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Insurance

Accidental death benefit

A beneficiary can receive an additional benefit if the insured passes away due to an accident through an endorsement. This is a form of insurance that provides an extra layer of protection for those who may be impacted by an unexpected death. It is important to understand the details of such endorsements to make informed decisions about financial planning and security.

Basic health insurance policy

Insurance is a crucial aspect of financial planning, especially when it comes to healthcare. In the world of finance, we often come across terms such as hospital insurance, ...

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Principal

In the realm of finance, we often come across the term 'principal.' Now, the principal is not just the head of a school, but it also refers to the obligor or the individual ...

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Suicide clause

Life insurance contracts often include a provision known as the suicide clause, which states that the insurer must still pay out the policy's benefits in the event of the in...

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Contestable Clause

A key aspect of an insurance policy is the provision outlining the circumstances in which the insurer can challenge or invalidate the policy. This condition, known as a con...

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