Consent & Security

To ensure a smooth and secure onboarding process, we require certain permissions to fetch and validate your personal details and for KYC purposes. These permissions are only used for account creation and validation.

Your data is only used for account creation and KYC purposes, and it is not shared with any third parties. The safety of your information is our top priority.

CKYC stands for Central KYC (Know Your Customer), an initiative by the Government of India to streamline the KYC process by making all relevant information available in one place. With your consent, we can access this information for a faster and safer onboarding experience.

We will use the Digilocker facility to validate your identity and complete KYC by verifying documents like Aadhar and PAN.

Currently, we can only process fixed deposit requests for users who are tax residents of India.

A person is considered a resident of India if they have spent either:

1. 182 days or more in India during the financial year, or
2. 365 days or more in India during the four preceding years and 60 days or more during the current financial year.