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Insurance

Guaranteed renewable

An insurance policy that cannot be terminated by the insurer before a predetermined age. In this type of policy, the premiums can only be increased for all individuals within a certain group. This ensures that the policy remains in force for the designated period and provides stability for both the insurer and the insured.

Diminution of value

One concept in finance that is often overlooked is the notion of depreciation. It refers to the decrease in value of an asset, such as a vehicle, after it has been damaged a...

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An insurance policy that cannot be terminated by the insurer before a predetermined age. In this type of policy, the premiums can only be increased for all individuals withi...

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Policy Term

An important aspect to consider when selecting an insurance policy is the coverage period. This refers to the time frame in which the policy will provide protection for the i...

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Insurable value

When discussing business income coverage, it's important to understand the concept of net income. This is the amount that remains after subtracting variable costs and expens...

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