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Outlook & Valuation: At the upper end of the price band, USFB is valued at 2.8x
its Q2FY2020 book value (Pre-IPO) and on post dilution basis at 2.3x of BV,
which we believe is attractive considering similar businesses are trading at higher
valuations. Moreover, experienced management, Pan-India presence, and pristine
asset quality provides comfort. We recommend a Subscribe to the issue.
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