Top 4 Flexi Cap Mutual Funds with Highest Returns in 1 Year – Investment of ₹1.5 Lakh Grew to ₹1.78 Lakh

Flexi cap mutual funds offer a dynamic approach to equity investing, allowing fund managers to allocate assets across large-cap, mid-cap, and small-cap stocks in any proportion. As per the Securities and Exchange Board of India (SEBI), these funds must maintain a minimum of 65% of their investments in equities.

Top 4 Flexi Cap Mutual Funds with the Highest 1-Year Returns

Here, we explore the top four flexi cap mutual funds that have delivered the highest annualised returns over the past year. We also assess how a lump sum investment of ₹1,50,000 in each of these funds has performed over the same period.

1. Motilal Oswal Flexi Cap Fund

  • 1-Year Annualised Return: 19.16%
  • Assets Under Management (AUM): ₹11,855 crore
  • Net Asset Value (NAV): ₹60.59
  • Benchmark: NIFTY 500 TRI
  • Annualised Return Since Inception (April 2014): 18.17%
  • Expense Ratio: 0.88%
  • Minimum SIP Investment: ₹500
  • Minimum Lump Sum Investment: ₹1,000
  • Growth of ₹1,50,000 Investment: ₹1,78,740

2. Parag Parikh Flexi Cap Fund

  • 1-Year Annualised Return: 14.49%
  • Assets Under Management (AUM): ₹89,703 crore
  • Net Asset Value (NAV): ₹85.89
  • Benchmark: NIFTY 500 TRI
  • Annualised Return Since Inception (May 2013): 20.1%
  • Expense Ratio: 0.63%
  • Minimum SIP Investment: ₹1,000
  • Minimum Lump Sum Investment: ₹1,000
  • Growth of ₹1,50,000 Investment: ₹1,71,735

3. 360 ONE Flexi Cap Fund 

  • 1-Year Annualised Return: 13.03%
  • Assets Under Management (AUM): ₹1,357 crore
  • Net Asset Value (NAV): ₹14.09
  • Benchmark: BSE 500 TRI
  • Annualised Return Since Inception (June 2023): 23.03%
  • Expense Ratio: 0.69%
  • Minimum SIP Investment: ₹1,000
  • Minimum Lump Sum Investment: ₹1,000
  • Growth of ₹1,50,000 Investment: ₹1,69,545

4. HDFC Flexi Cap Fund

  • 1-Year Annualised Return: 12.82%
  • Assets Under Management (AUM): ₹65,967 crore
  • Net Asset Value (NAV): ₹1,955.09
  • Benchmark: NIFTY 500 TRI
  • Annualised Return Since Inception (January 2013): 16.79%
  • Expense Ratio: Not specified
  • Growth of ₹1,50,000 Investment: ₹1,69,230

Plan your SBI SIP investments better! Use our easy-to-use SBI SIP Calculator and estimate future returns with just a few clicks. Your financial growth starts here.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.

India’s Youngest Billion-Dollar Companies: A Look at the Rising Stars from Hurun India 500 List

India’s entrepreneurial landscape has witnessed unprecedented growth, with several startups crossing the billion-dollar valuation mark within a short span. The 2024 Burgundy Private Hurun India 500 List showcases the youngest companies that have emerged as industry leaders, demonstrating rapid innovation and market dominance. 

These firms, founded within the last decade, have capitalised on digital transformation and evolving consumer preferences to establish themselves as key players in their respective sectors.

Here’s a closer look at some of the youngest billion-dollar companies making waves in India.

Zetwerk: Transforming Manufacturing and Supply Chains

  • Founded: 2018
  • Valuation: ₹26,300 crore

Zetwerk has revolutionised India’s manufacturing and supply chain sector, providing a digital-first approach to industrial procurement. By acting as a bridge between buyers and suppliers, the company has streamlined processes, reduced inefficiencies, and strengthened supply chain networks across various industries.

Zetwerk’s business model has been instrumental in simplifying manufacturing operations, making it a vital player in the industrial space.

CRED: Redefining Fintech and Credit Management

  • Founded: 2018
  • Valuation: ₹33,930 crore

CRED has emerged as a dominant fintech player, offering a unique platform that rewards users for making credit card payments on time. By leveraging loyalty programs and gamified incentives, CRED has successfully built a niche market of financially responsible consumers. The platform also provides insights into credit scores, bill tracking, and exclusive rewards, making it a key innovator in India’s fintech landscape.

OneCard: A Digital-First Approach to Credit Cards

  • Founded: 2019
  • Valuation: ₹11,880 crore

OneCard has disrupted the credit card segment with its digital-first model, catering to India’s tech-savvy consumer base. The company focuses on seamless user experience, custom rewards, and transparency, eliminating hidden charges often associated with traditional credit cards. 

With a growing user base, OneCard has established itself as a strong contender in India’s competitive fintech industry.

Motherson Sumi Systems: Expanding Automotive Excellence

  • Founded: 2020
  • Valuation: ₹27,820 crore

Motherson Sumi Systems has swiftly gained prominence in the automotive components sector, strengthening its global footprint through strategic partnerships. 

The company supplies critical components to leading automobile manufacturers and has leveraged innovation to drive growth. Despite being a relatively new entity, Motherson Sumi Systems has cemented its position as a key player in India’s automotive industry.

Zepto: Leading the Quick Commerce Revolution

  • Founded: 2021
  • Valuation: ₹42,410 crore

Zepto has taken the quick commerce industry by storm, offering ultra-fast grocery deliveries to cater to India’s growing demand for convenience. With a focus on speed, efficiency, and hyperlocal logistics, Zepto has carved out a leading position in the e-commerce landscape.

The company’s ability to fulfil grocery orders within minutes has set new industry benchmarks, making it the highest-valued startup on the Hurun list.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

RBI Bulletin: India to the Fastest-Growing Economy in 2025-2026

India’s economy is expected to remain the fastest-growing major economy in 2025-26, with GDP growth projections of 6.5% (IMF) and 6.7% (World Bank), according to the latest RBI bulletin. Despite global uncertainties, indicators suggest that economic activity picked up in the second half of 2024-25, and this momentum is likely to continue, as per the report.

Inflation Eases, Demand Recovers

Retail inflation dropped to 4.3% in January, marking a five-month low. The decline was largely due to lower vegetable prices as fresh supplies hit the market. Industrial activity improved as well, with the Purchasing Managers’ Index (PMI) for January showcasing stable growth in manufacturing and services.

Rural demand has remained strong, supported by higher farm incomes. In Q3 2024-25, FMCG sales in rural areas grew by 9.9%, up from 5.7% in Q2. Urban demand also showed an uptick, with sales rising by 5%, compared to 2.6% in the previous quarter.

Capital Expenditure and Private Investment

The Union Budget 2025-26 continues to focus on capital expenditure while balancing fiscal consolidation. The capital expenditure-to-GDP ratio is expected to rise to 4.3% in 2025-26, up from 4.1% in 2024-25 (revised estimates).

Private investment intentions remained stable. Banks and financial institutions sanctioned nearly ₹1 lakh crore worth of projects in Q3, and there was an increase in External Commercial Borrowings (ECBs) and Initial Public Offerings (IPOs) for capital expenditure.

Market and Currency Pressure

Foreign Portfolio Investors (FPIs) pulled out funds, leading to declines in equity markets. The Indian rupee weakened along with other emerging market currencies, largely due to the strength of the US dollar.

The RBI bulletin notes that despite these external pressures, India’s macro fundamentals remain strong, supporting its growth outlook for 2025-26.

Global Economy Faces Mixed Signals

The world economy is growing steadily but unevenly, with politics, tech shifts, and trade tensions shaping the outlook. Markets stay cautious as inflation cools slowly while emerging economies like India face FPI outflows and currency dips due to a strong dollar.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Cipla Secures USFDA Approval for Nilotinib Capsules

Cipla has received final approval from the US Food and Drug Administration (FDA) for its New Drug Application (NDA) for Nilotinib Capsules in 50 mg, 150 mg, and 200 mg dosages. This approval represents a significant advancement in Cipla’s efforts to expand its oncology portfolio and provide critical treatment options for cancer patients. The company aims to launch Nilotinib in the United States during the financial year 2025-26, reinforcing its presence in the pharmaceutical industry.

Nilotinib: A Targeted Therapy for CML

Nilotinib is an oral medication used for treating Philadelphia chromosome-positive chronic myeloid leukaemia (CML), a cancer that affects the bone marrow and blood. It is primarily prescribed for adult patients, with the average age of diagnosis being 64. By targeting specific proteins involved in the growth of leukaemia cells, Nilotinib helps in managing the disease more effectively.

USFDA Inspection at Sitec Facility

The United States Food and Drug Administration (USFDA) recently conducted a current Good Manufacturing Practices (cGMP) inspection at the analytical testing facility of Sitec Labs Limited, a wholly owned subsidiary of Cipla, located in Mahape, Navi Mumbai. The inspection took place from 18th to 20th February 2025 and concluded with Sitec receiving two observations in Form 483. Cipla remains committed to addressing these observations within the stipulated time in close coordination with the USFDA.

Cipla Share Performance

As of February 21, 2025, at 3:00 PM, the shares of Cipla are trading flat at ₹1,477.65 per share, reflecting a minor decline of 0.14% from the previous day’s closing price. Over the past month, the stock has registered a surge of 3.47%.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Gold and Silver Prices Decline on February 21, 2025

old prices witnessed a decline. In the international market, spot gold prices fell by 0.50%, reaching $2,925.63 per ounce as of 2:37 PM.

In India, gold prices have dropped by ₹340 per 10 grams across major cities. In Mumbai, 24-carat gold is priced at ₹8,586 per gram, while 22-carat gold is now at ₹7,871 per gram.

The 24-carat gold price stands at ₹85,860 per 10 grams as of 2:37 PM on February 21, 2025. In Delhi, the price of 22-carat gold is ₹78,494 per 10 grams, whereas 24-carat gold is trading at ₹85,630 per 10 grams.

Gold Prices Across Major Indian Cities (per 10 grams)

Here is a detailed breakdown of gold prices as of February 21, 2025:

City 24 Carat Gold (per 10gm in ₹) 22 Carat Gold (per 10gm in ₹)
Chennai 86,020 78,852
Hyderabad 85,900 78,742
Delhi 85,630 78,494
Mumbai 85,770 78,623
Bangalore 85,830 78,678

 

Silver Prices in India on February 21, 2025

The international silver price declined by 0.42% to $32.88 per ounce as of 2:37 PM. In India, silver prices have decreased by ₹320 per kilogram.

Silver Prices Across Major Indian Cities (per kg)

 

City Silver Rate in ₹/kg 
Mumbai 97,060
Delhi 96,900
Kolkata 96,910
Chennai 97,320

 

Key Takeaways

  • Gold Prices: Both 22-carat and 24-carat gold prices have declined across major Indian cities. However, international gold prices remain near an all-time high above $2,900 per ounce.
  • Silver Prices: Silver prices have dropped in both the international and domestic markets.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Zomato and StockGro Team Up For Financial Literacy to Delivery Partners

StockGro has partnered with Zomato to help delivery partners manage their finances better. The initiative includes financial literacy sessions that cover budgeting, saving, investing, and planning for the future.

As of February 21, 11:47 AM, Zomato Ltd is trading at ₹232.02, down 0.82% for the day, but has gained 46.25% over the past year and 8.14% in the last month.

Workshops Conducted in Cities

So far, 10 sessions have been held across Delhi, Hyderabad, Kolkata, and Bangalore, reaching over 1,000 delivery partners. The goal is to give them a basic understanding of handling money efficiently, considering their unpredictable income patterns.

The sessions are available in Hindi, Tamil, Telugu, Bengali, and Kannada to make it easier for delivery partners to understand the content in their preferred language.

Why This Matters

Most gig workers don’t have fixed salaries or benefits like traditional employees, making financial planning a challenge. These sessions introduce practical tips on managing daily expenses, saving for emergencies, and understanding simple investment options.

StockGro’s Role

StockGro is a financial education platform with 35 million users. The company focuses on explaining finance and investment concepts in a way that’s easy to grasp. Through this partnership, StockGro is extending its financial education efforts to a section of workers who often lack formal guidance on managing money.

Zomato’s Involvement

Zomato, founded in 2010, has been working on various programs to support its delivery partners beyond just earnings. This initiative is part of a broader effort, as per the reports, to provide gig workers with resources that can help them stabilize their finances over time.

What the Companies Said

Ajay Lakhotia, Founder & CEO of StockGro, said that understanding money management is key to long-term security and that these sessions aim to provide delivery partners with practical financial knowledge.

Anjali Ravi Kumar, Chief Sustainability Officer at Zomato, said that delivery partners play a critical role in the company’s operations, and offering financial education is one way to support them beyond their day-to-day work.

For gig workers, financial stability often depends on how well they can plan for uncertain income periods. This initiative plans to provide basic, useful financial skills that can help them make better decisions with their earnings.

Open a Demat account today and gain easy access to your stocks and securities. Get started now with a trusted platform for seamless trading and secure investments!

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Jyoti Structures Secures Order from Power Grid Corporation

Jyoti Structures Ltd. (JSL) has secured an ₹741 crore order (including GST) from Power Grid Corporation of India Ltd. for an 800 KV High Voltage Direct Current (HVDC) project. This order is part of the company’s total order book, which currently stands at around ₹2,000 crore.

Restarting Nashik’s Second Manufacturing Unit

To accommodate the increase in demand, JSL also plans to restart its second tower manufacturing unit in Nashik by the end of March 2025. The company has purchased a new galvanizing plant and three CNC fabrication machines, in addition to refurbishing seven existing CNC fabrication machines.

The second Nashik unit will add 33,000 MT of annual manufacturing capacity, supplementing the 36,000 MT capacity of its first unit, which has been operational since August 2022.

Plans for Raipur Expansion

In addition to Nashik, JSL has outlined plans for restarting its third manufacturing unit in Raipur, which has an annual production capacity of 40,000 MT. The company has not announced a specific timeline for this expansion but has stated that preparations are in place.

Market Performance

As of February 21, 2025,12:30 PM, the company’s shares were trading at ₹17.90, showing a 0.61% drop for the day. Over the past month, the stock has fallen by 14.02%, and over the past year, it has declined by 25.73%.

Shares of Power Grid Corporation of India Ltd., which awarded the contract, were at ₹261.35, down 1.66% for the day at 12:30 PM. Over the past month, Power Grid’s stock has dropped 13.56%, while its one-year decline stands at 6.69%.

About the Company 

Jyoti Structures Ltd., established in 1974 and headquartered in Mumbai, manufactures transmission line towers, substation structures, and antenna masts. The company executes turnkey EPC projects, including design, fabrication, and installation of high-voltage transmission lines, substations, and distribution networks. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Mahindra Group Companies to Raise Funds Worth ₹4,500 Crore via Rights Issues

Mahindra & Mahindra Financial Services Ltd (MMFSL) and Mahindra Lifespace Developers Ltd (MLDL) have announced their plans to raise a combined ₹4,500 crore through rights issues. This move aims to enhance their capital base and support expansion. Mahindra & Mahindra Ltd (M&M), the parent company, has committed to fully subscribing to its entitlement and any remaining unsubscribed shares.

Mahindra Group Companies Announce Fundraising Plans

In a regulatory filing on Thursday, 20 February, MMFSL confirmed its intention to raise up to ₹3,000 crore, while MLDL aims to secure ₹1,500 crore through rights issues. This capital infusion is expected to strengthen their financial position and aid in long-term business growth.

Mahindra & Mahindra’s Commitment to the Rights Issue

Mahindra & Mahindra Ltd (M&M) has pledged to subscribe fully to its rights entitlement in both the companies of the group i.e. MMFSL and MLDL. Additionally, the company has approved purchasing any unsubscribed portion, ensuring the completion of the total issue size.

M&M Share Performance

The shares of M&M declined in today’s session reacting to this news. As of February 21, 2025, at 3:06 PM, the shares of M&M are trading at ₹2,671.75 per share, reflecting a decline of 5.94% from the previous day’s closing price. Over the past month, the stock has registered a decline of 5.32%.

Ensure steady returns with systematic withdrawals! Estimate your withdrawals with our SWP Calculator and manage your finances seamlessly.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

HG Infra Sells 100% Equity in Rewari Bypass to Highways Infrastructure Trust

H.G. Infra Engineering sold its 100% equity stake for ₹133.03 crore after shareholder approval, with the subsidiary having a minor impact on revenue and net worth.

Sale of Subsidiary

H.G. Infra Engineering Limited has completed the sale of its entire 100% stake in Rewari Bypass Private Limited, a wholly-owned subsidiary, to Highways Infrastructure Trust. This transaction involved transferring 14,38,065 equity shares.

Financial Impact 

Rewari Bypass Private Limited contributed ₹60.92 crore to the company’s total revenue, making up 0.12% of consolidated earnings. Additionally, its net worth stood at ₹105.82 crore, representing 4.56% of the company’s overall net worth.

Transaction Details

The sale was executed under a Share Purchase Agreement and was approved by shareholders. The company received ₹133.03 crore as full consideration for the sale. The sale is in line with HG Infra’s strategy to generate value by monetising assets and efficiently allocating capital within its infrastructure portfolio.

About the company 

H.G. Infra Engineering Limited is a construction company specialising in infrastructure development, including highways, roads and bridges. It focuses on executing high-quality projects with efficiency and innovation. The company has a strong presence in the sector, undertaking projects across various regions to contribute to national infrastructure growth.

Share Performance 

As of February 21, 2025, at 9:30 AM, the shares of H.G. Infra are trading at ₹1,142.30 per share, reflecting a surge of 1.07% from the previous day’s closing price. Over the past month, the stock has registered a loss of 14.89%. The stock’s 52-week high stands at ₹1,879.90 per share while its 52-week low is ₹855.80 per share.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Unified Investor Platform: NSDL and CDSL Launches App to Track Consolidated Portfolio

The National Securities Depository Limited (NSDL) and Central Depository Services Limited (CDSL), in collaboration with the Securities and Exchange Board of India (SEBI), have launched a Unified Investor Platform to enhance the way investors manage their portfolios. This platform integrates MyEasi by CDSL and SPEED-e by NSDL, offering a consolidated view of shareholdings, investments, and financial statements. By streamlining financial information across multiple accounts, the initiative aims to provide a secure and accessible solution for investors.

Empowering Retail Investors with Greater Access

At the launch event in Mumbai on 20 February 2025, SEBI Chairperson Madhabi Puri Buch highlighted the platform’s role in democratising investing. She noted that detailed portfolio insights were previously available only to institutional investors with dedicated relationship managers. Now, retail investors can access the same level of information, enabling them to optimise their portfolios and make well-informed decisions. She emphasised that the platform prioritises investor empowerment over market competition or profitability.

Enhancing Security and Simplifying Asset Management

The Unified Investor Platform addresses concerns about fraudulent intermediaries by sourcing data directly from exchanges, depositories, and clearing corporations. This ensures that investors receive authentic and accurate information, minimising the risk of fraud and unauthorised access. Additionally, the platform simplifies asset transmission and inheritance, as all financial data is consolidated, making it easier for investors to manage and transfer their assets efficiently.

CDSL Share Performance

As of February 21, 2025, at 2:08 PM, the shares of CDSL are trading at ₹1,257.10 per share, reflecting a surge of 0.63% from the previous day’s closing price. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.