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Insurance

Actuarial Cost Method

One essential tool in the realm of finance is the method used to calculate contributions within an insurance plan. This provides a comprehensive understanding of the financial implications of the plan and allows for informed decision-making. Understanding this method is crucial for effective financial planning and management. So, let's delve into the details of this important concept.

Surplus

In the world of finance, we often come across the term "surplus". This refers to the remaining amount after deducting an insurer's liabilities from its assets. It serves as ...

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Insurance Policy

An essential document in the world of insurance is the policy, a written agreement between the policyholder and the company outlining the terms and conditions of coverage. T...

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Alternative dispute resolution (ADR)

When faced with a dispute, there are alternatives to the traditional route of heading straight to court. These methods, known as alternative dispute resolution (ADR), can pr...

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Diminution of value

One concept in finance that is often overlooked is the notion of depreciation. It refers to the decrease in value of an asset, such as a vehicle, after it has been damaged a...

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