Difference Between Real Estate And Stock Market

Podcast Duration: 06:13
Namaskar dosto. Angel One ke ISS podcast mein aapka swagat hai.

Investments kai tarah ke hote hai chahe property ho ya stock market nahi toh traditional methods like fixed deposits. Humare desh mein log gold leke bhi invest karte hai. Har investment option ke kai strengths…. matlab benefits ...hote hai, aur kai weaknesses.

Apne needs ke hishab se aapko investment options compare karna chahiye. Kisi ke kahne me mat jao. "Iss me invest karo….yeh bahut accha hai" bolna bahut ashan hai lekin "accha" ka definition har inshan ke liye alag hota hai. Galat mat samjho ...mai nahi bol raha ki aapka koi friend, neighbor ya family member aapko bahakane ki koshish kar raha hai. After all, most people offer investment tips with good, helpful and friendly intentions. Lekin ho sakta hai ki jo inke liye sahi hai, woh tumhare liye sahi na ho.

Aapko comparison karke apne liye sahi investment plan banana chahiye.

Iss podcast mein hum compare karenge two very popular investment options that is real estate and stock market. Hum aapko dono ke baare mein information denge kai factors ke basis par dono ko compare kar lenge. Phir aap apne investment goals, risk appetite aur available capital ke hishab se decide karege.

Real estate ke baare mein kai important facts first of all.

Real Estate investment long term investment hota hai. Ghar khareedne ke kai saalo ke liye rakhna padta hai until there is a substantial rise in the price. Aise nahi ki 11 maheeno mein bhej ke profit milega. Time lagta hai.

Market experts ke hishab se real estate investments me 11% ROI mil jata hai minimum for both residential and commercial properties. Of course it depends on where you buy and when. Bahut log hai jinho ne property bahut kam mein bahut saal pahle khareed liya tha aur abhi that property is worth crores.

Real estate mein your options emerge from residential ya commercial, various locations and various types (kya aap shahar mein dusra ghar khareed ke bhade me dege until you sell? Ya kisi holiday location mein khareed ke Airbnb me list kar denge until you sell?)

Real Estate ke liye invest karte samay involvement ki zaroorat hai to choose the location, the builder and the specific property. site examination hamesha karna chahiye kyunki there are lots of chor builders out there. development hote vakt bhi thoda bahut jake inspect karna hi padta hai just to make sure the site is not sitting undeveloped. Later lekin sirf kabhi kabhi ghar ya commercial space ko jake check karna padta hai lekin zyaada involvement ki zaroorat nahi rahti hai.

Yeh raha real estate ka features.

Chalo ab discuss karte hai stock market ka features.

Stock market mein depending on the type of trading … ya investing.. route chosen long term, short term ya very short term bhi ho sakta hai.

Stock market mein returns on an average 14% to 16% deta hai, aise sabit ho chuka hai. Lekin losses bhi ho sakta hai. Stock market mein risks kaafi hai. Jaise aapne dekha hoga… coronavirus ke vajah se stock market crash ho gaya tha.

Stock market mein kahi options hai jaise ki stocks, futures & options jaise securities, commodities aur currency. Mutual funds bhi stock market se hi linked hai.

Stock market mein aapko thoda bahut dedication aur involvement invest karne ka zaroorat hoti hai. Aapko stocks dhyaan se study karna padta hai. Stock prices ko magnifying glass se examine karna hota hai to predict how the price will go in the future - yeh sab dekh ke sahi buy price, sell price, stop loss … yeh sab set karna padta hai. Company news aur reports follow karna hota hai. Open Interest follow karne ki zaroorat hoti hai. Indicators aur technical charts dhyaan se dekhna padta hai. Unless aap long term investor ho … phir aapko sirf investment choose karte samay involve rahna hai aur phir aap woh investment ko side mein rakh ke grow hone ke liye ruk sakte ho.

Toh yeh features Jan ke ab aap comparison ke liye tayaar ho. Let us do it together - aapko bhi toh kabhi dono ke features pata hai. Hum dono ko compare karenge in the basis of a few factors that is: Availability of initial capital
- Liquidity
- Risk
- Involvement

Ready?

Availability of capital
Stock market mein alag alag options mein invest karne ke liye paise chahiye lekin a few thousands ya a few lakhs se kaam chala sakte ho.

Lekin ghar ya dukaan ya office space khareedne ke liye aur woh bhi kai options lane ke liye kharidaro ki zaroorat hot i hai

Liquidity
Investment in property is of course not liquid - woh paise abhi tied up hai aur agar aapko woh paise chahiye toh property bechna padega. Stock market investment usually fairly liquid hot hai. Day traders toh roz paise dal ke nikaal bhi dete hai.

Risk
Dono options mein risk kaafi hai. Real estate long term hai toh ho sakta hai ki aaj price kam hai lekin jab aap 10 saal bad bechne jayenge you will sell at a higher rate than which you bought at. Lekin if the growth in price does not exceed inflation sach baat yeh hai ki you have technically incurred a loss.

Involvement
Stock market mein aapke attention aur availability ki zaroorat hoti hai. Even if aap intraday trading nahi kar rahe ho thoda bahut monthly monitoring ki zarurat hai. Intraday trading karne jayenge toh subhe 1 hour trading ke liye rakhna padenge. Thoda bahut padhai karne ki zarurat bhi hai. Angel One app me aapko padhai karne ke liye technical charts aur indicators mil jayegi. App toh free hai aur saare tools bhi use karne ke liye free time hai.

This completes our comparison and our podcast for the day dost. Mujhe yakin hai ki iss information se aapka decision-making thoda simple ho jayega.