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Insurance

Family Policy

A family life insurance policy is a comprehensive contract that offers coverage for multiple members of a household. Typically, the main breadwinner holds a whole life insurance policy, while the spouse and children are covered under smaller term insurance plans. New additions to the family can also be included in the policy after its issuance.

Direct loss

An insurance term that refers to a loss that is a direct result of a series of connected events starting from an insured risk. In simpler terms, it means that the loss can b...

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Declaration

When it comes to property or liability insurance policies, it is essential to understand the basic components. One crucial element is the declarations page, which outlines v...

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Fidelity bond

One crucial aspect of managing finances is having a clear understanding of insurance terminology. In particular, the concept of fidelity insurance is highly relevant for bus...

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Asset-backed securities

Bonds are financial instruments that represent pools of loans with similar characteristics, such as type, duration, and interest rates. These loans can be securitized, meani...

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