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Insurance

Compulsory auto insurance

In the world of finance, there exists a minimum threshold for auto liability insurance that is mandated by law. This coverage protects individuals from financial losses in case of an accident. It is crucial to understand this requirement and ensure that it is met to safeguard our financial well-being. So, let us delve into the details of this essential aspect of finance.

Kidnap/ransom insurance

As students of finance, it's important to familiarize ourselves with the concept of coverage for ransom and extortion payments, along with related expenses. This type of ins...

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Acts of god

In the realm of finance, there are certain risks that are beyond our control and cannot be adequately mitigated. These include natural disasters such as floods and earthquak...

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Human life value

Imagine a scenario where a person receives a sum of money, but they want to make sure it lasts them for the rest of their working life. How can they do this? By breaking dow...

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Freight

Freight is the cost paid for the shipment of goods. This term is often used in the context of marine insurance, where vessel owners purchase freight insurance to protect aga...

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