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Insurance

Guaranteed renewable

An insurance policy that cannot be terminated by the insurer before a predetermined age. In this type of policy, the premiums can only be increased for all individuals within a certain group. This ensures that the policy remains in force for the designated period and provides stability for both the insurer and the insured.

Investment income

Investment income is a crucial aspect of insurance companies' financial success, as it refers to the earnings they receive from investing their assets. In fact, insurers rely...

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Reinsurance

Reinsurance is a risk management strategy where a primary insurer transfers risk to a reinsurer. This allows the primary insurer, also known as the ceding company, to protec...

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Straight deductible

In the realm of finance, there exists a concept known as a deductible. This is a fixed amount that is applicable to every loss and is deducted before any loss payment is dis...

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Equal shares

In the world of insurance, there exists a method of apportionment known as pro rata. This method involves the distribution of a loss among multiple insurers who have provide...

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