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Insurance

Graded Premium Policy

This particular type of whole life policy caters to individuals seeking a higher level of life coverage but are unable to afford it at the moment. It involves paying a lower premium rate that gradually increases within the initial three to five years before stabilizing for the remainder of the policy's duration.

Principle of indemnity

In the realm of insurance, there exists a doctrine that sets a cap on the amount an insured individual can receive - the actual cash value of their insured property. This pr...

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In Force

Let's discuss an important concept in the realm of finance - insurance with fully paid premiums. This refers to an insurance policy where the premiums have either been paid ...

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Policy Term

An important aspect to consider when selecting an insurance policy is the coverage period. This refers to the time frame in which the policy will provide protection for the i...

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Face amount

A life insurance contract contains a crucial element known as the death benefit. This refers to the predetermined amount of money that will be paid out to the designated ben...

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