When an insurance company provides temporary coverage before the actual policy is issued, it is known as a temporary authorization of coverage. This temporary coverage is put in place to ensure that individuals are protected during the waiting period for their policy to be finalized. It is important to note that this temporary coverage may have limitations and may not provide the same level of protection as the actual policy. Therefore, it is crucial to thoroughly review the terms and conditions of the temporary authorization of coverage to fully understand the extent of protection it offers.