Divi’s Laboratories Share Price Gains on Apr 21; Signs Long-Term Supply Agreement

Divi’s Laboratories Ltd recently informed the stock exchanges that it has signed a long-term manufacturing and supply agreement with a global pharmaceutical company. The contract is international in scope and pertains to the supply of advanced intermediates.

Confidentiality Clause

The name of the customer and quantitative terms of the deal have not been disclosed due to a confidentiality agreement between the parties. Divi’s stated that the agreement is expected to contribute to its revenue over time, but specific figures were not shared.

The company confirmed that manufacturing under this agreement is scheduled to commence from January 2027.

Investment Plan

To support the execution of this contract and other capacity requirements, Divi’s Laboratories plans to invest between ₹650 crore and ₹700 crore in capacity addition at its manufacturing facilities. The investment will be funded through internal accruals.

There is no upfront payment involved as part of this agreement.

Nature and Scope

As per the company’s regulatory filing, the deal involves the manufacturing and supply of advanced intermediates. No related party transactions are involved in this agreement. The update was disclosed under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Share Performance

As of 9:30 AM on April 21, 2025, Divi’s Laboratories share price was trading at ₹5,857.50, a 3.86% up, 5.11% lower over the past six months, but up 50.42% over the past year. The 52-week high stands at ₹6,285, while the 52-week low is ₹3,641.

Conclusion

The agreement is part of Divi’s operations in the custom synthesis space. There is no upfront payment involved in this agreement. Further details remain undisclosed as per confidentiality terms.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Infosys to Acquire The Missing Link and MRE Consulting for Global Expansion

Infosys has approved the acquisition of two companies, MRE Consulting and The Missing Link, to support its international expansion. MRE Consulting is based in Houston, Texas, while The Missing Link operates out of Australia. Both companies provide technology services in areas like digital consulting, network integration, and cybersecurity.

As of 9:35 am on April 21, 2025, Infosys share price was trading at ₹1,445.40, a 1.82% up, and up 2.01% over the past week, but down 22.94% over the last six months.

About The Companies 

MRE Consulting is a US-based technology consultancy that works with enterprise clients, particularly in the energy and utilities sectors. Its services include cloud transformation, IT strategy, and systems integration.

The Missing Link provides cybersecurity and IT infrastructure solutions. Its services cover managed detection and response, security operations, automation, and network solutions.

Quarterly Results

Infosys reported a net profit of ₹7,033 crore for Q4 FY25, compared to an estimated ₹7,278 crore. Revenue for the quarter stood at ₹40,925 crore, a decline of 2% compared to the previous quarter. Constant currency revenue declined by 3.5%.

As per the report, the company expects revenue growth of 0–3% for FY26, lower than the earlier guidance of 4.5-5%. EBIT margin guidance remains unchanged at 20–22%. Additionally, Infosys recommended a final dividend of ₹22 per share for the financial year.

Additional Investment 

The Company also announced that Mitsubishi Heavy Industries will invest in HiPUS, a joint venture with Infosys in Japan. HiPUS delivers digital engineering and IT services. No further financial details were disclosed.

Conclusion

Infosys has announced the acquisitions of MRE Consulting and The Missing Link as part of its global business operations. These developments were shared along with the company’s Q4 financial results and updated guidance for the upcoming fiscal year.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

TATA IPL 2025: Mastering the Yorker – How to Tackle High Interest Debt Before It Hits You

In cricket, the yorker is one of the most lethal deliveries a bowler can bowl. It’s precise, it’s fast, and it targets the base of the stumps. A yorker often catches even the best batsmen off guard. If you’re not ready for it, it’s game over.

In the financial world, high-interest debt behaves a lot like a surprise yorker. It’s quick, unrelenting, and if misjudged, can uproot your entire financial game plan. Whether it’s credit card dues, personal loans, or high-leverage positions, failing to prepare for this financial yorker can result in serious damage to your wealth-building innings.

To counter this, you need a solid stance, quick footwork, and most importantly, the ability to anticipate.

Understanding the Financial Yorker: The Threat of High-Interest Debt

Think about a batsman facing a death-over specialist hurling in-swinging yorkers at 145 kmph. If he misjudges his footwork or delays his shot, the stumps will go flying in a flash.

Similarly, high-interest debt—especially when left unchecked—can corner even the most disciplined investors into a financial misfortune..

These financial yorkers come in various forms. It could be credit card rollovers with 35–45% annualised interest, or personal loans with inflexible EMIs.

But most critical of these are over-leveraged trading positions with compounding exposure. While an essential tool to size up your trading positions beyond your capital, over-leveraged positions can send your financial play into upheaval if things do not turn up as per your anticipation

When you’re saddled with financial yorkers, your earnings are diverted to repayments instead of compounding towards wealth. Just like a batsman losing his wicket to a surprise yorker, your financial growth is cut short.

Read the Pitch: Know Your Exposure with the Margin Calculator

A great batsman doesn’t just react; he anticipates based on real time circumstances. He studies the bowler’s grip, watches the run-up, and prepares for the yorker even before it’s bowled.

For an investor or trader, this level of preparation comes from understanding the cost of the transaction and your position—especially when using margin.

AngelOne’s Margin Calculator acts as your virtual pitch reader. It tells you exactly how much margin you need to maintain a trading position. Think of it as your front-foot defence against volatility. It gives clarity on:

  • Initial margin requirement
  • Available funds vs exposure
  • Leverage impact on your position
  • Risk if the trade goes against you

Instead of being surprised by sudden calls for funds or margin shortfalls, you step in with confidence, fully aware of the delivery you’re facing.

Read More:TATA IPL 2025: What Bowling Can Teach Us About Risk Management Strategies.

Quick Singles or Boundary Risk? Use Margin Trading Facility with Discipline

In the middle overs of a cricket match, smart batsmen rotate strike while occasionally stepping out for a big hit. The key lies in knowing when to accelerate and when to consolidate.

AngelOne’s Margin Trading Facility enables you to buy stocks by paying only a portion of the total value upfront. It’s the financial equivalent of stepping out to convert a good length ball into a scoring opportunity.

However, using MTF without a plan is like swinging blindly at a yorker. You might connect and score big, or you might get clean bowled. Here’s how to use it smartly:

  • Only leverage high-conviction trades. Just as you don’t advance down the track on every ball, don’t use margin for just any stock.
  • Set stop-losses. Prepare for the unexpected bounce or swing.
  • Track interest cost on borrowed capital. Margin comes at a price, and if the trade turns against you, the cost can pile up, just like high-interest debt.

When used correctly, MTF helps you play aggressively without exposing your stumps. It provides liquidity, increases flexibility, and helps seize market opportunities—without overextending your finances.

Train in the Nets: Use Simulators and Calculators Before Going Live

Cricketers spend hours in the nets preparing for yorkers with drills and simulations. Similarly, investors should practice financial discipline using available tools before putting real money at stake.

  • Use the Margin Calculator to simulate your position size.
  • Plan exit strategies before entering a trade.
  • Review MTF interest costs over different holding periods.

These preparations make sure you’re not stepping into the crease blindfolded. When the yorker comes—and it will—you’ll be ready with a dead bat or a well-timed flick to the fine leg.

Read More: TATA IPL 2025: Pitch Report: Analyzing Market Conditions Before Making Investment Decisions.

Winning the Yorker: Build a Resilient Financial Strategy

In T20s, the last five overs can decide the match. And in personal finance, how you handle debt, leverage, and risk in your 30s and 40s decides the kind of life you’ll lead in your 50s and beyond.

Use AngelOne tools like the Margin Calculator and MTF strategically. Know your risk, play with discipline, and don’t fall for the temptation of over-leveraging.

A well-played yorker doesn’t just save your wicket—it can turn the tide in your favour. Master the art, stay on your toes, and bat your way to a strong financial score. Because in cricket and in finance, it’s not just about power—it’s about precision under pressure.

Disclaimer: This blog has been written exclusively for educational purposes. http://bit.ly/usSGoH

Ayushman Bharat Scheme: List of Medical Treatments Not Covered

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), launched in 2018, is one of India’s largest publicly funded healthcare insurance schemes. Aimed at providing financial protection to the economically vulnerable, it offers an annual health cover of ₹5 lakh per family for secondary and tertiary hospitalisation. With Delhi recently becoming the 35th state or union territory to implement this scheme, millions of citizens are now eligible for its benefits.

However, while this scheme brings a safety net to many, it is crucial to understand that not all medical conditions and procedures are covered. This article highlights the key health exclusions under Ayushman Bharat so that individuals can make informed decisions and avoid unexpected expenses during medical emergencies.

Conditions Not Covered Under Ayushman Bharat

As per the latest National Health Benefit Package guidelines issued by the National Health Authority (NHA), certain diseases and treatments fall outside the coverage of AB-PMJAY.

Outpatient Treatments (OPD)

Conditions that do not require hospital admission — such as routine doctor consultations, diagnostic tests, and medications for chronic illnesses — are not included in the scheme.

Hospitalisation for Evaluation Only

If a hospital stay is solely for observation or diagnostic purposes, the expenses incurred are not covered. Similarly, vitamins, supplements, or tonics are excluded unless they are part of a certified treatment plan.

Dental Treatments

Procedures like root canals, cavity fillings, implants, or treatment for gum diseases are excluded from coverage.

Exception:
Dental treatments necessitated by trauma, cysts, or tumours that require hospitalisation and surgical intervention are included.

Infertility Treatments

Procedures such as IVF or other assisted reproductive technologies are not covered unless specifically mentioned in the benefit package.

Non-Essential Vaccinations and Immunisations

Vaccines not listed under national immunisation programmes are excluded.

Cosmetic Surgeries

Surgeries performed for aesthetic improvement — including tattoo removal, rhinoplasty, anti-ageing procedures, and neck lifts — are not covered under the scheme.

Circumcision for Infants Under Two

Circumcision is excluded unless medically necessary due to unrelated illness or accident.

Persistent Vegetative State

Patients who are kept alive by life-support machines without cognitive or physical responsiveness are not eligible for coverage.

Why These Exclusions Exist

According to the Ministry of Health and Family Welfare (MoHFW), the primary aim of Ayushman Bharat is to protect individuals from catastrophic health expenditure. By focusing on life-threatening and financially draining conditions that require hospitalisation, the scheme ensures better sustainability and wider outreach. Excluding elective, cosmetic, and routine procedures allows the programme to channel its resources more effectively to those most in need.

What to Do If Your Treatment Isn’t Covered

If you or a family member requires a procedure not listed under AB-PMJAY, you can take the following steps:

  • Verify hospital empanelment on the official Ayushman Bharat portal.
  • Seek medical advice to confirm if the treatment may qualify under any covered package.
  • Plan for uncovered expenses by setting aside emergency funds or investing in additional health insurance plans that can complement Ayushman Bharat.

What’s Covered Under Ayushman Bharat?

While certain exclusions exist, Ayushman Bharat covers a wide array of specialities and treatments, including:

  • Burns management
  • Cardiology and cardiothoracic surgery
  • Emergency care (under 12 hours)
  • General medicine and surgery
  • Interventional neuroradiology
  • Oncology (medical, surgical, radiation)
  • Mental health care
  • Neonatal and paediatric care
  • Neurosurgery
  • Obstetrics and gynaecology
  • ENT (Otorhinolaryngology)
  • Oral and maxillofacial surgery
  • Orthopaedics
  • Urology
  • Plastic and reconstructive surgery
  • Polytrauma management

These inclusions aim to ensure critical and often expensive hospital treatments are within reach of economically disadvantaged families.

Conclusion

Ayushman Bharat is a landmark healthcare initiative that has brought financial relief to millions. However, understanding its exclusions is equally important. Being aware of what the scheme does not cover allows individuals to prepare better for their healthcare needs and make decisions with clarity, avoiding financial strain during emergencies.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

From ₹10,000 SIP to ₹1.75 Lakh Monthly Post-Retirement: Understanding the Power of SWP

A Systematic Withdrawal Plan (SWP) is a feature offered by mutual funds that allows investors to withdraw a fixed amount of money at regular intervals from their existing investment. Unlike lump sum withdrawals, an SWP provides a steady stream of income, making it a popular choice for retirees who need consistent cash flows, similar to a pension.

SIP: The First Step Towards Building Your Retirement Corpus

To make the most of SWP, the foundation lies in disciplined investing during one’s working years. A Systematic Investment Plan (SIP) helps build wealth over time by investing a fixed amount regularly in mutual funds. It not only averages out the cost through rupee cost averaging but also benefits from the power of compounding.

Let’s consider a scenario where an individual starts investing ₹10,000 every month from the age of 35 and continues this SIP till the age of 60. Assuming an annual return (CAGR) of 12%, the investment over 25 years will result in a substantial corpus.

  • Total Investment: ₹30,00,000 
  • Estimated Returns: ₹1,59,76,351 
  • Total Corpus at Retirement: ₹1.89 crore 

Using SWP Post-Retirement for Monthly Income

Once retirement begins at age 60, the SIP corpus can be transferred to an SWP plan to start generating a regular monthly income. In this scenario, let’s assume the retiree wishes to withdraw ₹1.75 lakh per month for the next 15 years.

  • SWP Amount: ₹1.75 lakh per month 
  • Number of Years: 15 
  • Expected Return During SWP Period: 8% per annum 

At this rate, the total withdrawn amount over 15 years would be approximately ₹3.15 crore. Interestingly, despite withdrawing such a large amount, the remaining balance after 15 years would still be around ₹15.4 lakh.

The Maths Behind It: SWP Returns and Capital Retention

Here’s how the numbers stack up:

  • Initial Corpus: ₹1.89 crore 
  • Total Amount Withdrawn: ₹3.15 crore 
  • Total Returns Earned During SWP Period: ₹1.41 crore 
  • Final Balance Remaining After 15 Years: ₹15.4 lakh 

The key takeaway here is that the investment not only provides a regular income post-retirement but also ensures that a portion of the original corpus remains intact. This offers financial flexibility for unforeseen expenses or future planning.

Why Planning Early Matters

This example illustrates the importance of starting early. A consistent SIP, even with a modest amount like ₹10,000 per month, when combined with a well-structured SWP plan, can help ensure financial stability during retirement. The earlier one starts, the better the compounding effect, resulting in a larger corpus and more income-generating potential.

Conclusion 

While this article does not offer investment advice, it demonstrates how systematic investing and planned withdrawals can work together to provide a steady income post-retirement. By understanding and utilising tools like SIP and SWP effectively, individuals can take meaningful steps toward building financial security in their golden years.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Can a One-Time Investment of ₹20 Lakhs Help You Build a ₹5 Crore Retirement Corpus?

Compounding is often called the eighth wonder of the world—and for good reason. It allows your investment returns to earn further returns over time, leading to exponential growth. When you invest a lump sum and leave it untouched for decades, the effect of compounding can be powerful, especially in growth-oriented instruments like equity mutual funds.

Setting a Financial Goal: ₹5 Crores

Whether you’re planning for retirement, your child’s future, or financial freedom, ₹5 crores is a popular milestone goal for Indian investors. Reaching such a goal may seem daunting, but it is achievable if you start early and choose the right investment vehicle with a disciplined approach.

Starting Point: One-Time Investment of ₹20 Lakhs

Let’s consider an investor who makes a one-time investment of ₹20 lakhs. The goal is to grow this investment to ₹5 crores over time without making any further contributions.

Here’s what the projection looks like using lumpsum calculator:

  • Initial Investment: ₹20,00,000 
  • Expected Return: 12% per annum 
  • Investment Duration: 29 years 
  • Estimated Value at Maturity: ₹5,34,99,861 

The projected corpus exceeds the ₹5 crore target due to the power of long-term compounding. 

Is a One-Time Investment Enough?

While ₹20 lakhs invested once can reach ₹5 crores given enough time and growth, most investors might not be able to wait nearly three decades. In such cases, a combination of lump sum and periodic SIPs (Systematic Investment Plans) could be a more dynamic approach to reaching financial goals sooner.

Conclusion

Yes, it is possible to reach a corpus of ₹5 crores with a one-time investment of ₹20 lakhs—provided you have the luxury of time, the right asset allocation, and the patience to stay invested for decades. This is a classic example of how long-term investing and the power of compounding can work wonders, even with a modest starting point.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

EaseMyTrip in Spotlight: Know the History and Why a Clarification Was Needed

According to a news report, the Enforcement Directorate (ED) is currently probing a large-scale money laundering case linked to the Mahadev Betting App. As part of this ongoing investigation, ED has conducted searches at multiple locations, including one reportedly associated with Nishant Pitti, co-founder of EaseMyTrip.

This comes on the heels of previous enforcement actions, including a Central Bureau of Investigation (CBI) search in March 2024 at the residence of former Chhattisgarh Chief Minister Bhupesh Baghel, also linked to the same case.

How the Mahadev Betting App Case Unfolded

The Mahadev Betting App case stems from an FIR alleging illegal online gambling and cyber fraud amounting to ₹15,000 crore. The FIR named 32 individuals, including the app’s alleged promoter Saurabh Chandrakar, as well as Ravi Uppal and Shubham Soni.

These individuals are accused of running unauthorised online betting platforms, defrauding users, and funnelling large sums through illegal channels since 2019. Authorities suspect a complex web of financial irregularities involving fake user IDs, digital wallets, and offshore transactions.

Why EaseMyTrip’s Name Came Up

According to the report, ED reportedly searched over 50 locations as part of its nationwide crackdown. Among the premises visited was one belonging to EaseMyTrip. The company’s association with a high-profile case of this magnitude immediately drew public and media attention.

Although there was no direct mention of wrongdoing by EaseMyTrip in official statements, the presence of its name in connection with the searches created speculation and concern, prompting the company to release an official clarification.

Official Statement from EaseMyTrip

Responding swiftly to the reports, EaseMyTrip issued a public statement distancing itself from the Mahadev Betting App controversy. A spokesperson for the company said: “As per information available in the public domain, the ED conducted searches at over 50 locations of various persons/ corporates. Amongst them, one was the EaseMyTrip premises. While EaseMyTrip has no direct or indirect association with the Mahadev Betting App or any other betting platform, we remain fully committed to cooperating with the authorities throughout the course of the investigation.”

The company reiterated its transparency and emphasised its full cooperation with law enforcement agencies.

Why the Clarification Was Necessary

Given the scale of the alleged ₹15,000 crore fraud and the high-profile individuals already implicated, any association—however indirect—with the case could risk public trust, especially for a consumer-facing brand like EaseMyTrip.

Clarifying its position was crucial to protect its reputation, maintain investor confidence, and prevent any misinformation from circulating during a sensitive, high-stakes investigation.

Share Price Performance

As of 3:20 pm on April 17, 2025, EaseMyTrip share price was trading at ₹12.33, a 1.15% up.

Conclusion

The ED’s probe into the Mahadev Betting App case continues to uncover complex layers of alleged financial misconduct. As the investigation expands, even unintentional associations can lead to scrutiny. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

NSE IX Implements Near Site Facility to Enhance Operational Resilience at GIFT IFSC

NSE International Exchange (NSE IX) has achieved a notable milestone by becoming the first and only stock exchange at GIFT IFSC to successfully implement its Near Site (NS) facility. The implementation went live on April 14, 2025 and underscores NSE IX’s proactive compliance with the Business Continuity Plan (BCP) and Disaster Recovery (DR) guidelines prescribed by the International Financial Services Centres Authority (IFSCA).

This development reinforces the exchange’s commitment to operational resilience and regulatory adherence, ensuring robust preparedness for adverse events without compromising market functioning.

Enhancing Market Infrastructure in Line with IFSCA Norms

IFSCA issued its formal BCP and DR guidelines through a circular dated November 16, 2022. According to the framework, all Market Infrastructure Institutions (MIIs) operating within IFSC must establish not only a Disaster Recovery Site (DRS) but also a Near Site (NS) to ensure zero data loss and operational continuity.

By executing this mandate, NSE IX has demonstrated leadership in infrastructure readiness, setting a benchmark for other exchanges and clearing corporations operating in IFSC.

Gratitude to Stakeholders and Technical Contributors

NSE IX acknowledged the continued regulatory support from IFSCA, along with the cooperation of its telecom service providers and technology vendors. Their combined efforts were instrumental in the successful implementation of the Near Site, ensuring seamless integration and compliance.

Growth and Leadership in GIFT Nifty Trading

Since the commencement of full-scale operations of GIFT Nifty on July 3, 2023, NSE IX has experienced significant growth in trading volumes. As of April 15, 2025, GIFT Nifty has recorded a cumulative trading volume of over 39.88 million contracts, translating to a total turnover of approximately USD 1.76 trillion (₹151.10 trillion). With a market share of ~99.7%, NSE IX has firmly established its leadership in the GIFT IFSC ecosystem.

About NSE IX

Established on 5th June 2017, NSE IX is a multi-asset international exchange located in GIFT City, Gandhinagar. Recognised by IFSCA, NSE IX offers a wide array of financial instruments, including Indian Single Stock Derivatives, Index Derivatives, Currency Derivatives, Depository Receipts, and Global Stocks.

The platform also supports the listing of a variety of primary market products such as Equity Shares, SPACs, REITs, InvITs, Debt Securities, and ESG-focused debt instruments. Additionally, with regulatory exemptions from the US CFTC and SEC, NSE IX enables participation by US investors in its derivatives segment, making it a globally integrated financial platform.

Conclusion 

The successful implementation of the Near Site reaffirms NSE IX’s commitment to regulatory compliance and market resilience. It sets a new benchmark for infrastructure readiness within GIFT IFSC.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

First-Ever ATM Installed on Indian Train Completes Successful Trial Between Nashik and Mumbai

In a groundbreaking move, the Central Railway has launched India’s first ATM installed inside a moving train. The pilot project was conducted aboard the Panchavati Express, which operates between Manmad (Nashik) and Mumbai. This innovation marks a significant step toward improving basic financial services for passengers, especially on long routes with limited halts.

The Concept: Banking on the Go

The ATM facility, developed in collaboration with the Bank of Maharashtra, was introduced as part of the Innovative and Non-Fare Revenue Ideas Scheme (INFRIS). Its primary objective is to offer cash withdrawal services during travel, eliminating the dependency on station stops.

Installed in an air-conditioned coach, the ATM has been placed inside a converted cubicle that earlier served as a pantry area. The space has now been secured with a rolling shutter and is monitored continuously through CCTV to ensure safety and prevent misuse.

Accessibility Beyond Coach Class

Although the ATM has been placed in an AC coach, it is accessible to all passengers thanks to the inter-connected lobby that links all 22 coaches of the Panchavati Express. This ensures that the service is inclusive and not limited to those with AC ticket reservations.

The machine was made available to passengers during the train’s recent trial run, providing them the unique opportunity to withdraw cash mid-journey.

Shared Rake, Extended Reach

Interestingly, the ATM-equipped coach is part of a rake shared with the Mumbai–Hingoli Jan Shatabdi Express. This means the facility is not restricted to a single train route but extends to a broader network, offering even more travellers access to essential banking services while onboard.

Performance During the Trial Run

According to Central Railway officials, the machine functioned efficiently during its test run. The only reported issue was a temporary network outage in the Igatpuri–Kasara stretch, a known challenge due to the area’s tunnels and hilly terrain. Despite this, the ATM’s performance has been deemed largely successful.

Conclusion

While this initiative is still in its pilot phase, its success could pave the way for similar installations on other long-distance trains. If adopted widely, this feature could redefine convenience for passengers on Indian Railways.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Coforge Announces Completion of 100% Acquisition of TMLabs Pty Ltd

Coforge Limited has completed the acquisition of 100% equity in TMLabs Pty Ltd. The transaction was executed through Coforge Technologies Australia Pty Ltd, a wholly owned subsidiary of the company.

As of 9:40 am on April 17, 2025, Coforge share price was trading at ₹6,305.00, down 1.61%, with a 13.12% decline over the past six months and a 21.09% gain over the past year.

Deal Structure

The acquisition was carried out under a share sale agreement signed between Coforge Technologies Australia Pty Ltd and the shareholders of TMLabs Pty Ltd. This agreement was first announced on March 5, 2025. As per the terms, Coforge has now acquired all outstanding shares of the target company.

Completion Update

On April 16, 2025, Coforge formally confirmed that the acquisition process had been concluded. The company stated that the transaction had been executed as per the original terms and conditions laid out in the earlier agreement. No changes or updates to the original structure were mentioned.

No Additional Disclosures

In the latest update, Coforge did not provide any additional financial details, valuation information, or specifics about the business operations of TMLabs Pty Ltd. The company also did not disclose whether any changes in management or operations would follow the completion of the deal.

Involved Entities

  • Acquiring Entity: Coforge Technologies Australia Pty Ltd
  • Target Company: TMLabs Pty Ltd
  • Parent Company: Coforge Limited

TMLabs Pty Ltd is based in Australia. The filing confirms full ownership transfer but does not elaborate on the company’s size, industry segment, or existing client base.

Previous Communication

According to the company, the required details related to the transaction had already been shared at the time of the March 5 announcement. The current update is limited to confirming that the share transfer has been completed.

Conclusion

Coforge now holds 100% ownership of TMLabs Pty Ltd through its Australian subsidiary. The transaction has been completed as planned, with no further information provided in the final communication.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.