and indigenous production, Adani is not only supporting India’s self-reliance goals but also positioning itself as a global player in defence exports.

With ongoing acquisitions, research, and infrastructure development, Adani’s influence in India’s defence and aerospace sectors is expected to grow, further solidifying the country’s status as an emerging force in global defence manufacturing.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

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