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Insurance

Directors and officers liability insurance (D&O)

Directors and officers of a company can be held liable for their negligent actions or failures to act, as well as for any false or misleading statements made that lead to legal action against the company. This type of insurance coverage is essential in protecting companies and their leaders from the financial repercussions of such lawsuits, which are commonly brought by shareholders. It is important for those in the finance industry to understand the significance of this type of insurance and its role in mitigating potential risks for businesses.

Accelerated death benefit

Let's take a closer look at a common finance term - accelerated benefit. This refers to a portion of a policy's face amount, adjusted for interest, that can be received by t...

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Beneficiary

A beneficiary, in the realm of finance, refers to an individual who is entitled to receive benefits from a policy in the event of the policyholder's death or upon the policy...

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Policy Bonuses

Participating policies offer policyholders the opportunity to receive a portion of the company's profits through bonuses. These bonuses are typically divided into two types ...

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Commercial lines

Businesses often purchase specific products to protect their operations. These products include boiler and machinery coverage, which protects against damage to equipment, an...

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