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Insurance

Accidental death benefit

A beneficiary can receive an additional benefit if the insured passes away due to an accident through an endorsement. This is a form of insurance that provides an extra layer of protection for those who may be impacted by an unexpected death. It is important to understand the details of such endorsements to make informed decisions about financial planning and security.

Expiry

Let's talk about the concept of policy termination in finance. As a knowledgeable professor, I want to make sure you understand the importance of this term. Policy terminati...

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Policy

A vital document in the world of insurance, a written contract binds a policyholder and an insurance company in a legally binding agreement. It outlines the terms and condit...

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Risk transfer

In the world of finance, there exists a risk management technique known as risk transfer. This involves one party, known as the transferor, paying another party, known as th...

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Bailment

When an individual entrusts their personal property to someone else, it is known as a bailment. This can occur in various scenarios, such as when you leave your car at a val...

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