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Insurance

IRDA

As a finance professor, I would like to introduce you to the Insurance Regulatory and Development Authority of India (IRDAI). This governing body serves as the backbone of the insurance industry in India, safeguarding the rights of policyholders and promoting the steady development of this sector. Through its regulatory efforts, the IRDAI ensures the proper functioning and growth of the insurance market in India.

Expected loss ratio

As we delve into the world of finance, one concept that holds a significant place is the Loss Ratio. This is the measure of losses incurred in relation to premiums earned, a...

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Insurance rate

Insurance price is the cost of insurance, typically stated as a price per unit of coverage. This means the amount you pay for insurance is directly related to the amount of ...

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Policy Holder

Life insurance policies are owned by the policyholder, typically the insured individual. However, ownership can also extend to a variety of entities, from relatives to partn...

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Cancelable

A health policy with the possibility of being terminated by the insurer at their discretion, without any specific reason required....

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