The UTI Nifty MidSmallcap 400 Momentum Quality 100 Index Fund – Regular Plan, offered by UTI Mutual Fund is open for subscription from January 28, 2025, to February 10, 2025. This is an open-ended equity scheme categorised under the mid-cap segment. The fund aims to attract investors looking for exposure to mid and small-cap stocks through an index-based approach.

Investment Objective

The objective of the scheme is to deliver returns that align with the performance of the Nifty MidSmallcap400 Momentum Quality 100 TRI index. The fund seeks to achieve this before expenses, subject to tracking errors. It provides exposure to securities in the index, which are selected based on momentum and quality parameters.

The fund is managed by Sharwan Kumar Goyal, an equity fund manager with over 18 years of experience in passive and quant strategies.

Minimum Investment and Plans

Investors can participate with a minimum investment of ₹1,000. The fund offers a Growth Plan, making it suitable for those aiming to build long-term wealth. There is no lock-in period, and the exit load is zero, allowing investors to withdraw their investments without any charges.

Risk and Benchmark

As an equity fund focusing on mid and small-cap companies, the scheme carries a Very High-Risk rating on the Riskometer. It is benchmarked against the Nifty MidSmallcap400 Momentum Quality 100 TRI, which represents a blend of momentum and quality-driven stocks.

Registrar & Transfer Agent

Administrative support for the fund is managed by KFin Technologies Ltd., the designated Registrar and Transfer Agent for the scheme.

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Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

The Bank of India Money Market Fund is an open-ended debt scheme focusing on investments in money market instruments. The fund’s New Fund Offer (NFO) opens on January 28, 2025, and closes on February 3, 2025.

Objective

The fund aims to generate returns for unitholders by investing in money market instruments. These instruments include treasury bills, commercial papers, certificates of deposit, and government securities with maturities of up to one year. 

While the objective is to provide reasonable liquidity and returns, there is no assurance that it will be achieved.

Plan Options

The fund offers two plans: the Regular Plan, designed for investments made through distributors, and the Direct Plan, available for direct investors. Both plans provide options such as Growth, IDCW Daily, IDCW Weekly, and IDCW Monthly.

Investment Details

The minimum initial investment for the Bank of India Money Market Fund is ₹5,000, with additional investments allowed in multiples of ₹1,000. The fund does not impose any exit load, providing flexibility for investors to redeem their units without incurring extra charges. This fund uses the CRISIL Money Market A-I Index as a benchmark.

The scheme is managed by Mr Mithraem Bharucha.

Risk Level

Classified under the debt category, this scheme falls specifically under the liquid funds sub-category, focusing on short-term money market instruments.  The fund carries a moderately low-risk rating, making it suitable for conservative investors or those looking for short-term debt investments.

All in all, the Bank of India Money Market Fund offers an option to invest in short-term money market instruments with daily NAV calculations and no exit load. Investors must review the scheme’s suitability based on their financial goals.

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Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

Edelweiss Mutual Fund has announced an income distribution of ₹0.20 per unit for its Edelweiss Aggressive Hybrid Fund under the IDCW option. This distribution is applicable to both regular and direct plans, with January 28, 2025, as the record date.

Fund Allocation Breakdown

As of December 31, 2024, the Edelweiss Aggressive Hybrid Fund allocated 75.81% of its investments to equities, 24.24% to debt, 0.01% to real estate, and -0.06% to cash and cash equivalents. This mix shows its focus on equities while maintaining some exposure to fixed-income instruments.

Details and Launch

The Edelweiss Aggressive Hybrid Fund was launched on January 7, 2013, and has since delivered a return of 14.68% as of the latest data. The fund’s assets under management (AUM) stand at ₹2,363 crore. It tracks the CRISIL Hybrid 35+65 Aggressive Index and falls under the “Very High” risk category.

Features

The fund requires a minimum investment of ₹100, which also applies to additional investments and SIPs. Withdrawals can be made for as low as ₹1, providing flexibility to investors. The fund does not have a lock-in period but charges an exit load of 1% for redemptions exceeding 10% of the investment within 90 days.

Investment Approach

The fund plans to achieve long-term growth and generate income by investing primarily in equity and equity-related instruments, with the remaining portion in debt and money market securities. This approach makes it a balanced consideration for investors who are willing to accept moderate risk for higher potential returns over a longer time.

Suitability

These funds balance equity and debt exposure, making them suitable for those seeking returns that could beat inflation without taking on the higher volatility of pure equity funds. However, it is important to weigh the risks associated as this announcement provides an update for investors holding or considering the Edelweiss Aggressive Hybrid Fund.

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Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

DSP Mutual Fund has declared an income distribution of ₹0.20 per unit under the Income Distribution cum Capital Withdrawal (IDCW) option of its DSP Aggressive Hybrid Fund. The distribution applies to both regular and direct plans, with the record date set for January 28, 2025.

Fund Overview

The DSP Aggressive Hybrid Fund was launched on January 1, 2013, and has delivered an average return of 14.37% since its inception. As of December 31, 2024, the fund’s assets under management (AUM) stood at ₹10,306 crore, with an expense ratio of 0.71%.

Asset Allocation

The fund invests 69.2% of its portfolio in equities, 29.6% in debt instruments, and 1.2% in cash or cash equivalents. This mix is intended to balance growth potential with relative stability, appealing to investors looking for a combination of equity and fixed-income exposure.

Investment Strategy

The fund’s strategy focuses on generating long-term capital appreciation and current income by investing in a diversified portfolio of equity, debt, and money market instruments. It is benchmarked against the CRISIL Hybrid 35+65 Aggressive Index and categorized under the “Very High” riskometer.

Minimum Investment & Exit Load

Investors can begin with a minimum investment of ₹100, and subsequent additional investments also require ₹100. For SIP (Systematic Investment Plan) options, the minimum instalment is ₹100 with a minimum of 12 cheques. Partial withdrawals can be made with a minimum amount of ₹500, provided a balance of ₹500 is maintained in the account.

An exit load of 1% is applicable for redemption of units exceeding 10% of the total investment if withdrawn within 364 days. There is no lock-in period for the fund. This fund may suit those looking for moderate equity exposure and willing to accept market fluctuations. However, it is important to weigh the risks associated.

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Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

HSBC Mutual Fund has announced income distribution under the IDCW (Income Distribution cum Capital Withdrawal) option for several schemes. The record date for this distribution is January 27, 2025. Investors holding units of these schemes on this date will be eligible for the payout. Below are the details of the schemes and the income distribution.

Value Funds See the Highest Distribution

The HSBC Value-IDCW and HSBC Value Direct-IDCW schemes have announced the highest income distribution of ₹4.750 per unit. These schemes are focused on investing in undervalued companies and remain known among long-term investors.

Tax Saver Equity Schemes

The HSBC Tax Saver Equity-IDCW and HSBC Tax Saver Equity Direct-IDCW schemes will offer a payout of ₹3.000 per unit each. These funds not only provide income but also include tax-saving benefits under Section 80C of the Income Tax Act.

Multi Cap Scheme Distribution

Under the HSBC Multi Cap Reg-IDCW scheme, a distribution of ₹1.600 per unit has been announced. This scheme allocates investments across large-cap, mid-cap, and small-cap stocks, offering a diversified portfolio.

Balanced Advantage Funds

The HSBC Balanced Advantage Direct-IDCW scheme will distribute ₹0.155 per unit, while the HSBC Balanced Advantage-IDCW scheme has declared ₹0.135 per unit. These funds balance investments between equity and debt to align with market conditions.

Aggressive Hybrid Funds

The HSBC Aggressive Hybrid Direct-IDCW scheme has announced a payout of ₹0.240 per unit, while the regular HSBC Aggressive Hybrid-IDCW scheme will distribute ₹0.210 per unit. These funds maintain a mix of equity and debt to manage risks while generating returns.

The announced income distribution shows HSBC Mutual Fund’s focus on periodic payouts for the investors. Unitholders are advised to note the record date of January 27, 2025, and check their eligibility for the declared payouts.

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Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

LIC Mutual Fund has announced an income distribution of ₹0.10 per unit under the Income Distribution cum Capital Withdrawal (IDCW) option for both regular and direct plans of its LIC MF Aggressive Hybrid Fund. The record date for this payout is January 27, 2025.

Fund Composition

The LIC MF Aggressive Hybrid Fund invests 76.81% in equities, 22.09% in debt instruments, and 1.1% in cash or cash equivalents. As a hybrid fund, it balances growth potential with stability, making it a middle ground between pure equity and debt funds.

Investment Details

The minimum investment required to enter the fund is ₹5,000, with subsequent investments starting at ₹500. Systematic Investment Plans (SIPs) start from ₹200. For redemptions exceeding 12% of the investment within three months, an exit load of 1% applies. There is no lock-in period.

Performance and Costs

The fund was launched on January 3, 2013, and has delivered a return of 11% since inception. As of December 31, 2024, its assets under management (AUM) stand at ₹529 crore. The expense ratio for the fund is 1.40%.

Risk and Suitability

The fund carries a “Very High” risk classification as per the Riskometer, given its higher exposure to equities. It is aimed at investors with a long-term horizon of five years or more. Aggressive hybrid funds typically allocate 65-80% of their portfolio to equity, which helps them offer potentially better returns than debt funds while being less volatile than pure equity funds.

Additional Information

The fund is benchmarked against the CRISIL Hybrid 35+65 Aggressive Index. Like most equity-linked investments, SIPs are for those considering long-term investments.  The income distribution offers regular payouts for those invested under the IDCW option, but investors should weigh this against the fund’s long-term growth potential.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

Baroda BNP Paribas Mutual Fund has announced income distribution under the IDCW (Income Distribution cum Capital Withdrawal) option for a few of its schemes. The record date for these payouts is January 27, 2025. Investors holding units in these schemes on the record date will be eligible for the distribution.

Details of Multi Cap Scheme Distributions

The Baroda BNP Paribas Multi Cap schemes have declared the highest payouts in this announcement. The Baroda BNP Paribas Multi Cap Direct-IDCW option will distribute ₹0.45 per unit. On the other hand, the Baroda BNP Paribas Multi Cap-IDCW option has declared ₹0.43 per unit.

Aggressive Hybrid Scheme Payouts

Income distributions for the Baroda BNP Paribas Aggressive Hybrid schemes are also part of this announcement. The Baroda BNP Paribas Aggressive Hybrid Direct-IDCW option has a distribution of ₹0.15 per unit, while the Baroda BNP Paribas Aggressive Hybrid Reg-IDCW option will pay ₹0.13 per unit.

The record date, January 27, 2025, is the cut-off for eligibility. Investors who own units in these schemes on or before this date will qualify for the declared income distributions.

What Investors Should Know?

These payouts are distributed based on the units held and the NAV (Net Asset Value) of the schemes on the record date.

Investors are advised to check their portfolio for holdings in these schemes if they wish to avail of the announced distributions. For those considering investments, doing so before the record date could make them eligible for the current payouts. 

Want to plan regular withdrawals? Our SWP Calculator helps you calculate how much you can withdraw while keeping your investments intact. Try it now!

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully