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Insurance

IRDA

As a finance professor, I would like to introduce you to the Insurance Regulatory and Development Authority of India (IRDAI). This governing body serves as the backbone of the insurance industry in India, safeguarding the rights of policyholders and promoting the steady development of this sector. Through its regulatory efforts, the IRDAI ensures the proper functioning and growth of the insurance market in India.

Non-admitted insurer

In certain states or countries, you may come across insurers who hold licenses in some regions but not in others. These insurers are known as non-admitted in the countries w...

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Para-med (paramedical) Examination

Life insurance companies conduct medical examinations on potential policyholders to assess their health and determine the risk associated with insuring them. This examinatio...

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Proposal Form

An insurance policy is a legal contract between an insurance company and a policyholder. It outlines the terms and conditions of coverage, including premiums, deductibles, a...

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Asymmetric information

One important concept in the world of finance is an insured's knowledge of potential losses, which is not accessible to insurance companies. This understanding plays a cruci...

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