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Insurance

Consideration

This is typically done to protect individuals and businesses from financial loss due to unforeseen events. An insurance contract entails a fixed premium and a mutual understanding of the terms and conditions that ensue. The purpose behind this arrangement is to safeguard individuals and organizations against potential economic setbacks caused by unexpected circumstances.

Social sector

In the world of finance, there exists a spectrum of groups that are often overlooked or misunderstood. These include the unorganised sector, informal sector, economically vul...

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Speculative risk

As a seasoned professor of finance, I would like to discuss the concept of risk with you. In simple terms, risk refers to the possibility of experiencing either a gain or a ...

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Dynamic risks

One of the fundamental concepts in finance is the idea of risk. It refers to the uncertainties that arise due to changes in the world around us. Whether these risks are pure...

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Umbrella policy

As a knowledgeable professor in finance, it is crucial to understand the concept of excess insurance coverage. This type of coverage provides protection for losses that exce...

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