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Insurance

Bonus

The bonus, also known as the policyholder's dividend, is an additional sum that is received during the term of an insurance plan or at its maturity. This is only granted if the policyholder has paid all premium amounts for a specified minimum number of years. Essentially, the bonus is an added amount to the basic sum assured in a with-profit life insurance policy.

Soft market

This environment is the opposite of a sellers? market where insurance is scarce In the world of finance, we often hear the terms "buyers' market" and "sellers' market." Thes...

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Treaty reinsurance

Reinsurance treaties are mutually beneficial agreements between insurance companies and reinsurers. In this arrangement, both parties agree to automatically accept a certain...

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Provisions

Insurance policies contain statements that outline the various aspects of the insurance agreement, including the benefits, terms, and additional details. These statements se...

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Occupational Hazard

Occupational hazard refers to a risk factor associated with a particular job that increases the chances of accidents, sickness, or even death. This can result in higher insu...

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