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Criminal law

In the field of finance, it is crucial to understand the concept of criminal law. This branch of law deals with actions that are considered harmful to society, such as rape, murder, and robbery. These transgressions are prosecuted by government authorities, and the offender may face penalties such as fines or imprisonment. It is essential to have a grasp of criminal law and its implications in the world of finance.

Guaranteed Insurability (guaranteed issue)

As a professor of finance, I would like to discuss the concept of rider-provided arrangements that allow for the purchase of additional insurance at different points in time...

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Hostile fire

A fire that breaks out beyond its designated boundaries is known as an external fire. This type of fire can be caused by various factors such as weather conditions, human ac...

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Experience rating

Insurance rating is a method of determining the cost of insurance based on the insured's past claims. This means that the premium for future coverage is influenced by the in...

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Claim Amount

The term "payable amount" refers to the sum of money that is due upon the completion of a policy or when a claim is made. This amount is typically determined at the beginnin...

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