Financial Terms

Financial Planning

It involves setting financial goals, assessing assets and liabilities, evaluating risk tolerance, and developing strategies to reach those goals. This process requires a deep understanding of financial concepts such as budgeting, saving, investing, and managing debt.

Welcome to our lesson on financial planning. As a knowledgeable professor in finance, I want to discuss the importance of this term and how it can benefit individuals and companies alike. Financial planning involves a thorough analysis of your financial situation, followed by a personalized plan to help you reach your goals. This includes setting objectives, evaluating assets and liabilities, determining risk tolerance, and devising appropriate strategies.

To effectively plan for your financial future, it is crucial to have a solid grasp of key financial concepts. These include budgeting, which involves creating a spending plan to meet your needs and wants. Saving, which entails setting aside money for future expenses or investments. Investing, which involves purchasing assets with the expectation of generating income or profit. And lastly, managing

H-Shares

H-Shares refer to shares of companies from mainland China that have been listed on the Hong Kong Stock Exchange. This is part of the Chinese government's efforts to open up ...

Dividend Payout Ratio

This ratio is an important factor for investors as it indicates how much of the company's profits are being shared with shareholders. Generally, a higher dividend payout rati...

Capital Tax

Capital Gains Tax, commonly referred to as CGT, is a tax levied on the profit earned from selling a capital asset. This includes assets such as real estate, stocks, and busi...

Capital Gain / Loss

Let's dive into the world of finance and discuss a fundamental concept that every investor should be familiar with - capital gain or loss. This refers to the difference betw...

Capital Expenditure

Capital expenditures, or CapEx, refer to the funds allocated by a business or Government for the purchase, improvement, or maintenance of assets in order to enhance the orga...

Central Bank

Allow me to introduce you to the concept of a national bank - a financial institution that plays a vital role in providing services for the government and commercial banking...