Kotak Mahindra Bank Announces Vyomesh Kapasi’s Appointment as Head of Consumer Bank Products

Kotak Mahindra Bank, one of India’s foremost private-sector banks, is headquartered in Mumbai. Established in 1985 as Kotak Mahindra Finance Ltd, it transitioned into a full-fledged commercial bank in 2003 upon securing a banking licence from the RBI.

Appointment Of Vyomesh Kapasi 

Kotak Mahindra Bank has appointed Vyomesh Kapasi as the new Head of Products – Consumer Bank, while Shahrukh Todiwala assumes the role of Managing Director & CEO of Kotak Mahindra Prime Limited (KMPL).

Announcing these changes, Ashok Vaswani, MD & CEO of Kotak Mahindra Bank Ltd, remarked, “These appointments underscore Kotak’s formidable leadership pipeline and our unwavering commitment to nurturing top talent.” He further noted, “Vyomesh’s extensive expertise and stellar track record in driving growth and innovation will be instrumental in enhancing our consumer banking offerings.”

More Details 

Vaswani also highlighted Shahrukh’s deep-rooted understanding of the vehicle financing sector, stating, “His vast experience will ensure that KMPL continues to flourish, delivering exceptional value to our clients and stakeholders.” Vyomesh Kapasi, previously MD & CEO of KMPL, brings over three decades of financial sector experience to his new role.

Meanwhile, Shahrukh Todiwala, who takes the helm at KMPL, has been with the organisation since 1995, leading both Wholesale and Retail vehicle finance businesses. His pivotal role in KMPL’s strategic initiatives has solidified his reputation as an industry stalwart.

Q3 FY25 results

reported a stellar performance in Q3 FY25, posting a consolidated net profit of ₹4,701 crore a robust 10% year-on-year increase from ₹4,265 crore. Net Interest Income (NII) surged by 10% YoY to ₹7,196 crore, supported by a strong Net Interest Margin (NIM) of 4.93%. 

Average total deposits expanded by 15% YoY to ₹4,58,614 crore, while customer assets, encompassing advances and credit substitutes, witnessed a 15% YoY rise to ₹4,59,436 crore. The bank maintained strong asset quality, with a gross NPA ratio of 1.51% and a net NPA ratio of 0.44%.

Share Price Performance 

At 09:25 AM today, Kotak Mahindra Bank Ltd shares traded at ₹1,947.80 per share which is 1.15% down on the NSE.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Narayana Hrudayalaya to Setup 1,100-bed Hospital Project in Kolkata

Narayana Hrudayalaya, a distinguished Indian hospital network headquartered in Bengaluru, was founded in 2000 by eminent cardiac surgeon Dr. Devi Prasad Shetty. Over the years, the organisation has significantly expanded its footprint across India and internationally. 

Project Details

Narayana Hrudayalaya Ltd., on Feb 20, said it would be investing ₹900 crore for a new hospital in Kolkata, whose foundation stone was laid by West Bengal Chief Minister Mamata Banerjee on February 20, 2025.

In a recent exchange filing, the company announced a strategic investment for the “first phase” of an ambitious expansion project, financed through a prudent mix of debt and internal accruals.

Under this initial phase, operations will commence with a 350-bed capacity by the financial year 2028-29. The company envisions transforming the facility into a state-of-the-art “1,100-bed super-speciality hospital” over the next three to ten years through phased capacity augmentations.

Passion to Create World-Class Healthcare Services in India

Designed to deliver “world-class healthcare services,” the new hospital will be equipped with cutting-edge technology, catering to the growing medical needs of Eastern India. The decision to establish this facility stems from the burgeoning patient influx at Narayana Health Group’s existing hospitals in Kolkata, highlighting the “immense potential for further growth” in the region.

Q3 FY25 Results

Narayana Hrudayalaya reported a commendable performance in its Q3 FY25 results. The company posted a 13.55% year-on-year surge in total revenue to ₹1,366.68 crore, accompanied by a 2.62% rise in net profit to ₹192.94 crore. However, on a sequential basis, revenue dipped by 2.38%, while net profit declined by 2.86%. 

Operating income soared 9.86% year-on-year to ₹237.04 crore, whereas operating expenses rose by 14.35% to ₹1,129.64 crore. The company’s diluted normalised EPS for the quarter stood at ₹9.50, reflecting a 2.59% year-on-year uptick.

Share Price Performance 

At 9:20 AM on February 21, 2025, Narayana Hrudayalaya Ltd shares opened at ₹1,406 per share on the NSE.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Sovereign Green Bonds: What They Are and Why Demand is Weak in India?

Green bonds are a type of debt instrument issued by governments, corporations, and multilateral institutions to raise funds for projects aimed at reducing carbon emissions and enhancing climate resilience. The primary appeal of these bonds lies in their ability to provide lower borrowing costs, commonly referred to as the greenium—a premium that enables issuers to secure funds at more favourable rates than traditional bonds.

Investors in green bonds typically seek stable, long-term returns and often have specific mandates to allocate a portion of their portfolio to environmentally sustainable investments. Despite these advantages, green bonds still represent a relatively small fraction of global debt markets, and their growth hinges on improved reporting practices and investor incentives.

India’s Push for Sovereign Green Bonds

In 2022, the Indian government introduced a framework for issuing sovereign green bonds (SGrBs) to support the country’s transition towards a low-carbon economy. Under this framework, green projects include those aimed at improving energy efficiency, promoting climate resilience, and preserving ecosystems.

Since the launch of SGrBs in the 2022-23 financial year, India has issued these bonds eight times, raising nearly ₹53,000 crore. The proceeds have primarily funded the production of energy-efficient electric locomotives, metro rail projects, renewable energy initiatives, and afforestation under the National Mission for a Green India.

For 2024-25, the revised budget allocations for SGrB-funded projects include:

  • ₹12,600 crore for manufacturing electric locomotives
  • ₹8,000 crore for metro projects
  • ₹4,607 crore for renewable energy initiatives, including the National Green Hydrogen Mission
  • ₹124 crore for afforestation projects

The Challenge of Weak Investor Demand

Despite the potential benefits of SGrBs, India has struggled to generate strong investor interest, limiting the ability to secure a meaningful greenium. While global green bond markets see greeniums in the range of 7–8 basis points, Indian SGrBs often achieve just 2–3 basis points, making them a less attractive funding option.

A major hurdle is liquidity. Small issue sizes and the tendency of investors to hold these bonds until maturity have stifled secondary market trading, reducing their appeal. Furthermore, India lacks a strong ecosystem of social impact funds and responsible investment mandates that would otherwise drive demand for green bonds.

Even efforts to ease rules for foreign investors have not led to significant improvements, with auctions witnessing limited participation and a portion of these bonds devolving to primary dealers.

The Impact of Funding Shortfalls

The lower-than-expected demand for SGrBs has had tangible consequences. The government’s initial funding requirement from these bonds for 2024-25 stood at ₹32,061 crore. However, due to investor reluctance and higher yield expectations, the revised estimate has now been lowered to ₹25,298 crore.

This shortfall has forced the government to scale back allocations for critical green projects. Notably, funding for grid-scale solar initiatives has been slashed from ₹10,000 crore to just ₹1,300 crore, highlighting the challenge of relying solely on SGrBs to finance India’s green transition.

Potential Solutions to Boost Green Bond Demand

Addressing the limitations of SGrBs requires a multi-pronged approach. According to a recent World Bank report, emerging market sovereign issuers tend to favour a blend of green and social projects in their bond structures rather than exclusively issuing green bonds.

In this context, India could consider issuing sustainability bonds, which combine green projects with social impact initiatives. Such an approach may attract a broader base of investors, particularly those with a dual focus on environmental and social development goals.

Additionally, enhancing market liquidity through larger issue sizes, improving transparency in reporting green project outcomes, and developing a stronger ecosystem for responsible investing could significantly bolster demand.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

India Gears Up to Invite Applications for Electric Car Manufacturing – Will Tesla Participate?

The Indian government is gearing up to invite applications under the Scheme for the Promotion of Manufacturing Electric Cars in India, which aims to attract global original equipment manufacturers (OEMs) by offering a 15% concessional import duty, significantly lower than the existing 70% rate.

Announced in March last year, the scheme has undergone extensive consultations with industry stakeholders. The Ministry of Heavy Industries, responsible for overseeing the initiative, has now drafted implementation guidelines, which are open for feedback.

According to a news report, the government is likely to begin accepting applications as early as late March or early April.

Eligibility and Investment Criteria

Under the proposed guidelines, both greenfield and brownfield investments will qualify for the scheme. However, to participate, companies must commit a minimum investment of $500 million (approximately ₹4,150 crore), regardless of whether they set up new facilities or expand existing ones.

A portion of this investment—5%—can be allocated towards charging infrastructure, ensuring that the ecosystem for electric vehicles (EVs) develops alongside manufacturing capabilities.

Revenue Targets and Compliance Requirements

Participating companies must meet specific revenue milestones:

  • ₹5,000 crore by the 4th year of operations
  • ₹7,500 crore by the 5th year of operations

Failing to meet these benchmarks could result in penalties ranging from 1% to 3% of the revenue shortfall. To oversee implementation, an inter-ministerial sanctioning committee will be established to monitor compliance and grant approvals.

Tesla’s Participation Remains Uncertain

According to a news report, Tesla has not taken part in recent stakeholder discussions regarding the scheme. While the government has received expressions of interest from multiple global and domestic OEMs, Tesla remains absent from these discussions.

That said, with the scheme set to open soon, the government remains optimistic that Tesla, along with other global automakers, may still apply.

Import Duty Concessions and Domestic Manufacturing

The scheme also defines eligibility for duty concessions on imported vehicles. Any participating OEM can apply for lower import duties on cars priced at $35,000 (₹30 lakh) or more (Cost, Insurance, and Freight – CIF value).

If approved, the company can import up to 8,000 cars annually at a reduced 15% duty rate. However, this benefit comes with a key requirement: the company must commence local manufacturing within 3 years and achieve a domestic value addition (DVA) of 25% within this timeframe. The DVA must increase to 50% by the 5th year of operation.

Impact on Electric Car Pricing in India

As per estimates, if a carmaker secures approval under this scheme, pricing for imported electric vehicles could become more competitive:

  • A $35,000 (₹30 lakh) imported EV would cost around ₹36 lakh after factoring in concessional duties and a 5% GST rate.
  • A $50,000 (₹42 lakh) imported EV would cost approximately ₹52 lakh under the same conditions.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

India’s Tariffs Driven by Low Per Capita Income, Not Protectionism

India is exploring a multi-sector bilateral trade agreement with the United States amidst growing global trade tensions. The move comes as the US, under former President Donald Trump’s leadership, sought to impose reciprocal tariffs, citing trade imbalances.

According to reports, India’s tariff structure is shaped by its lower per capita income relative to developed nations, existing manufacturing capabilities, and competitive pressures from neighbouring economies with surplus export capacity.

US Trade Actions: Addressing Deficits and Fairness Concerns

Reports indicate that the US has been taking measures to address its trade deficit, citing unfair trade practices and the need to revitalise domestic industries. By imposing tariffs, the US aims to make foreign goods costlier, thus incentivising local production. However, such actions may also lead to higher prices for American consumers.

The approach has sparked debates about the balance between economic protectionism and consumer affordability, with experts cautioning against potential negative repercussions.

India’s Tariffs: Justified or Trade Barriers?

According to a news report, most of India’s tariffs on American imports are reasonable and necessary to support domestic economic conditions. While critics argue that such measures act as trade barriers, proponents highlight that India’s tariff policies reflect its developmental stage rather than an attempt to restrict global trade.

Trade diversion, a natural market phenomenon, was also addressed, with sources indicating that India shifting crude oil imports from Russia to the US would not be a cause for concern.

Country-Specific Trade Probes and Uncertainty

With the US conducting country-specific investigations into its trade deficits, pinpointing the precise impact of such policies remains challenging. Reports indicate that these investigations could reshape trade dynamics but may not yield clear-cut solutions.

As India and the US navigate their trade relationship, the outcome of negotiations and policy shifts will likely have far-reaching implications for global trade and economic diplomacy.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Non-Tariff Barriers Impact Trade 2.5 Times More Than Tariffs Reveal Reports

As per news reports, trade barriers, whether tariff-based or non-tariff, influence global commerce. However, according to a news report, non-tariff barriers impact trade 2.5 times more than tariffs, making them a crucial aspect of trade negotiations. These barriers include regulatory standards, licensing requirements, import quotas, and complex certification procedures, all of which add to the cost and time of trading goods and services across borders.

India’s Trade Strategy with the US

With India aiming for a multi-sector bilateral trade agreement with the US, the focus is on increasing industrial imports from the US while enhancing labour-intensive exports from India. According to reports, India plans to quantify the impact of non-tariff barriers in its trade discussions and will also ensure the protection of domestic interests in key sectors such as dairy and agriculture.

Consultations and Negotiation Strategies

To devise an effective negotiation strategy, the Indian government is engaging with various sectors, including pharmaceuticals, to gather industry feedback. Reports indicate that India is also evaluating the global impact of key international regulations such as:

  • European Union Deforestation Regulation (EUDR) – A regulation that could affect Indian exports related to agriculture and forestry.
  • EU Carbon Tax – A move that might impact carbon-intensive industries and exports.
  • Rupee Devaluation and Wage Suppression – Factors influencing India’s competitive edge in global trade.
  • Evergreening of Patents – A significant concern for India’s pharmaceutical industry, as it affects generic drug manufacturing.

Sectoral Meetings and Auto Tariff Revisions

The Indian government has already extended lower auto tariffs under the Scheme for Promotion of Manufacturing Electric Cars in India, aiming to attract investment in the electric vehicle sector. Additionally, sectoral meetings are expected to be conducted in the coming days to streamline trade discussions and address key concerns across industries.

Awaiting Bilateral Trade Discussions

As India awaits confirmation of all government appointments by the Trump administration, government sources indicate that bilateral discussions will soon commence at the trade ministry level. Reports highlight that, so far, only a limited number of concessions have been granted from the existing 12,000-odd tariff lines, and both countries are yet to finalise the structure of a potential trade deal.

Generalised System of Preferences (GSP) Status

According to reports, the reinstatement of the Generalised System of Preferences (GSP), a key trade benefit for developing countries, remains uncertain. The programme is currently awaiting reauthorisation by the US Congress, making its restoration contingent on legislative approval.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Only 15 Apps Blocked in India So Far, 104 Still Accessible Despite Block Order

The Indian government has issued an order to block 119 apps available on the Google Play Store, with a majority linked to developers in China and Hong Kong. According to data disclosed by Google on the Lumen Database, a Harvard University-operated platform that tracks content removal requests, these apps primarily include video and voice chat platforms.

Implementation Status: Only 15 Apps Blocked So Far

Despite the directive, only 15 of the 119 apps have been withheld in India so far, while the rest remain available for download as of February 20, 2025, according to reports. A smaller number of affected apps also originate from countries such as Singapore, the United States, the United Kingdom, and Australia.

Legal Basis: Section 69A of the IT Act

The blocking order has been issued under Section 69A of the Information Technology Act, which grants the Indian government the power to restrict public access to online content in the interest of national security, sovereignty, or public order. This legal provision has previously been used to block Chinese apps, particularly following geopolitical tensions between India and China.

Response from Affected App Developers

According to reports, some developers of the affected apps were informed by Google about the blocking order. Many of these developers have expressed willingness to cooperate with the Indian government to resolve the issue and regain access to the Indian market.

Google’s Disclosure on Lumen Database

Details of the Ministry of Electronics and Information Technology’s (MeitY) order emerged through Google’s disclosure on the Lumen Database. The disclosure, which was initially published on February 18, 2025, has since been removed. However, Google has not clarified whether the delay in enforcing the ban on the remaining apps is due to technical or procedural reasons.

Uncertainty Over Complete Enforcement

With only 15 out of 119 apps currently inaccessible in India, questions remain about how and when the remaining applications will be blocked. Google’s disclosure did not specify a timeline for enforcement, leaving uncertainty over the complete implementation of the directive.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Waaree Energies Becomes First Indian Solar PV Manufacturer to Secure ‘A’ Rating in PV Tech’s ModuleTech Bankability Ratings

Waaree Energies Limited, a leading name in India’s renewable energy sector, has become the first Indian solar PV module manufacturer to receive an ‘A’ category rating in PV Tech’s renowned ModuleTech Bankability Ratings. This recognition reflects Waaree’s robust financial health, state-of-the-art manufacturing capabilities, and commitment to producing high-quality, reliable solar modules.

At 9:23 AM today, Waaree Energies shares traded at ₹2,330.80 per share, a 0.93% up on the NSE.

Understanding PV Tech’s ModuleTech Bankability Ratings

The PV ModuleTech Bankability Ratings serve as a key benchmark for investors, developers, and Engineering, Procurement, and Construction (EPC) firms. These ratings help industry stakeholders assess the reliability and financial viability of PV module manufacturers, ensuring long-term stability in solar energy projects.

The assessment considers several critical factors, including:

  • Financial stability and cash flow management
  • Production capacity and supply chain strength
  • Market reputation and after-sales support
  • Technological innovation and research investments
  • Global shipping capabilities and infrastructure development

By evaluating these parameters, the rating system provides an independent and transparent measure of a manufacturer’s ability to deliver consistent and high-quality solar modules.

Waaree’s Expanding Global Footprint

With a global manufacturing capacity of approximately 15 GW, Waaree Energies has built a robust supply chain network, ensuring it can cater to the rising global demand for solar modules. The company’s commitment to quality is further reinforced by its PV Module Test Laboratory (PMTL) in Chikhli, which is accredited by the National Accreditation Board for Testing and Calibration Laboratories (NABL). This facility plays a crucial role in maintaining Waaree’s adherence to international durability and efficiency standards.

Pioneering Next-Generation Solar Technologies

Waaree Energies continues to push the boundaries of innovation in the solar industry with its next-generation technologies, including:

  • TOPCon (Tunnel Oxide Passivated Contact) Modules – Designed for higher efficiency and enhanced performance.
  • Heterojunction Technology (HJT) Modules – Offering improved energy output and durability.

These advanced solutions align with the evolving energy needs of global markets, positioning Waaree as a trusted leader in high-performance solar modules.

A Milestone in India’s Renewable Energy Landscape

Waaree’s recognition in PV Tech’s ModuleTech Bankability Ratings underscores the growing competitiveness of Indian solar manufacturers on the global stage. As the demand for renewable energy continues to rise, this achievement strengthens Waaree’s position as a reliable and innovative player in the solar PV industry.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Your Trading Account is at Risk! This New Tech Will Lock Out Fraudsters for Good

In an era of increasing cyber threats, your trading account may not be as secure as you think. Unauthorized transactions, identity theft, and account breaches are on the rise, putting your hard-earned investments at risk. But what if there was a foolproof way to lock out fraudsters—forever?

A game-changing security framework is being introduced to fortify trading accounts like never before. The key? A powerful combination of SIM binding and biometric authentication that ensures only you can access and trade from your account.

How It Works: The New Security Fortress for Traders

  • One UCC – One Device – One SIM: Your trading account will only be accessible on a single registered device with a linked SIM—similar to UPI apps. This eliminates the risk of hackers accessing your account from unknown devices.
  • Biometric Login for Extra Security: Logging into your trading app will now require biometric authentication on the primary, SIM-bound device, making it impossible for unauthorized users to break in.
  • QR Code Authentication for Other Devices: Want to access your account from a laptop or desktop? A time-sensitive, proximity-based QR code will be required—just like social media logins—to ensure secure access.
  • Seamless Backup System: Lost your phone? No worries. A backup mechanism will allow you to continue trading securely while switching devices.

What’s Next?

This next-gen security framework will be implemented in phases, starting with the top 10 qualified stock brokers. Initially, investors will have the option to opt in, but over time, this will become the industry standard for maximum protection.

Why It Matters: With cybercriminals getting smarter, traditional passwords and OTPs are no longer enough. This multi-layered security approach will ensure that only YOU can execute trades—keeping your money safe from fraudsters.

The question is—are you ready for the future of secure trading? 

Transform your trading experience with the Angel One share market app. Download now to enjoy real-time updates and robust trading features!

Disclaimer: This blog has been written exclusively for educational purposes. 

http://bit.ly/3usSGoH

How Indian Investors Can Profit Despite a Weakening Rupee

The Indian Rupee (INR) has depreciated by approximately 3.5% against the US Dollar over the past 6 months. While this may raise concerns about inflation and higher import costs, it presents an advantage for Indian investors holding US-focused mutual funds and stocks.

When the rupee weakens, the value of US-denominated assets rises in rupee terms. This currency-driven boost can significantly impact investment returns, even when the US stock market remains stable. The extra ₹5,000 gain happens because the US Dollar appreciated against the Rupee, increasing the value of the US stock investment when converted back to INR.

How Currency Movements Enhance Returns

To understand this better, consider an investor who placed ₹1 lakh each in Indian stock and a US stock a year ago. Suppose both investments generated a 20% return:

  • The Indian stock would now be worth ₹1.2 lakh.
  • The US stock would also have grown by 20% in dollar terms. However, due to the rupee’s depreciation, its value in rupees would be higher—approximately ₹1.25 lakh.

This additional ₹5,000 gain is purely due to the dollar’s appreciation, illustrating how currency movements can amplify returns for Indian investors.

Historical Impact of Rupee Depreciation on US Investments

Over the past year, currency fluctuations have contributed an additional 4%-5% to returns on US-denominated assets. In the last three years, the cumulative effect could be as high as 10-15%, further enhancing the overall performance of US-focused investments.

US mutual funds and ETFs that hold dollar-denominated assets benefit significantly when the rupee weakens. Even if the US stock market remains stagnant, Indian investors can still earn positive returns due to currency appreciation.

Beyond Currency Fluctuations: Focus on Growth Sectors

While rupee depreciation provides a short-term boost, long-term investment returns are primarily driven by economic growth, industry trends, and company performance.

Should Investors Hedge Against Currency Fluctuations?

With the rupee’s volatility, some investors may wonder whether they should hedge against depreciation or use it to their advantage.

A diversified portfolio with exposure to both domestic and international markets offers a natural hedge. While some instruments, such as currency-hedged funds, can neutralise exchange rate risks, long-term investors may find that US-based investments inherently protect against rupee weakness.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.