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Insurance

Guaranteed Addition

Guaranteed additions, a key concept in finance, are calculated by multiplying a predetermined rate with the sum assured. These additions are then added to the basic sum assured and are paid out upon the approval of a claim. This valuable benefit is only applicable for the years in which premiums are paid. It is a crucial element to consider when making financial decisions.

Completed operations coverage

Liability insurance covers the cost of any bodily injury or property damage caused by a completed project or job. This is a crucial protection for businesses that offer serv...

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Guaranteed Insurability (guaranteed issue)

As a professor of finance, I would like to discuss the concept of rider-provided arrangements that allow for the purchase of additional insurance at different points in time...

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Structured settlement

A crucial aspect of finance is the legal agreement known as structured settlement. This agreement entails periodic payments to a designated individual, often one who has sus...

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Severity

is the size of a loss. When assessing insurance premiums, one crucial factor to consider is the size of potential losses. This refers to the magnitude of financial damages t...

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