Free-of-capture-and-seizure (FC&S) clause

Marine insurance often contains a clause that specifically excludes coverage for losses incurred due to war. This means that any damages or losses resulting from a war or military conflict will not be covered under the insurance policy. This exclusion is designed to limit the insurer's liability and protect them from potential large-scale losses. It is important for individuals and businesses to be aware of this clause and understand its implications when purchasing marine insurance. By being knowledgeable about the terms and conditions of their insurance policy, individuals can make informed decisions about their coverage and protect themselves from potential financial risks.