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Insurance

Commission

In the world of finance, it is important to understand the concept of commission. This refers to the fee paid to an agent or insurance salesperson as a percentage of the policy premium. The exact percentage can vary greatly, depending on factors such as coverage, the insurer, and the marketing methods used. It is crucial to be aware of this component when evaluating insurance options and making financial decisions.

Target Pension

A crucial aspect of pension policies is the desired amount of pension by the policyholder. This amount is determined by various factors such as lifestyle, anticipated expens...

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Tort law

Welcome to our lesson on the legal principles of civil action for wrongful acts. This encompasses negligence, intentional interference, and other wrongdoings, with the excep...

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Hull insurance

A marine insurance policy provides coverage for ships that traverse the ocean. This type of insurance protects against damage or loss of the vessel, as well as any damage or...

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Free-of-capture-and-seizure (FC&S) clause

Marine insurance often contains a clause that specifically excludes coverage for losses incurred due to war. This means that any damages or losses resulting from a war or mi...

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